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sell, keep, or trade in truck

Discussion in '2nd Gen. Tacomas (2005-2015)' started by ross123, Oct 27, 2010.

?

sell, keep, or pay off truck

Poll closed Nov 26, 2010.
  1. keep truck and pay it off

    38 vote(s)
    66.7%
  2. sell it and buy a new one when i return

    17 vote(s)
    29.8%
  3. keep paying it off, and trade it when for a new one when i return

    2 vote(s)
    3.5%
  1. Oct 27, 2010 at 3:28 PM
    #1
    ross123

    ross123 [OP] Well-Known Member

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    fort bragg
    i have a 2010 TRD OR. ive had my truck for 1 year. i bought it for 31000 and currently owe 20000. im deploying early next year for 10 months or 1 year. keep in mind while im gone i can easily pay off the remaining 20K.
     
  2. Oct 27, 2010 at 3:33 PM
    #2
    bakerla

    bakerla Man, Myth, Legend

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    how much money in mods do you have in it?
     
  3. Oct 27, 2010 at 3:52 PM
    #3
    ycart1201

    ycart1201 Well-Known Member

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    i'd only keep it and pay it off if you're the type to keep something for a long time... otherwise sell it so you do not have to worry about it while you're gone. put the money in savings (pretending like you're paying off the $20k) and you'll be set to buy a new (hopefully redesigned) tacoma when you return. I can't imagine paying for (let alone paying off) a truck that I dont even get to drive on a daily basis. Just my $0.02
     
  4. Oct 27, 2010 at 3:54 PM
    #4
    ross123

    ross123 [OP] Well-Known Member

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    fort bragg
    I haven't done any mods to it
     
  5. Oct 27, 2010 at 3:55 PM
    #5
    bakerla

    bakerla Man, Myth, Legend

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    sell it and do like Nathan said
     
  6. Oct 27, 2010 at 4:08 PM
    #6
    vtdog

    vtdog Well-Known Member

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    In what now seems like a hundred years ago, I put my '68 GTO convertible in a "secure" inside storage unit while I headed out for the South East Asian War games. I pulled the battery, jacked the car up to get the tires off the ground, drained the gas tank, washed/waxed and covered it with a soft "breathable" cover. In short, I did everything possible to keep the car safe.

    While away, the storage place burned down taking my GTO with it. I was told (at the time) that the loss of the car removed any bad karma I had built up and I would survive the year. I did come back safe, but the loss of that car has always bothered me.

    So, my advice would be to sell your truck, keep the cash and buy another when you return.
     
  7. Oct 27, 2010 at 6:03 PM
    #7
    bailerc

    bailerc Well-Known Member

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    im in the exact same boat man, and at bragg as well haha
     
  8. Oct 28, 2010 at 3:31 AM
    #8
    Taco4x4NC

    Taco4x4NC Well-Known Member

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    Hey Ross, a thought,

    Sell it, put the $$$ in the bank. Earn a little interest and buy a new truck when you return. Its your biz bro, but I would rather earn interest on my money than pay interest.
    For what its worth, been there done that.

    Thanks for your service and best of luck in your deployment.
     
  9. Oct 28, 2010 at 4:08 AM
    #9
    TACOMA TRD

    TACOMA TRD Well-Known Member

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    Sell it.....Get a new one upon return. Even if you lose a grand, it would make up on the insurance/storage alone
     
  10. Oct 28, 2010 at 5:50 AM
    #10
    Zombie Runner

    Zombie Runner Are these black helicopters for me?

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    having a payed off vehicle is a great thing. just think, that would be 400+ more dollars a month in your bank account.
     
  11. Oct 28, 2010 at 6:37 AM
    #11
    sloppyjoe

    sloppyjoe They are more like guide lines.

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    Why not keep it, you will not be racking up any miles while you are over seas. I would keep it a pay it off, then you come home to a truck you own and have the extra funds to do with what you please. Good Luck over there. JOE>
     
  12. Oct 28, 2010 at 6:54 AM
    #12
    jamant12

    jamant12 Active Member

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    I would keep it and just pay it off, like others mentioned before it would be nice to have a payed off vehicle when you get back!
     
  13. Oct 28, 2010 at 7:51 AM
    #13
    vinnyvavoom

    vinnyvavoom Well-Known Member

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    You can drive that truck for 10 to 20 yeasr when you get back. Screw losing the value of depreciation. Keep that F-in Taco.
     
  14. Oct 28, 2010 at 8:05 AM
    #14
    jmdaniel

    jmdaniel Well-Known Member

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    I started typing a long response, but it looked like a case study from my B school days. Keep it, pay it off, and enjoy a low mileage paid off truck when you get back. I paid cash for my '93 Toyota in '93, drove it for 15 years, and lemme tell you, having no payments is a very good thing. For those telling you to put your money in the bank and earn interest, I'd like to ask: who is paying interest these days?
     
  15. Oct 28, 2010 at 8:30 AM
    #15
    aficianado

    aficianado Well-Known Member

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    back to bone stock.
    keep it. if you sell it, you would have "rented" it for the year, at a really crappy rate. store it, pay it off, and come back safe and drive it relatively cost free.

    car payments blow. do yourself a favor, pay it off and get to the next step of "paying yourself first".
     
  16. Oct 28, 2010 at 11:55 AM
    #16
    ross123

    ross123 [OP] Well-Known Member

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    well thx for the responses. i think ill just keep it. my wife will be here to start it every now and then. so it wont just sit here.
     
  17. Oct 28, 2010 at 12:24 PM
    #17
    jmdaniel

    jmdaniel Well-Known Member

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    Need someone to look after the wife?

    Sincerely,
    Jody

    ;)
     
  18. Oct 28, 2010 at 2:57 PM
    #18
    Chris(NJ)

    Chris(NJ) Well-Known Member

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    If you have no intentions of selling when you return, than there is no reason to get rid of it now. However, if you were planning on selling or trading up, I'd get rid of it now. You'd save on interest from the loan and can a little more now for it than in a year. Just depends what you ultimately want out of it and how long you plan to keep it.
     
  19. Oct 28, 2010 at 4:23 PM
    #19
    Capita

    Capita Well-Known Member

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    I'd pay it off and keep it.
     
  20. Oct 28, 2010 at 9:54 PM
    #20
    dexterdog

    dexterdog My pee parts itch

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    The interest fairy. Duh.
     
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