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Response to an insurance company

Discussion in 'Health' started by Mulepadre, Apr 4, 2019.

  1. Apr 4, 2019 at 5:44 AM
    #1
    Mulepadre

    Mulepadre [OP] Mulepadre

    Joined:
    Jan 2, 2014
    Member:
    #119686
    Messages:
    684
    Gender:
    Male
    Central Arkansas
    Vehicle:
    2003 Std Cab 2.7L 4x4
    Bilstein 5100s, Deaver Leaf Springs, JBA UCAs
    Here's a story that never fails to make me laugh. Kinda long but worth the read...

    Response to an Insurance Company

    I am writing in response to your request for additional information.
    In block #3 of the accident form,
    I put “trying to do the job alone” as the cause of my accident.
    You said in your letter that I should explain more fully,
    and I trust that the following details will be sufficient. I am a bricklayer by trade.
    On the date of the accident I was working alone on the roof of a new six story building.
    When I completed my work, I found that I had about 500 pounds of brick left over.
    Rather than carry the bricks down by hand,
    I decided to lower them in a barrel by using a pulley
    which fortunately was attached to the side of the building at the 6th floor.
    Securing the rope at ground level, I went up to the roof, swung the barrel out,
    and loaded the bricks into it. Then I went back to the ground and untied the rope,
    holding it tightly to insure a slow descent of the 500 pounds of brick.
    You will note in block #11 of the accident report that I weigh 135 pounds.
    But to my surprise at being jerked off the ground so suddenly,
    I lost my presence of mind and forgot to let go of the rope.
    Needless to say, I proceeded at a rather rapid rate up the side of the building.
    In the vicinity of the third floor, I met the barrel coming down.
    This explains the fractured skull, and broken collar bone.
    Slowed only slightly, I continued my rapid ascent,
    not stopping until the fingers of my right hand were 2 knuckles deep into the pulley.
    Fortunately, by this time, I had regained my presence of mind,
    and was able to hold tightly to the rope, in spite of my pain.
    At approximately the same time, however, the barrel of bricks hit the ground,
    and the bottom fell out of the barrel. Devoid of the weight of the bricks,
    the barrel then weighed approx. 50 lbs. I refer you again to my weight in block #11.
    As you might imagine, I began a rapid descent down the side of the building.
    In the vicinity of the third floor, I met the barrel coming up.
    This accounts for the two fractured ankles, lacerations on my legs, and lower body area.
    The encounter with the barrel slowed me enough to lessen my injuries
    when I fell onto the pile of bricks, and fortunately only three vertebrae were cracked.
    I am sorry to report, however, that as I lay there on the bricks, in pain . . .
    unable to stand . . .and watching the empty barrel six stories above me . . .
    I again lost my presence of mind and let go of the rope.
    The empty barrel weighed more than the rope, so it came back down on me,
    and broke both my legs.
    I hope I have furnished the information you have required.​
     
    spitdog likes this.
  2. Apr 11, 2019 at 4:55 AM
    #2
    PackCon

    PackCon Well-Known Member

    Joined:
    Jul 14, 2015
    Member:
    #159449
    Messages:
    11,530
    Gender:
    Male
    First Name:
    Connor
    Vehicle:
    2017 Subaru Forester Limited
    Why is this funny?

    His admission of doing something he shouldn’t have done on a job site will get him denied for workmans comp coverage.

    Guy: “Yeah I did a two man job by myself”
    Insurance Company: “Oh ok. Just wanted to understand. DENIED. Good luck paying for your medical bills and figuring out how to not go bankrupt while being out of work without pay for the next 8 months. Have a nice day.”
     
  3. Apr 24, 2019 at 3:10 PM
    #3
    Mulepadre

    Mulepadre [OP] Mulepadre

    Joined:
    Jan 2, 2014
    Member:
    #119686
    Messages:
    684
    Gender:
    Male
    Central Arkansas
    Vehicle:
    2003 Std Cab 2.7L 4x4
    Bilstein 5100s, Deaver Leaf Springs, JBA UCAs
    Get serious!!! LOL
    Its slapstick
     

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