1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Toyota Financial

Discussion in '2nd Gen. Tacomas (2005-2015)' started by thomasr1950, Feb 24, 2013.

  1. Feb 24, 2013 at 8:06 AM
    #1
    thomasr1950

    thomasr1950 [OP] Well-Known Member

    Joined:
    Oct 21, 2008
    Member:
    #10139
    Messages:
    216
    Gender:
    Male
    central us
    Vehicle:
    09 dbl cab PreRunner SR5
    What is the lowest interest rate from Toyota Financial these days? I have excellent credit.
     
  2. Feb 24, 2013 at 8:20 AM
    #2
    DunhamAll

    DunhamAll Well-Known Member

    Joined:
    Mar 4, 2012
    Member:
    #74131
    Messages:
    280
    Gender:
    Male
    First Name:
    Jordan
    Baltimore, MD
    Vehicle:
    '12 Access cab, MT, TRD OR
    Rear diff. breather, BHLM, Wet Okoles.
    It varies by car. Tacomas might be 2.9%, it was when I shopped "in my area." Some cars are down to 0% depending on length of term.

    All the major banks and credit unions advertise rates on their websites based on prime and sub prime FICO scores, so you can compare. Find your credit score and it will be in a bracket with APR range for a new or used.

    Toyota does not advertise this way and its hidden. Seem fishy? Well it is.

    Best thing to do is when your are ready to sign paperwork, go to three or more banks and get pre-approved letters and know the APR they'll offer you. Then go close on your vehicle and see if TFS can beat it. Win-win set up.
     
  3. Feb 24, 2013 at 8:20 AM
    #3
    TexasCub

    TexasCub Well-Known Member

    Joined:
    Feb 22, 2013
    Member:
    #98176
    Messages:
    75
    Gender:
    Male
    Vehicle:
    2013 PreRunner
    I just got 1.9 for 72 months, bought on Friday.
     
  4. Feb 24, 2013 at 9:07 AM
    #4
    aaronc7

    aaronc7 Well-Known Member

    Joined:
    Jun 8, 2012
    Member:
    #80313
    Messages:
    93
    Gender:
    Male
    First Name:
    Aaron
    Navarre, FL
    Vehicle:
    2013 DCSB 4x4 TRD Sport
    I think it may depend on the region, but here in southeast region, there's a pretty good deal thru Toyota at the moment for the Tacoma. 0% for 36 months, 1.9 for 48, 2.9 for 60. I'm planning on using the 0% for 36 months, assuming I qualify.
     
  5. Feb 24, 2013 at 9:18 AM
    #5
    Nemo 1

    Nemo 1 New Member

    Joined:
    Feb 4, 2013
    Member:
    #96809
    Messages:
    1
    Gender:
    Male
    First Name:
    Tony
    New York
    Vehicle:
    08 Base Double Cab SR5
    I also got 1.9 for 60 last month on 2008 CPO.
     
  6. Feb 24, 2013 at 9:20 AM
    #6
    mcdowell

    mcdowell My name is Mudd

    Joined:
    Jul 24, 2011
    Member:
    #60429
    Messages:
    2,412
    Gender:
    Male
    First Name:
    mike
    mobile al
    Vehicle:
    2011 prerunner SR5
    2in Toytec leveling kit TSB 4 leafpack 130w KC driving lights Wsetin 3 tab lightbar Black headlights Trex eyelids TRD sport wheels Firestone MT Hood protector Vent visors Tube stepbars Colormatch grille
    This^ Unless you want something they are trying to push. The you can find 0.99. That depends on how long you go.
     
  7. Feb 24, 2013 at 11:31 AM
    #7
    BikPickle

    BikPickle Well-Known Member

    Joined:
    Oct 11, 2012
    Member:
    #88790
    Messages:
    46
    Gender:
    Male
    First Name:
    Nick
    NOVA
    Vehicle:
    12 TRD Sport
    The finance officer always tacks on an extra percent or two for themselves and the dealership. It is a pretty standard procedure. They sometimes give cash back for financing but I always transfer the loan to a credit union because manufacture or dealer financing can't compete with them.

    On my '12 I financed 2.9% with TFS and received a $750 discount. Then I transferred the loan to Navy Federal 1.79% and received $250 and then I payed off the loan. Hooray free money.
     
    Last edited: Feb 24, 2013
  8. Feb 24, 2013 at 11:36 AM
    #8
    rfsdave

    rfsdave Member

    Joined:
    Feb 23, 2013
    Member:
    #98247
    Messages:
    17
    Gender:
    Male
    First Name:
    Dave
    Mass
    Vehicle:
    '13 TRD Off Road
    5100's all around, fronts @.85, Wheelers 3 leaf progressive AAL with the shortest leaf removed & no overload. (1.0" lift)
    I also got 1.9% last week on a Tacoma. :D
     
  9. Feb 24, 2013 at 11:40 AM
    #9
    Monster Coma

    Monster Coma Well-Known Member

    Joined:
    Jun 15, 2012
    Member:
    #80740
    Messages:
    23,893
    Gender:
    Male
    First Name:
    Corey
    Pittsburgh, PA/Houston, TX
    Vehicle:
    2014 WRB WRX
    It's a wagon
    I'm at 2.0%
     
  10. Feb 24, 2013 at 12:10 PM
    #10
    Faryota

    Faryota Well-Known Member

    Joined:
    Jan 29, 2010
    Member:
    #30291
    Messages:
    564
    Gender:
    Male
    First Name:
    Mic
    Ridgefield, WA.
    Vehicle:
    13, 4x4, long bed, Sport, Debad
    6" BDS lift in front, warn winch, AFE cold air intake & exhaust, Body Armor Rear bumper, Tuffy in bed storage box, DZ bed mat, ARB front bumper & Warn winch w/light kit, Husky floor mats, dash mat,
    I use my credit union....seems it's the best rate...
     
To Top