Should I buy?

I have never owned a truck before. I have been searching for a truck for about a month. I don't need a truck, I just like trucks. I thought the tacoma would be the best fit as I don't envision doing any towing. I am looking at a 2013 Tacoma. Here are the Specs.

2013 Toyota Tacoma Black Double Cab Long bed V6 4x4
-Has LCD, no XM or Nav
-22,900 miles

price is 34,000 total cost! I think that is high. I was hoping to get it at 28,000 sticker with about 30,000 total cost, out of the door price.

My issue is that I think its too close to brand new in price.

 

0% on camry/prius/venza and other brands... not tacoma/4runner

 

problem with these Tacomas is a lot are priced higher then new ones, especially if you can get your dealer at/under invoice price.

I have been looking for a few weeks and was set on getting a 1-3 year old Tacoma, they where so close to the new Tacoma price i went in and found a 2014 DCSB i like and negotiated under invoice per a purchase program and now is CHEAPER then a 2012 DCSB with similar options and 30,000

 

Well they are really nice trucks, that's why we are all here If you like the long box then go for it, but that's more for a work truck IMO. And yeah the price is a little high if you ask me, if you can go lower then I'd say go for it!

 

For what they want for a used one - I would buy new.

 

in New Jersey, its going to be more expensive than other states. But the salesman offered my 2.9 APR on the used. He said if a buy a brand new one, the apr would be higher. Is that BS?

 

yes. he said it was very good. and that 2.5 apr was better than what most people get.

 

Fun numbers (not exact but close)
60months $30,000 loan @ 0.0%= $500/month

60months $30,000 loan @ 2.9%= $538/month

60months $30,000 loan @ 10% = $637/month

 

The thing that makes it tough to find a used one, is that they retain their value. They arent going to let go of one that cheap.

 

Find a used one, look up TRADE IN VALUE then add $500 and make a solid offer, if they say no just walk, if they counter and your happy then get it!
I already gave up on that and am just getting NEW unless something comes up USED that they try to sell me on when looking at a NEW one