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shopping for auto insurance

Discussion in 'Off-Topic Discussion' started by Bearskill, Jan 2, 2010.

  1. Jan 2, 2010 at 10:27 PM
    #1
    Bearskill

    Bearskill [OP] Well-Known Member

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    Yep, shopping for auto insurance. Man it sucks. Anyone have a good company to recommend? I've looked at the Major ones. Geiko, Allstate, Progressive. So damn expensive. My couple tickets don't help ether.
     
  2. Jan 2, 2010 at 10:40 PM
    #2
    JimBeam

    JimBeam BECAUSE INTERNETS!! Moderator

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  3. Jan 2, 2010 at 10:43 PM
    #3
    stenyeart

    stenyeart Well-Known Member

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    I've been with State Farm for about 10 years and they are great to deal with. I have shopped around and no one can beat their rates.
     
  4. Jan 2, 2010 at 10:44 PM
    #4
    1337Taco

    1337Taco Sold all 3

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    I have state farm as well. Nothing wrong so far, but only have had to deal with them once.
     
  5. Jan 2, 2010 at 10:47 PM
    #5
    Tacozona

    Tacozona Well-Known Member

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    State Farm here as well. They will actually pay market value in WA and will consider all of the mods if one's vehicle is a total loss (meaning you won't lose every penny you stick into your vehicle) - won't be dollar for dollar but still very fair.
     
  6. Jan 2, 2010 at 10:50 PM
    #6
    Tacozona

    Tacozona Well-Known Member

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    By the way, you get what you pay for with insurance. If you shop price alone...be prepared for low level of service should something negative (i.e., claim) occur.
     
  7. Jan 2, 2010 at 11:26 PM
    #7
    Stew_Fri

    Stew_Fri Well-Known Member

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    Are you Military? If you are then I highly highly recommend USAA. They have great rates and their customer service is second to none. I got insurance with them and loved them so much that I switch my entire banking over to them. Trust me. They are awesome
     
  8. Jan 2, 2010 at 11:42 PM
    #8
    mntbiker2008

    mntbiker2008 First I derp.. then I herp

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    x2. im with usaa as well the nice thing is they offer it to relatives of whoever is in the military. customer service is great and my rate for full coverage is under 110/month and thats with one accident.
     
  9. Jan 2, 2010 at 11:58 PM
    #9
    jdkeller

    jdkeller How many words can be fit in this s

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    I have gmac. I pay 60 a month full coverage. Great service. Got hit by an uninsured motorist in my last truck and they paid up. My rates didn't go up either. I have no accidents and no tickets on my record. And I have good student discount.
     
  10. Jan 3, 2010 at 12:21 AM
    #10
    ilovetacos

    ilovetacos Well-Known Member

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    Sold!
    Try Travelers Insurance...I checked a few dozen companies and they were the cheapest. I got a pretty good deal since I also have my homeowner's insurance w/them. I have had them for 2 years now and have had to file 3 claims and always get good/fair service.
     
  11. Jan 3, 2010 at 12:29 AM
    #11
    JimBeam

    JimBeam BECAUSE INTERNETS!! Moderator

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    thats who i had prior to montgomery but they hiked my rates with zero notice and i get the same amount of coverage for even less now
     
  12. Jan 3, 2010 at 12:42 AM
    #12
    toyotadude5

    toyotadude5 Breazeale- Pronounced Brazil

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    i have safeco,
     
  13. Jan 3, 2010 at 1:11 AM
    #13
    Tacozona

    Tacozona Well-Known Member

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    They are very good. Their niche is military. Great ratings/low complaint ratio.
     
  14. Jan 3, 2010 at 5:09 AM
    #14
    Brunes

    Brunes abides.

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    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    +1 for USAA- I can't do bike insurance thru them but I haven't been able to find a better deal for my cars.
     
  15. Jan 3, 2010 at 5:47 AM
    #15
    AvsFanTRD

    AvsFanTRD Oh gravity, thou art a heartless bitch!

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    x2

    I have been with them for 11 yrs and have my auto, motorcycle, life, and renters insurance with them. Haven't found another company to beet their rates for me.
     
  16. Jan 3, 2010 at 9:14 AM
    #16
    mntbiker2008

    mntbiker2008 First I derp.. then I herp

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    yeh motorcycle insurance is through progressive but you still get a decent rate with them since your going through usaa. i think you save about 30-40 bucks i wanna say.
     
  17. Jan 3, 2010 at 9:32 AM
    #17
    Brunes

    Brunes abides.

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    DC or New Jersey - Depends on the day....
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    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    30-40 bucks off my insurance bill for my late model sport bike is a very small drop in the bucket. I'm still not going to complain- cause it's the cheapest I've found.
     
  18. Jan 3, 2010 at 10:22 AM
    #18
    mntbiker2008

    mntbiker2008 First I derp.. then I herp

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    yeh lol 30-40 bucks can get me a good ways in gas money! i will be with usaa for a long time! love how cheap their rates are
     
  19. Jan 3, 2010 at 12:44 PM
    #19
    Kyouto42

    Kyouto42 Iron Beard

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    +1

    Plus every year this far they've cut me a dividend check at the end of year due to over-estimating the premiums. Last year was 71 bucks, let along how much cheaper it is than the rest to start with. Also, A+ company to work with for claims.
     
  20. Jan 3, 2010 at 12:48 PM
    #20
    07trd4x4

    07trd4x4 Well-Known Member

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    USAA!!! Is the best!!!
     
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