this cant be right right?

out of my 40 years of driving ive never had to file an insurance claim, recently my son drove my 2007 Tacoma trd sport supercharged double cab truck to walmart which is less than a mile away, well somehow lost control spun out and hit a street light pole! he is fine the truck not so much.for some reason I didn't want to make that call to my insurance co.made the call the next morning, the lady that took all information needed was simply amazing and told me she was gonna submit this report to an adjuster and I would hear back by the end of the day! sure enough he called within a couple hours and said he was going to tow yard in the morning and was gonna have truck towed across the street to an approved repair shop to get repair estimate, asked me for permission and was I ok with this?? I said sure! oh by the way he was just as cool as the first lady if not nicer. at the end of this day he calls and says sadly the truck is a total loss, we will send a check for so so amount! im like wow what, just how rapid things were going I was kinda shocked also the amount he said they were paying, I kid you not was more than what similar trucks go for and was more than I paid like 6years ago??? everything is painless, everybody was and is prompt with their call backs,etc. everybody so nice, everything along the way going smoothly??? so smooth its scary seriously! this cant be right right??

 

Shhhhhh, take the money friend. Don't ask questions. I see a 2017 TRD pro in your near future.

 

haha great advise motodude thx

 

What kind of insurance do you have

 

I have full coverage, I just assumed the process to be a pita! I will say im not fully convinced there are no bumps in the road going forward?

 

Sounds like an experience I had with USAA.

 

Great story OP...not to be a downer but I have to think your insurance rates will skyrocket, how old is your son?

 

I think you know EXACTLY what happened. I'd suggest not letting him drive your new truck because I don't think your insurance company will be as nice the second time he totals your vehicle.

 

You were loyal to them for 40yrs, they must of said buy the guy a new truck.

 

I enjoyed that part about " he somehow lost control " That was funny. I think I see a massive insurance hike in your future.

Wish you the best OP!

 

I was thinking the same thing.

 

So you gonna pull that supercharger off or what?

 

Haha I'm not gna buy. I don't wanna see it go to waste though.

 

Buy it back.

 

He already did. He sort of offered it up for sale yesterday and the thread got taken down.

 

Yeah, part that bish out