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Trade 2010? what would you do?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by Dirty Sanchez, Dec 28, 2010.

  1. Dec 28, 2010 at 9:02 PM
    #1
    Dirty Sanchez

    Dirty Sanchez [OP] Well-Known Member

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    All Mod Cons- Leer 100XQ Thule rack Rancho 9000xl's Fabtech 4 light bar IPF968's Husky Liners Bed Mat Hi-Lift bed mount Tow Package FJ fog lamp switch
    Crunched numbers at the dealer tonight to trade my 2010 bsp access cab 4x4 sr5 4cyl with snugtop 16k miles for a 2011 TRD sport auto in super white.

    I only currently owe 3650, the amount financed on the TRD sport would be 13k including a Leer camper shell.

    I like my truck and can live with my truck but the 2011 is fully loaded, payment would be 100 less than I am paying on the 4 cyl. ????
     
  2. Dec 28, 2010 at 9:04 PM
    #2
    04LTtacoma

    04LTtacoma Well-Known Member

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  3. Dec 28, 2010 at 9:10 PM
    #3
    toyotatacomaTRD

    toyotatacomaTRD Senior Member

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    If you are happy with your truck, why add 10k in debt?
     
  4. Dec 28, 2010 at 9:21 PM
    #4
    Koov

    Koov MonStar

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    Why would you do it? 10K more in debt? I wouldn't unless I was not happy with my current truck.
     
  5. Dec 28, 2010 at 10:04 PM
    #5
    surfsupl

    surfsupl Well-Known Member

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    Rear Diff Breather~ 5100's ~Fog Light Anytime~Tint~TRD Seat Covers~Weather Tech's~Pioneer H.U.~Lift~Eibach Springs~LED's......blah...blah...blah

    Also Rumor has it gas is just gonna keep going up. We are to hit over 4.00 a gallon here in SoCal soon. Is it really worth the extra 10 grand as well?
     
  6. Dec 28, 2010 at 10:37 PM
    #6
    kessler89

    kessler89 Well-Known Member

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    Great
     
  7. Dec 28, 2010 at 10:55 PM
    #7
    all.on.black

    all.on.black Well-Known Member

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    100 dollars less a month? Don't look at it that way. You're most likely adding 3 more years of payments at 100 dollar less a month. In the long wrong you're throwing away 10k. If it's what you really want and can afford it then go for it. You only live once. Give it 10 years and we'll all be walking anyways.
     
  8. Dec 29, 2010 at 9:14 AM
    #8
    Dirty Sanchez

    Dirty Sanchez [OP] Well-Known Member

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    All Mod Cons- Leer 100XQ Thule rack Rancho 9000xl's Fabtech 4 light bar IPF968's Husky Liners Bed Mat Hi-Lift bed mount Tow Package FJ fog lamp switch
    Thanks for the responses. I am also going to have to do the clutch throw out bearing on the 2010 that I really was not looking forward to?

    The 4 cyl has never gotten over 20 mpg. I check almost every fill up. Love the sr5 interior comfort and am concerned about the trd seats being firmer since that was the case with a gen 1 tacoma trd I had?

    Anyways, we will see. Got some thinking to do today?
     
  9. Dec 29, 2010 at 9:16 AM
    #9
    papabear050

    papabear050 Well-Known Member

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    Seems like you are trying to justify the decision you already made, life is short and if you really want it... makes you happy then go for it.
     
  10. Dec 29, 2010 at 9:18 AM
    #10
    RZRob

    RZRob Well-Known Member

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    Based on the service required and the similarity in gas mileage, I'd do it.

    RZ Rob
     
  11. Dec 29, 2010 at 9:40 AM
    #11
    90YotaPU

    90YotaPU The Messiah

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    Personally I wouldn't. Only once have a bought a car without my first one wearing out. It was the biggest mistake I ever made. Still to this day think of what I could've done with the 23k.
     
  12. Dec 29, 2010 at 9:46 AM
    #12
    The1youluv2hate

    The1youluv2hate Well-Known Member

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    Go for it ... Maybe u should do same payment for less years
     
  13. Dec 29, 2010 at 9:46 AM
    #13
    MrGrimm

    MrGrimm Mall Crawler

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  14. Dec 29, 2010 at 10:34 AM
    #14
    thinkingman

    thinkingman Well-Known Member

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    Smartest post in the thread so far....
     
  15. Dec 29, 2010 at 10:39 AM
    #15
    Juggernaut

    Juggernaut Captain

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    Trade a 2010 for a 2011 :facepalm:

    At least wait for the third gen so there is a significant upgrade for that 13k.
     
  16. Dec 29, 2010 at 10:43 AM
    #16
    AeroCooper

    AeroCooper Half the strength of ten (microscopic men)

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    If you are going to go for it, I recommend this as well. The higher the payments you can comfortably afford, the sooner it will be paid off, and the less interest you will be throwing away.
     
  17. Dec 29, 2010 at 10:43 AM
    #17
    AZBACKCOUNTRY

    AZBACKCOUNTRY Well-Known Member

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    I would drive the 2.7 L until that engine tanks, which won't be for a long, long time if properly maintained. I have the V6 and with gas on the rise, it ain't all it's cracked up to be (although it's nice for towing).

    Best of luck and I'm sure you will come to a 'reasonable' conclusion.

    Azbackcountry
     
  18. Dec 29, 2010 at 11:15 AM
    #18
    ToyTaco09

    ToyTaco09 Well-Known Member

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    My advice would be to stick with what you have for now. The resell value drops significantly the first year, but then goes down at a slower rate from then on, so you won’t lose much value in the next couple years.

    If you’re not happy with it, I doubt you would want to keep it until the wheels fall off, but you could have it paid off in a year. My experience is that the paid off truck drives a whole lot nicer than one that carries a monthly payment. Give it a year or two, pay off your current truck, and then see how you feel. I also doubt you would want to trade in a paid off 2010 for a new 2012 either.

    Good luck on your decision.
     
  19. Dec 29, 2010 at 7:41 PM
    #19
    allrsdup

    allrsdup Well-Known Member

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    keep what u have.
     
  20. Dec 29, 2010 at 7:45 PM
    #20
    jandrews

    jandrews Carolina Alliance Southwest Region Ambassador

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    Keep what you have and spend the extra money on lifting, locking, and armoring it.

    It'll be a slug, but just like a slug, it'll crawl over damn near anything, and it will keep doing so for a LONG time.
     
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