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Totalled???

Discussion in '2nd Gen. Tacomas (2005-2015)' started by stinky_truck, Feb 4, 2010.

  1. Feb 4, 2010 at 3:23 PM
    #1
    stinky_truck

    stinky_truck [OP] Well-Known Member

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    i=13 miles currently @ 75,500 miles
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    Plane Jane:4x4,6 speed, shortest bed,URD3SC
    front baja bbq hoop bumper and rear allpro bumper, URD SCIII,urd short throw & stg IIIclutch combo kit w/throwout, DDM Hid 4000k, icon frt (coil overs)& rear shocks (piggy back rez)& add a leaf.
    Underneath my truck is fucked! slid into guard rail wit my bumper at 50mph and grinded on top of guard rail to complete stop, knocking down 8 steel i beams. actuator is trashed on transfer case. rear shaft bowed. rear axle is teeter tottered (rear brackets that hold leaf springs maybe bent). front wheels V out. fuel tank punctured. dents here and there. who knows my frame maybe twiked or bent.

    it was either an 18 wheeler or guard rail.

    what will the estimater say?

    driver side.jpg
    corner.jpg
    flat.jpg
    passenger.jpg
    hind.jpg
    guard rail.jpg
     
  2. Feb 4, 2010 at 3:26 PM
    #2
    08TRD Sport

    08TRD Sport ROOTIN AROUND

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    most of the time if the frame is screwed they just total the vechile. Just talk to the adjuster when he comes out. My guy was cool when I tootaled my car. the radiator was smashed into the engine and I said you know the engine will never run right and he said he know b/c his mom had the same thing and wished they would have totaled it. so who knows man
     
  3. Feb 4, 2010 at 3:28 PM
    #3
    01tacoprerunner

    01tacoprerunner Lifted 'n Locked 4WD Prerunner

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    4WD Conversion, No-slip locker, 5100s set at 2.5" and shackles in the back. Black 2nd gen rims, and Courser M/T tires, Bull Bar,Fog lights, UWS toolbox, CB Radio, Fiberglass antenna, 2nd Gen Badges, Deck Plate Mod, Diff Breather Mod, Sockmonkey decals.
    O no anothe 2nd gen down. It doesnt look that bad but it really might be totalled.

    On another note: Thats a huge rear bumper you have!!! Did you make it?
     
  4. Feb 4, 2010 at 3:28 PM
    #4
    DeeKay21

    DeeKay21 Lieutenant Dan.

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    OUCH!!!! What happened? Was everyone all right?:rolleyes:
     
  5. Feb 4, 2010 at 3:30 PM
    #5
    619Tacoma

    619Tacoma Baja bound

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    San Diego, CA
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    - Billstein 5100's all around with OME 885 coil springs. - K&N Air Filter - HID Headlights & Fogs - Kenwood Stereo & Infinity Speakers - CB Radio, - Fog On Anytime mod - Anti Tailgate theft mod. More comming...
    Damn dude, It's not a skateboard! You're not supposed to do no grinding on rails!
    JK Jk, all kidding aside, glad you're OK but sucks for the truck!
     
  6. Feb 4, 2010 at 3:32 PM
    #6
    Snipe

    Snipe Well-Known Member

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    Sorry too hear it :(
     
  7. Feb 4, 2010 at 3:34 PM
    #7
    crittergitter

    crittergitter Proud to be Canadian Navy

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    Lucky she didn't flip, eh? Hope no one was injured.
     
  8. Feb 4, 2010 at 3:39 PM
    #8
    skistoy

    skistoy Make mine a Double!

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    I thought the Winter Olympic's were next week ?

    Glad your ok, Its going to be hard to tell if totalled or not. This is one they will have to get on the lift and take a good look.
     
  9. Feb 4, 2010 at 3:42 PM
    #9
    Joe Taco

    Joe Taco Well-Known Member

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    Purchased truck on 1/3/10
    Well..if you decide to get another one, the media and the gov't are trying daily to get you a better deal on them.

    I bought mine on 1/2/10--I wish I would have waited until like 2/15/10.
     
  10. Feb 4, 2010 at 3:47 PM
    #10
    BSPDX

    BSPDX Well-Known Member

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    Damn!:eek: Glad you're OK... You rode that rail like Tony Hawk! It's probably totaled... That would be my guess since you mentioned quite a bit of damage... Good luck with the insurance!
     
  11. Feb 4, 2010 at 4:45 PM
    #11
    beckleyota

    beckleyota Well-Known Member

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    the damage must reach 75% of the nada book value for the vehicle to total it will proly b bout 12,000 in repairs.
    i work in a bodyshop.
     
  12. Feb 4, 2010 at 4:47 PM
    #12
    08TRD Sport

    08TRD Sport ROOTIN AROUND

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    Well there you g,o from an expert ... thanks for the info man . that is good to know for future reference
     
  13. Feb 4, 2010 at 4:54 PM
    #13
    ajohnson

    ajohnson Glamour Shot

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    Things and stuff and such
    On another note: Thats a huge rear bumper you have!!! Did you make it?[/quote]

    X2 :eek:

    sorry about your truck, good luck getting it fixed.
     
  14. Feb 4, 2010 at 5:12 PM
    #14
    RSH904

    RSH904 Well-Known Member

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    Extang Trifecta Tonneau Painted Stock Wheels De Badged Yellow Fogs AVS Bugflector II UWS Running Boads Hunter Bully Bar HD Satoshi

    Not true of all Insurance Companies. I am an adjuster for a large carrier. For us its a straight objective dollar for dollar scale repair vs. total. If its more cost effective for us to fix your truck then your looking at a month in the body shop. If we think its going to cost us more to fix it than pay you, take the truck, and send you on your way then we total it. Now I cant see the damage but even to most minor body work adds up fast. However I could write a used tranny and a full used frame on the truck and be under 4k there depending on part costs. So looking at your truck as I see it, it could be a fixer. I would just have to write a sheet and crunch the numbers.
     
  15. Feb 4, 2010 at 5:15 PM
    #15
    RSH904

    RSH904 Well-Known Member

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    ....However having a tacoma and trying to find used parts to tinker on myself from time to time I know that Tacoma LKQ parts are rare so they might have to write OE frame and tranny and that would kill the truck.
     
  16. Feb 4, 2010 at 5:34 PM
    #16
    jdwoodie

    jdwoodie Member

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    75% is common for most insurance companies. A couple of things to keep in mind is that if you have a rental car the insurance company is paying for, you can add that to the estimate towards the 75%. There are cases where you can get it totalled if it is less than 75%, but you have to know the right people. My last truck was just totalled and it was at 69%, but I had to jump through some hoops to get it totalled. Plus it all depends on the insurance company you are using as well.
     
  17. Feb 4, 2010 at 5:39 PM
    #17
    neslerrah

    neslerrah Taco lovin'

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    Sorry to hear. Glad you are ok.
     
  18. Feb 4, 2010 at 5:45 PM
    #18
    RSH904

    RSH904 Well-Known Member

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    My company doesnt do that with the rental. We dont use it in our break even usually because Rental is a seperate line coverage purchased in addition to Collision. However if the customer wants the veh totalled we might use the rental if it will push it over the edge. He is right though. Im gonna give you inside info. IF YOU COMPLAIN YOUR WAY UP THE LADDER WITH ANY INSURANCE COMPANY CONCESSIONS DO GET MADE. Managers dont want to lose a customer over a few hundred dollars.
     
  19. Feb 4, 2010 at 6:53 PM
    #19
    jdwoodie

    jdwoodie Member

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    You're right about the seperate line item in addition to Collision. My agent is the one who told me that, but he may be mistaken or they could have added it like you said on helping to push it over the edge.
     
  20. Feb 4, 2010 at 7:19 PM
    #20
    socal trd

    socal trd Well-Known Member

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    i was just going to say the same thing, but its hard to tell from pic's.if no air bags went off and what these bad boys book for i would say they will fix it.
     
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