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What’s everyone paying for insurance on their 2018 Offroads

Discussion in '3rd Gen. Tacomas (2016-2023)' started by Turtle3000, Jul 14, 2019.

  1. Jul 16, 2019 at 8:32 AM
    #21
    TA2016

    TA2016 Well-Known Member

    Joined:
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    Oregon
    Vehicle:
    2016 TRD Sport AT V6 4x4 ACLB P&T Package Red
    OP, $2150 does sound high to me from what you described. I just switched to Ameriprise last month. At least get a Ameriprise quote if you are a Costco member.

    https://www.ameriprise.com/auto-hom...es/auto/?PartnerID=COSTCO%2_3&RefID=&EmailID=
     
  2. Jul 17, 2019 at 5:31 AM
    #22
    DoggMan1163

    DoggMan1163 DoggMan1163

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    2020 Taco TRD off road
    If you are in a zip with a high claims rate your insurance will be higher than a area where the claims are lower
     
  3. Jul 17, 2019 at 7:57 AM
    #23
    raidercraig

    raidercraig Well-Known Member

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    These insurance threads are useless. Every owner has different situations
     
  4. Jul 17, 2019 at 8:57 AM
    #24
    Steemax

    Steemax Well-Known Member

    Joined:
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    SoCal
    Vehicle:
    2019 Cement TRD OR 4x4 DCSB
    We're paying $180/mo for full coverage (one of the cars are a lease) through Geico with $1k deductible. This is in Los Angeles for my 2019 DCSB OR & my wife's 2016 Infiniti QX30.
     
  5. Jul 17, 2019 at 9:17 AM
    #25
    gilligoon

    gilligoon Well-Known Member

    Joined:
    Aug 22, 2017
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    First Name:
    Goon
    Watoosa Ridge, GA
    Vehicle:
    2017 Quicksand TRD OR DCSB
    Bilstein, ICON, Mobtown, Southern Style, Warn, SOS, Nitto, ARE, Northstar
    About $1050/year comprehensive with $500 deductible via GA Farm Bureau.
     
  6. Jul 17, 2019 at 10:31 AM
    #26
    hyphur

    hyphur Well-Known Member

    Joined:
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    Ethan
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    2019 Quicksand DCSB OR
    I take it you can't/didn't read the title?
     
  7. Jul 17, 2019 at 10:56 AM
    #27
    Turtle3000

    Turtle3000 [OP] Member

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    Chris
    Timnat, CO
    Vehicle:
    2018 cement DCSB offroad
    ARE Topper, Rear Decal Delete
    Thanks for your replies guys. I actually switched insurance as of August 1st. Went from MetLife to Liberty Mutual and they literally cut my rate in half. Thanks for all of your responses, and I realize everyone’s situation is different but if you find someone else near the same age bracket in the same vehicle I would think you would be paying close to the same insurance. Obviously if you life in a high crime area your rate will probably be higher then a rural, but I still see value in comparing to keep the insurance guys honest.

    In other notes I learned loyalty doesn’t pay off and I will now be getting quotes once a year on insurance...... Thanks guys!
     

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