What’s everyone paying for insurance on their 2018 Offroads

So, I leased a 2018 DCSB off-road a little over a year ago and I was going through my financials today, when I discovered my insurance had been raised to $2150 a year. It seems high to me, and I was just curious what others were paying before I start down the rabbit hole of negotiation and pricing other insurance.... Back story I’m 37 with no tickets in 9 years and good credit. How about you guys, what are you paying?

 

Too many variables.

 

130 a month with state farm. Full coverage $500 deductible

 

850 a year full coverage in Mass 1000 deduct on a 2019 TRD PRO. Discount with house same insurance company

 

There multiple levels of full coverage. Are you 25k property damage or 100k. Are you 50k injury or 300k. Do you have rentals and roadside etc etc etc

 

500K injuries 250Damage

 

Waaaayyyy too many.

 

$97 geico $500 deductible 300/100/300.

 

I’m 45, and pay State Farm $573 every 6 months for my ‘18 TRD-OR. Full coverage, $500 ded. No claims in 10 years (knocking on wood, pinch of salt over shoulder, standing on right foot and hopping in a circle to the left, while tugging right ear lobe...)

 

I pay 178. For 2 vehicles my 18 taco and my wife's 19 Buick full coverage

 

3200 per year for 3 vehicles full coverage, 100/300/100. 1000 deductible, uninsured/underinsured coverage, no rental but roadside. Progressive in Ca and in a zip code that raised my rates for some reason.

 

Some of you look like you have good rates. Mine is over $1300 per year full coverage. Do you have full tort or limited tort.

 

I have State Farm full coverage, high limits, $500 deducts and i'm paying $58 a month. I also have other policies with them.

2018 TRD OR if that matters

 

I live in OK and none of us have insurance. Y'all come for a visit anytime.

 

850 a year in mass, 36Y/O no tickets in 18 years+. Full coverage, highest limits and rental, 250 deductible, 4k in aftermarket options covered and off road coverage. 2018 offroad fully loaded. I mean I only pay 30 a month on a street bike with full coverage. Its area determined. In Mass my yearly cost is the same as the monthly cost in NY.

 

Max coverages
300-500k Liability
under and uninsured $300-500k
500 deductible Col and Comp
Allstate
Perfect credit no ticks or accidents

$623 a year. Little lower than Tacoma.

 

Max coverage, perfect credit, no tickets/accidents. $637/yr. Pemco. Too many variables and varies too much state-to-state to really compare.

 

On my 2017 it roughly $500 every 6 months.

 

Generally, leasing a vehicle will be more expensive to insure as the leasing company wants you to carry higher coverage than what most will carry. That being said, I'd shop your auto insurance around to see if you can get a better rate.

 

$400 every 6mo for $250k/$500k/$250k liability, uninsured. $500 deductible and rental with Geico. No at faults, no tickets, good credit.