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Toyota Extended Warranty. Yes or No?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by AFTaco, Aug 31, 2009.

?

Should I get a Toyota Extended Warranty?

Poll closed Sep 30, 2009.
  1. Go for it!

    51.8%
  2. Don't waste your money.

    35.5%
  3. Not sure what to think.

    12.7%
  1. Aug 31, 2009 at 12:51 PM
    #1
    AFTaco

    AFTaco [OP] Well-Known Member

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    Doug
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    Well I found this guy (Jerry) from midwest Toyota in Kansas that is offering a hell of a deal on a extened warranty. 7yr 100K Platinum zero deductible for $864 on a 4x4 09 taco. The 09 2wd was even less, $7 hundred something. On the toyota website the Pricing for my truck is $1650. Curious to know what you all think since the Tacos are such reliable trucks. never did a poll so I hope this works!

    P.S Heres the link to the warranties: http://www.toyotafinancial.com/cons...ageLabel=pg_VSAPricing&carSelected=Tacoma_4x4

    The tacomas are considered Teir 3 for warranty pricing.
     
  2. Aug 31, 2009 at 1:11 PM
    #2
    BIGLuke

    BIGLuke I'm a TW addict!

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    I vote not sure what to think. When I bought my truck the dealer offered me the same deal. I took it because I figured if something goes wrong it will more than likely over 700 so it will pay off. Haven't had any problems yet though.
     
  3. Aug 31, 2009 at 1:12 PM
    #3
    Janster

    Janster Old & Forgetful

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  4. Aug 31, 2009 at 1:16 PM
    #4
    AFTaco

    AFTaco [OP] Well-Known Member

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  5. Aug 31, 2009 at 1:21 PM
    #5
    steviestyles

    steviestyles The "Search" tab is your friend!!

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    Steve
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    Extended Warranty's are nothing more than an insurance policy. If you feel you'll keep the truck 5 years, then it can make sense, if you trade or sell your truck within 3 years it's a waste. If your worried your truck will have issues after the initial warranty expires, then it's nothing more than a piece of mind. I got one, because for $800 it was cheap enough for me to justify it; esecially if one of the 4x4 components or AC unit needs repair. The cheapest we could find for my wife's Equinox was $2400 for the same coverage through GM.
     
  6. Aug 31, 2009 at 2:07 PM
    #6
    Capita

    Capita Well-Known Member

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    It's not all that expensive when factoring it into your financing. I got it for piece of mind seeing how I want to keep this truck until it can't run no more.
     
  7. Aug 31, 2009 at 2:34 PM
    #7
    rob1

    rob1 Well-Known Member

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    I say, "Go for it" it will pay for itself down the road...you'll see!;)
     
  8. Aug 31, 2009 at 2:35 PM
    #8
    carmellocafe

    carmellocafe Begin With The End In Mind.

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    I did it when I bought my 06' prerunner just cuz I figured it was good "insurance." I've only had to use it once and that was just for the road side repair service-- Got a flat out in the middle of nowhere and I called their 1-800 number. They sent a guy right out to me and he did all the work changing the tire out. Like someone already said, it gives you "peace of mind." They've come in handy for me before on other vehicles when stuff like an alternator goes out and leaves you stranded. I think it pays for any kind of towing charges too. :)
     
  9. Aug 31, 2009 at 2:40 PM
    #9
    SLOCOMA

    SLOCOMA Your Toyota Parts Guy

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    I voted "Go for it".. If you plan on keeping your truck for more than 3-4 yrs... But like stated above it gives you a peace of mind..
     
  10. Aug 31, 2009 at 3:22 PM
    #10
    JKD

    JKD Well-Known Member

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    What dealer is that? Contact info?
     
  11. Aug 31, 2009 at 3:32 PM
    #11
    DdayIsNear

    DdayIsNear Well-Known Member

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    i have it as i plan to keep the truck for at least 7 years and 100k miles. if anything breaks, it will pay for itself once. i have all protection, the tires, wheels, bumper to bumper, windshield. everything, whatbver, it cost money butif something breaks its covered at least. if i didn't get it, something woudl break tomorrow, since i got it, nothing willbreak, thats the way it works
     
  12. Aug 31, 2009 at 3:43 PM
    #12
    Janster

    Janster Old & Forgetful

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    Did you call Troy for a quote?
     
  13. Aug 31, 2009 at 3:47 PM
    #13
    warpwr

    warpwr Junior Senior Member

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    Mine is Platinum too but cost me $1100 more.

    I did it on my '02 Camaro when I bought it (7 year, 50k) and they just paid me back in full because I never used it.

    Same deal on the Tacoma. If you never use it, you get all the money back.
    This one is 7/75k and cost me $1995. It's called Toyota Extra Care.
    You have to remember to apply for the refund and I think it is within 30 or 60 days of when it expires.
     
  14. Aug 31, 2009 at 3:53 PM
    #14
    DdayIsNear

    DdayIsNear Well-Known Member

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    refundable huh, thats great to know, does it say it somewhere that it is refundable if not used...they never mentioned that to me, but then again, thats why its a stealership, why would they tell the customer everything when we can read the 1000 page book of 1.7 size font
     
  15. Aug 31, 2009 at 5:30 PM
    #15
    Yuma Taco

    Yuma Taco Well-Known Member

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    +1

    Yuma Taco,
     
  16. Aug 31, 2009 at 5:34 PM
    #16
    Caddmannq

    Caddmannq MotoNerd

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    Yeah, I bought a "platinum" warranty for $895 on my 2009 and nobody ever mentioned the word refundable. WTF?
     
  17. Aug 31, 2009 at 5:48 PM
    #17
    Simon's Mom

    Simon's Mom Wag More Bark Less

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    Stock for now
    I know the platinum toyota extended warranties are pro-rated if you turn them before the term is up. It in the small print on the back of the agreement. You can cancel at any time minus an admin fee & its prorated. I did this on my tundra.

    You also have up until the factory 3/36 is done to buy a toyota plan. Thats what I did with my tacoma. I wasn't even sure if I was going to keep the truck. So Troy's deal or the one listed above is pretty good imo.

    As far as the Toyota extra care, I had never heard of that, but it sounds like a great deal if you do not use it. & get a full refund.
     
  18. Aug 31, 2009 at 5:56 PM
    #18
    Dominican1NYC

    Dominican1NYC Mr. Wonderful

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    If you get one of these extended warranties do you have to go to the stealership for services & interval maintenances? I like doing my own oil changes, etc.
     
  19. Aug 31, 2009 at 6:58 PM
    #19
    danb86

    danb86 East Ender

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    I got an '09 Access Cab 4x2 I4 last summer...my dealer wanted about $1300 for the Platinum plan (extends the warranty out to 7 years). When I told him I was offered the same plan from Troy in MA for $800 and change, he immediately matched the price.

    I bought a NEW truck b/c of the peace of mind I got with a full warranty. I bought the EXTENDED warranty for less than 5% of the truck's cost b/c I can now look forward to that peace of mind for 7 years. Should any of the major components go bad, it'll pay itself back immediately.

    If I never need it, I'll have slept well for 7 years knowing I had it!
     
  20. Aug 31, 2009 at 7:02 PM
    #20
    Old Soul

    Old Soul Well-Known Member

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    not to many, love it the way it is

    just keep up with your oil receipts and maybe by your oil filters from your dealer so there is a record...
     
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