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Tacoma offered with 0% financing, purchased 1 month ago

Discussion in 'Off-Topic Discussion' started by Dexter319, Feb 23, 2012.

  1. Feb 23, 2012 at 12:56 PM
    #1
    Dexter319

    Dexter319 [OP] Active Member

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    Kevin
    Davis, CA
    Hope this is the right place to put this.

    I purchased a 2012 DCSB TRD sport v6 4x2 a little over a month ago and received a decent interest rate, 3.05%. They are currently offering the truck with 0% financing now. I was wondering if anyone has ever tried to "refinance" their loan on their vehicle after they purchased it. I'm guessing this won't work since the stealership already sold me the truck and they would basically lose money if they gave me the new 0% financing but I was wondering what your opinion was or if I should even contact the dealership about this.
     
  2. Feb 23, 2012 at 7:37 PM
    #2
    JCBigler

    JCBigler Well-Known Member

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    Not about the dealership. Call the finance company. But damn, I wish I could have gotten 3%.
     
  3. Feb 23, 2012 at 7:44 PM
    #3
    ppham444

    ppham444 Well-Known Member

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    3% is a really good rate. I'd be happy with that!
     
  4. Feb 24, 2012 at 6:06 AM
    #4
    river rat 69

    river rat 69 Well-Known Member

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    NO Chrome,3" NFab's steps,TRD skid,Wet okie's.011 grill, k&n,5100's,All this comes right off when the old lady says let's go get a NEW ONE!!!
    This is the last year of the gen2's there will be some killer deals this summer...Jim
     
  5. Feb 24, 2012 at 6:08 AM
    #5
    Brunes

    Brunes abides.

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    DC or New Jersey - Depends on the day....
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    If it's a promotional rate that goes with a new Tacoma- I doubt you'll get it. If it's just the going rate- Maybe they'll hook you up.
    ::shrug:: tough to tell.
     
  6. Feb 24, 2012 at 6:28 AM
    #6
    dexterdog

    dexterdog My pee parts itch

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    I assume you financed through Toyota Financial. I doubt they will adjust the interest rate of your loan to satisfy a current promotion after you had already purchased the vehicle.

    0% on a Tacoma is unheard of in the Pacific NW. Now, the Tundra seems to always have a 0%/60 mos. promotion going.
     
  7. Feb 24, 2012 at 8:59 AM
    #7
    Dexter319

    Dexter319 [OP] Active Member

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    Kevin
    Davis, CA
    Thanks for the help guys. I emailed the sales person we purchased the truck from and its basically the best rate when you purchase the vehicle unless you find a better rate from a bank or other financial institution. The current offer is 0% for 36 months, 1.9% for 48 months and 2.9% for 60 months so we still got a good deal. Loving the truck and no problems so far.
     
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