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Truck Refinance Rates

Discussion in 'Off-Topic Discussion' started by WTtoolman, Feb 8, 2011.

  1. Feb 8, 2011 at 7:39 PM
    #1
    WTtoolman

    WTtoolman [OP] Facial bones colapse as I crack your skull in half

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    William
    Omaha, NE
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    5100s at 0, eibachs, 2" toytec AAL,, Moto Metal 951b, BFG A/T
    I'm not sure where to post this, but I'll try here. I'm looking to refinance my truck and save on paying unneccessary interest. Spring is right around the corner and banks should be having their used car loan "sales." So I'm curious if anybody has any info on low refinance interest rates? What is the lowest rate you've found? Have you received any flyers in the mail from banks with low interest rates? Any info you could pass on would be extremely helpful!
     
  2. Feb 8, 2011 at 7:58 PM
    #2
    Zac808

    Zac808 Custom User Title

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    Viva Las Vegas
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    In my sig
    Pentegon Federal Credit Union gave me 2.9% refi back in August.
     
  3. Feb 8, 2011 at 8:31 PM
    #3
    Rufus

    Rufus Well-Known Member

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    Pentagon Federal CU has best rates, but you must qualify as a member. I didn't qualify to become a member, therefore I went through http://up2drive.com. They were pretty quick & easy to deal with. Got 4.9% for a 60mo. term about 5 months ago. Currently, they're as low as 3.64%/36mo., 3.79%/48mo., 3.94%/60mo. & 4.79%/72mo.

    Check out this site: http://www.carbuyingtips.com/refinance.htm
     
  4. Feb 8, 2011 at 8:35 PM
    #4
    dlthunder

    dlthunder Well-Known Member

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    US Bank has rates posted online, right now as low as 2.9%
     
  5. Apr 7, 2011 at 5:16 PM
    #5
    Rufus

    Rufus Well-Known Member

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    Vehicle:
    2010 TRD PreRunner Sport
    OEM Truck Bed Extender, Window Tint, Tailgate Security Mod, OEM Spare Tire Lock, Cam Locks (storage compartments), OEM Bed Mat, OEM Skid Plate, Stant 11504 Locking Gas Cap, TW Edrin55 OEM Running Boards, Pop & Lock w/Back-Up Cam, Black WeatherTechs, Red Line Quick Lift Plus Hood Struts, Wet Okole Front Seat Covers-black/charcoal with red & white TRD graphic & back seat pockets, DIY Satoshi Grillcraft & Old School Toyota Badge, TW ZonKs Black UWS Low Pro Truck Box, Rear Suspension TSB, 3M Scotch Guard Paint & Headlight Protection Film 8mm Urethane, Flyzeye V2 Wired Amber/White/Amber Interior LED Lights w/Silver Case, Sleek Looking Black LED Tail Lights from K2 Motors (Identical to OEM, but black).
    Just re-refinanced my truck. My credit union made me an offer I couldn't refuse: 2.99% for 4 yrs. + a free $100 Chevron gas card :D. And no additional costs added to the loan or out of my pocket. They also offered me the same rate for a 5 yr. term.

    My previous loan was at 4.9% on a 5 yr term. I still had 4 yrs. left.
     
  6. Apr 7, 2011 at 6:57 PM
    #6
    Fenrisulfr

    Fenrisulfr Well-Known Member

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    The best way to avoid interest is to avoid debt. The quicker the note is paid off, the quicker one is not paying interest.
     
  7. Apr 8, 2011 at 11:12 AM
    #7
    Evil Monkey

    Evil Monkey There's an evil monkey in my truck

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    Check with credit unions. They usually have the lowest rates.
     
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