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What insurance company/coverage ya'll got?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by dee_bo, Nov 12, 2009.

  1. Nov 12, 2009 at 4:56 AM
    #1
    dee_bo

    dee_bo [OP] Well-Known Member

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    None yet
    Just wondering what company everyone uses. I have Geico right now with minimum coverage for my 1998 Frontier. But when I get my new-used Tacoma not sure if I should switched companies. I'm probably gonna pay for better coverage (collision etc) now just cause I'm spending 20k and wouldnt want something crazy happening.

    Guess it's gonna cost like $350 for 6 months?? Feel free to say how much ya pay as well.
     
  2. Nov 12, 2009 at 7:22 AM
    #2
    macgyver

    macgyver Well-Known Member

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    Brad
    Canton, GA
    Vehicle:
    '13 Tundra double cab SR5 4x4
    I have USAA
    Full Coverage $120 a month for a single 24 Year old male w/ one speeding ticket on my record on a '07 double cab 4x4. $500 deductable (just changed my deductable since I had to fork over $1,000 for the deer hit, it went up $16 a month when i dropped it to $500)


    I used to be considered a "high risk" driver to them when I was younger so my insurance has been steadily dropping every renewal period. At one point when I was 19 I was paying $390 a month for full coverage on a honda accord.
     
  3. Nov 12, 2009 at 7:24 AM
    #3
    chris4x4

    chris4x4 With sufficient thrust, pigs fly just fine. Moderator

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    FlimFlubberJAM
    Tenoe, AZ
    Vehicle:
    2013 Rubicon Unlimited,
    4.10 gears, sliders, and lots of buttons.
    I have Safeco....Full glass (doors, window, rear), off road recovery, etc. I pay $115.00 a month, but that includes my Wifes car, and our boat. Oh....Im 41 & Wifey is 35. No tickets on my side, but she has a couple.
     
  4. Nov 12, 2009 at 7:27 AM
    #4
    Viet2100

    Viet2100 Well-Known Member

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    Viet
    Delray Beach, FL
    Vehicle:
    2007 Infiniti G35S
    State Farm

    $100/month, 20 yrs old (21 in a week), full property, bodily, free windshield replacements, $1000 deductible, $1000 comprehensive, steer clear discount, good student discount, multiple vehicle discount, 3 tickets but they never found out ;)
     
  5. Nov 12, 2009 at 7:35 AM
    #5
    NAAC3TACO

    NAAC3TACO Just east of crazy

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    Sparks, NV
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    2014 SR5 DCLB 4x4
    Color matched door handles, Weathertech floor liners, bed mat, Durafit seat covers, tailgate clamp, 2016 TRD Sport 17" wheels with Toyo A30 tires, Toyota exhaust tip, Toyota/Yakima bike rail mount, Toyota wheel locks, Toyota hitch cover.
    I'm with the Hartford. 185.00 per month for 3 cars (2 fully covered). I've been very happy with them. When my truck was hit earlier in the year, they went out of their way to make sure it was fixed right and fast. They also had no problem letting me pick the body shop of my choice. I've been very impressed with them.
     
  6. Nov 12, 2009 at 7:37 AM
    #6
    Incognito

    Incognito μολὼν λαβέ

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    Colton
    VA
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    2012 Pyrite AC TRD OR
    See Build thread
    USAA. Great coverage and the rates are awesome...
     
  7. Nov 12, 2009 at 7:39 AM
    #7
    NetMonkey

    NetMonkey Well-Known Member

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    Geogetown, TX
    Vehicle:
    2010, 4x4, DC, off-road, shortbed, automatic
    Toytec Ultimate Lift @ 3", Mickey Thompson MTZ's 285/75/16, Moto Metal 955b, rear 2" ALL, Marlin Crawler sliders
    Farmers. ~$1050 a year on a 2010 4x4.
    full coverage... $300k property damage per incident and $100k bodily injury coverage per incident, uninsured motor vehicle, window replacement, the works...
    i am 37 with no tickets and no accidents.

    my wife has the same coverage and no tickets/accidents and hers is $1100 a year for a scion TC.

    so we are paying about $2150 a year for 2 cars.
     
  8. Nov 12, 2009 at 7:39 AM
    #8
    thebigk

    thebigk 6 Double 5 3 2 1

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    Ken....
    Odessa, TX
    I had Allstate...but since my divorce....Geico was cheaper. I already had good service with Geico on my motorcycle
    $130 a month with the $300,000/$100,000
    $250 deduc on collision
    $100 deduc on comp
    Roadside Assistance
    Rental reimbursement
    etc
    etc
     
  9. Nov 12, 2009 at 9:31 AM
    #9
    Evil Monkey

    Evil Monkey There's an evil monkey in my truck

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    Robert
    Escondido, CA
    Vehicle:
    07 4x4 DC SR5 TRD Off-road
    Weathertech front & rear mats, rear suspension TSB, Toytec AAL for TSB, Hi-Lift Jack, Bilstein 5100 & Toytec Adjustable coilovers, Built Right UCAs, KMC XD 795 Hoss Wheels, Definity Dakota MTs 285/75R16, Leer XR, Thule Tracker II & Thule MOAB basket
    I have Allstate for 2 vehicles (2007 Tacoma & 2009 Corolla).

    $140 a month with the $300,000/$100,000 + uninsured/underinsured motorist.
    $250 deduc on collision
    $100 deduc on comp
    gap insurance

    Been with Allstate since 1984. It's probably going to vary a lot depending on where you live and how much you drive.
     
  10. Nov 12, 2009 at 9:56 AM
    #10
    uood8

    uood8 If You Search...You Shall Find.

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    Greensboro, NC
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    '16 Sr5 4x4 DCSB
    Pretty much stock
    geico, 0 deductibles, 300k/100k coverage for 88 a month. 25yo male no tickets/accidents.
     
  11. Nov 12, 2009 at 9:58 AM
    #11
    1337Taco

    1337Taco Sold all 3

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    Kevin
    NorCal
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    2012 4x4
    Kings
    State farm 118 a month for full coverage. 19 years old, no tickets no accidents, good student discount.

    Also on my parents plan. Dad is 46, mom is 45. Both have never had ticket and only 1 accident that was claimed as equal fault.
     
  12. Nov 12, 2009 at 9:59 AM
    #12
    NWtacoma

    NWtacoma Well-Known Member

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    Kent,WA
    Vehicle:
    2011 TRD Sport 4x4
    265/70/17 bfg AT
    Progressive full coverage
     
  13. Nov 12, 2009 at 2:03 PM
    #13
    skistoy

    skistoy Make mine a Double!

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    Mike
    Western New York
    Vehicle:
    09 4X4 SR5 BSP Double Taco
    Rear Spring TSB,Billy 5100@.85,Bull bar,Nerfbar,Painted Grill,Painted Rims,Bed D-rings,Compustar Starter,Goodyear Duratrac's,Transmission TSB,Brake Overide
    Former geico rep.
    I just went back to Geico after getting the taco. Prior to that was with progressive.
    The point is to get at least a half dozen quotes for your insurance needs. No two people are the same. Just because you have the same vehicle, you dont live in the same area, drive the same distance to work, have the same driving record, tickets, credit reports, etc. There is a reason they ask you so many questions. After getting quotes, look at the company. Are the open 24-7, Do you need a rental, you will never be more frustrated then when you need to get ahold of your agent for a wreck, and he wont be in till monday?
     
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