What insurance?

YES! And some insurance is ONLY available through a broker (Kemper for example).

 

I think I had that at one time. But the hit and run accident, the tree falling on my Jeep and one very minor accident that actually was my fault in 2014-2015 screwed that up. Over $10,000 in claims in that short time made them drop me for a while and I wasn't able to go back till I had 36 months with no claims at all for any reason.

I had Liberty mutual at first after that but they give you a low rate to get you in and then jack you up $400+ on renewal. Then I went with Progessive back with my Regular agent. Progressive is pretty good and they don't seem to play games with rates like Liberty mutual did. I actually used them in the past when my old house was insured buy a local company that didn't do auto insurance and I wasn't able to bundle them.
Bundling with the same company is saving me a few hundred dollars a year. I definitely recommend getting you homeowners/renters and auto insurance from the same company if possible.