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Too much truck?

Discussion in 'Stocks & Investments' started by bigtaco06, May 19, 2013.

  1. May 19, 2013 at 5:11 PM
    #1
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    So I'm 22 years old and currently stationed overs seas in the military. I have been saving hardcore and plan on coming home and plopping a fat ass down payment (15k) on a new tacoma dcsb 4x4. Sometimes I second guess whether or not I need all that truck. I will need a truck and I really don't see myself driving any other truck and I know if I don't get a 4x4 I won't be happy. I'm wondering if I should just get what I want now or should I keep my savings healthy. I'm already working towards a retirement and I want to set my self up now and invest a little bit. Saving money in the states will not be as easy. I need to get the ball rolling on some investments and don't want to set myself back because I had to have a truck. Thanks for any advice.
    -Jared
     
  2. May 19, 2013 at 5:22 PM
    #2
    billyrayaf

    billyrayaf Well-Known Member

    Joined:
    Aug 23, 2009
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    #21606
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    First Name:
    billy
    waynesville,nc
    Vehicle:
    silver 09 SR5
    6in tuff country, 3.0 king coilovers, crown 7+ brake lines,LR UCA
    Hell ya drop the hammer. buying a taco is a great investment. take care of it and it last forever. and its not to much truck perfect size for anything.
     
  3. May 19, 2013 at 5:25 PM
    #3
    Tacoyota

    Tacoyota senile member

    Joined:
    Jul 22, 2009
    Member:
    #20028
    Messages:
    2,966
    Gender:
    Male
    North of Cali, South of Canada
    Vehicle:
    08 4wd
    4.56 gears, rear trutrac,DT header, 235/85r16 Duratracs, 2nd filter pulled, inter.wipers, Cruise control, Factory alum. whls/winter tires(2nd set), Afe pro Dry-S , Dumbo eared flaps cut down.
    I say save the money, you have a gen2 AC, ask what the DC will do for you that the AC doesn't. Married w kids would be a decent reason of course.
     
  4. May 19, 2013 at 5:25 PM
    #4
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    I agree This will probobly be the truck I hand to my future son, and the resale value is rediculous on Taco's (if I ever want or need to). I've owned one before and liked it a lot and moved up to a full size titan and didn't need all off that truck.
     
  5. May 19, 2013 at 5:28 PM
    #5
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    I sold the AC Taco in 2010 because I wanted to move up to full size. Then sold my Titan before I moved to Japan, so I'm on the market for a new truck. Iv'e looked at used but I can't see in spending almost the same amount on a used Tacoma because they hold thier value so well. When I can get a truck without anyone elses mistakes and a warranty. I wish I still had my 2006 :/
     
  6. May 19, 2013 at 5:30 PM
    #6
    redtacoma88

    redtacoma88 Well-Known Member

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    John Austin
    TN
    Vehicle:
    2012 TRD Off Road
    See Build Page...
    I think you know 100% what you want and need. So I say go for it. Tacoma is the perfect truck imo. I dont see any reason not to go for it! Good luck
     
  7. May 19, 2013 at 5:30 PM
    #7
    Tacoyota

    Tacoyota senile member

    Joined:
    Jul 22, 2009
    Member:
    #20028
    Messages:
    2,966
    Gender:
    Male
    North of Cali, South of Canada
    Vehicle:
    08 4wd
    4.56 gears, rear trutrac,DT header, 235/85r16 Duratracs, 2nd filter pulled, inter.wipers, Cruise control, Factory alum. whls/winter tires(2nd set), Afe pro Dry-S , Dumbo eared flaps cut down.
    Then I like your idea on the big down payment and the DC, nothing worse than financing almost the whole cost.:)
     
  8. May 19, 2013 at 5:34 PM
    #8
    TacoIII

    TacoIII Mr. Boombastic

    Joined:
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    Andrew
    Boone, NC
    Vehicle:
    10 Taco 4x4 off road package
    3" OME 886 coils, ARB bumper warn M8000, Lightforce 240's and 255/85 16 KM2, Redline hood struts, custom offroad bodywork
    Do it man I got mine a few days after tech school, stayed broke while in Montana making payments and a few mods. I came to Europe paid it off and now I have a awesome newish vehicle that will last me 15+ years. You will always build your savings up if you are smart with your money.
     
  9. May 19, 2013 at 5:34 PM
    #9
    ntilehman

    ntilehman Well-Known Member

    Joined:
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    Seth
    Charlotte, NC
    Vehicle:
    09 Prerunner Off Road
    Rock Sliders Front Light Bar +1.5" Front Arms with Ext. Kings
    You saved that money up for a reason. You worked hard to do it. Use it and enjoy life. Money comes and goes. Keep your plans on track and have fun without dipping into them.
     
  10. May 19, 2013 at 5:35 PM
    #10
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    True story I know I want a MGM 4x4 dbsb pretty bad. And thats a bad ass pic of yours btw :D.
     
  11. May 19, 2013 at 5:39 PM
    #11
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    Glad to hear that man. I agree, and I'm pretty responsible with my money. Lol you know the E-3 struggles.
     
  12. May 19, 2013 at 5:40 PM
    #12
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    Thanks for the advice I feel the same way, lol I just need a little moral support to drop all that hard earned money.
     
  13. May 19, 2013 at 5:44 PM
    #13
    TacoIII

    TacoIII Mr. Boombastic

    Joined:
    May 4, 2010
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    #36532
    Messages:
    1,419
    Gender:
    Male
    First Name:
    Andrew
    Boone, NC
    Vehicle:
    10 Taco 4x4 off road package
    3" OME 886 coils, ARB bumper warn M8000, Lightforce 240's and 255/85 16 KM2, Redline hood struts, custom offroad bodywork
    Fo sho haha. almost an entire paycheck went to the payment alone. But it was well worth it I had fun being able to do what I wanted and go where I wanted with a reliable, economical vehicle. Do you know where you are PCSing to next?
     
  14. May 19, 2013 at 5:48 PM
    #14
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    Yeah man I'm headed to Cali. So a mid travel Tacoma is a must for me! What AFSC are you? lol your not a Cop?
     
  15. May 19, 2013 at 5:52 PM
    #15
    TacoIII

    TacoIII Mr. Boombastic

    Joined:
    May 4, 2010
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    #36532
    Messages:
    1,419
    Gender:
    Male
    First Name:
    Andrew
    Boone, NC
    Vehicle:
    10 Taco 4x4 off road package
    3" OME 886 coils, ARB bumper warn M8000, Lightforce 240's and 255/85 16 KM2, Redline hood struts, custom offroad bodywork
    I will try for Cali if its on my listing, it seems nice. Yeah Im your friendly neighborhood Security forces member :eek: haha. I have 6 months left here then im prolly heading for one of the 3 hells they call northern tier bases :(
     
  16. May 19, 2013 at 5:55 PM
    #16
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    Man I'm a Cop too. I checked out your profile and it looked like you had been to Minot, so I was like he's definitely a cop. I was headed to Malmstrom and got Medically decertified because of a hardware in my leg. Then I got Beale. I def understand the struggles!
     
  17. May 19, 2013 at 5:59 PM
    #17
    ColtsTRD

    ColtsTRD .....

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    Scott
    AZ
    Vehicle:
    2005 TRD DCSB
    Agreed!


    Thanks for your service man! Stay safe!


    :oldglory:
     
  18. May 19, 2013 at 6:03 PM
    #18
    TacoIII

    TacoIII Mr. Boombastic

    Joined:
    May 4, 2010
    Member:
    #36532
    Messages:
    1,419
    Gender:
    Male
    First Name:
    Andrew
    Boone, NC
    Vehicle:
    10 Taco 4x4 off road package
    3" OME 886 coils, ARB bumper warn M8000, Lightforce 240's and 255/85 16 KM2, Redline hood struts, custom offroad bodywork
    I was at Malmstrom. The job wasnt horrible because I worked the missle field, but the WSA guys were hating life haha. It was all what you made of it. Really nice wheeling up there also. 4 hrs from yellowstone, 2 hrs from Glacier national park so it wasnt to bad of a place.
     
  19. May 19, 2013 at 6:04 PM
    #19
    bigtaco06

    bigtaco06 [OP] Well-Known Member

    Joined:
    Jul 20, 2009
    Member:
    #19891
    Messages:
    536
    Gender:
    Male
    First Name:
    Jared
    Nor-Cal
    Vehicle:
    13 TRD OR DBCB SB
    Floor mats, shorty antenna, brute force hybrid front bumper, ICON stage 3, method double standards, 285/75/16 KM2's, cool stickers
    Thanks for the Support man that means a lot! :infantry:
     
  20. May 19, 2013 at 6:09 PM
    #20
    ColtsTRD

    ColtsTRD .....

    Joined:
    May 13, 2009
    Member:
    #17177
    Messages:
    17,849
    Gender:
    Male
    First Name:
    Scott
    AZ
    Vehicle:
    2005 TRD DCSB
    :cheers:
     
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