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Tired of waiting, i want my 2nd gen.

Discussion in '2nd Gen. Tacomas (2005-2015)' started by .Trdtaco315., May 31, 2010.

  1. May 31, 2010 at 1:56 PM
    #1
    .Trdtaco315.

    .Trdtaco315. [OP] Well-Known Member

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    ok soo im sicck of waiting. i have my 1st gen, but want a 2nd so bad.
    i dont think i have any credit yet, but i make a pretty good amount of $$$. do u think i can get wat i want for a reasonable monthly payment?
    any help on helping me buy a new taco would be good. well i hope u can help me out thanks.
     
  2. May 31, 2010 at 2:01 PM
    #2
    Maintenance Man

    Maintenance Man Well-Known Member

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    I would build some credit first, that way you get a good interest rate. Take a 1000.00 bucks to the bank and put in savings, ask the bank to give a loan againast your own money. They will freeze your acct, and you just pay yourself back, but it's a true loan that reports to the credit bureau.
     
  3. May 31, 2010 at 2:05 PM
    #3
    .Trdtaco315.

    .Trdtaco315. [OP] Well-Known Member

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    well i dont know how long it would take to build credit. i need to get one soon cuz it gunna be my daily driver/ work truck. i guess ill get a co signer.
    what if i were just to get one without a down payment? and 0 credit?
     
  4. May 31, 2010 at 2:07 PM
    #4
    Maintenance Man

    Maintenance Man Well-Known Member

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    05 Tacoma Pre-runner SR5 2.7L
    Leer camper shell; afe stage ll intake; 265's bridgestone dueler tires; rockford's power series 6.5's; tint on all windows; semi de-badged; weathertech digitial mats; grillcraft grill; blacked out headlights with eyelids; blacked out badges; and more to come.
    Co-signer will help alot, without a co-signer, u might have a hard time getting approved or low interest rate. Good luck!
     
  5. May 31, 2010 at 2:10 PM
    #5
    .Trdtaco315.

    .Trdtaco315. [OP] Well-Known Member

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    should i got to the dealer with a set price of a monthly payment.
    yeah i was talking to my grandfather and i think he has like perfect credit.
     
  6. May 31, 2010 at 2:12 PM
    #6
    Maintenance Man

    Maintenance Man Well-Known Member

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    05 Tacoma Pre-runner SR5 2.7L
    Leer camper shell; afe stage ll intake; 265's bridgestone dueler tires; rockford's power series 6.5's; tint on all windows; semi de-badged; weathertech digitial mats; grillcraft grill; blacked out headlights with eyelids; blacked out badges; and more to come.
    Don't cost money to shop around.
     
  7. May 31, 2010 at 2:13 PM
    #7
    ChaseUA

    ChaseUA Well-Known Member

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    Well you should always have a budget in your head of what you are looking for and a limit/maximum also (sometimes the budget and maximum amount will be the same).

    However, do not let the dealer or the F&C guys know the payment you are looking for. They have many different ways of getting your payments down (extending all the way to 7 years on the loan, etc).

    If your grandfather has perfect credit you may get some sort of promotional financing (I just got my 2010 Tacoma with 0% interest on a 36 month loan).

    Good luck!
     
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