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What kind of financing did you get on your 2010?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by hookedontronics, Jan 27, 2010.

  1. Jan 27, 2010 at 10:27 AM
    #1
    hookedontronics

    hookedontronics [OP] Well-Known Member

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    Jake
    Glenville, NY
    Vehicle:
    2010 DC Off Road 4x4
    Icon extended travel 3.5" front coilovers, DSM UCAs, TSB leaf pack w/ wheelers AAL, All Pro U-bolt flip kit, Walker Evans 2.0 rear shocks, 18" XD Monster rims, Nitto trail grappler 285/65R18 Tires, Color matched grill, Grillcraft, Kragen HIDs, Carling switches, my bed light mod, diff drop, Alpine IVA-W505, JL Audio C5 componets and coaxials, JL 300/4 and 250/1 amps and JL stealthbox, wheathertechs, avs vent visors, toyota bed x-tender, alcantara center console cover and door pocket covers, console vault, color matched mirrors, heated mirrors, etc etc etc
    What kind of financing did you get on your 2010? i'm looking at getting a 2010 double cab 4x4 trd off road. my fingers are crossed that this big toyota recall might open up 0% apr for 36mo. I can get 4.24 from my bank, anyone have better luck from the dealer?
     
  2. Jan 27, 2010 at 10:39 AM
    #2
    mws4ua

    mws4ua I'll try being nicer if you try being smarter.

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    Matt
    Birmingham
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    Sold my truck Jan '13... Still hang around.
    My brother in law got 0.0% on a Camry he bought at a local dealership here two weeks ago. I don't know if it's a national program or not.

    I have no personal experience... I get 0% on all of my cars :)
     
  3. Jan 27, 2010 at 11:02 AM
    #3
    DecoyBob

    DecoyBob Member

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    Warrington, PA
    Vehicle:
    2010 DC TRD Sport
    Bought my Tacoma in December, Toyota had 0% on all sorts of vehicles at the time, but not the Tacoma (naturally).

    I ended up getting 3.89% through M&T Bank (which you could try being in NY). I have never done any business with M&T before, but they were giving the best deal at the time.
     
  4. Jan 28, 2010 at 3:24 AM
    #4
    MyMistress

    MyMistress Well-Known Member

    Joined:
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    Member:
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    Messages:
    173
    Gender:
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    TN
    Vehicle:
    10 TRD Sport 4X
    Leveled front, TSB rear, TSB Transmission, Always on fog lights, Socked windshield / bedsides, Trimmed mud flaps, Weather Techs, 4 Extra d-rings, Map Light Mod, Avid Light Bar, OEM Bed Mat, Locked Back Window, Secret Stash Area,
    Noticed too that ALL Toys EXCEPT Tacoma are 0%, did see it for Tundra last night on tv. I got my loan through Bank of America on line for 3.85.
     
  5. Jan 28, 2010 at 4:14 AM
    #5
    Mark C.

    Mark C. If you want it bad, you usually get it bad!

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    Mark
    Connecticut
    Vehicle:
    2010 MGM SR5 4WD AC
    LED Dome, Reed Switched LEDs in Glove Box and Center Console, Bumper Fogs, Tailgate anti-theft, LEDs over Cig lighter, Back-up camera anytime, Outside Temp add-on, Hidden GPS power, Sockmonkey 3rd Brakelight decal, 4X4 switch illumination, reed switch controlled engine compartment Flood LEDs, Elite Hitch Cover, Plasti-dipped cupholders and door switch control panels, Elite Hitch Cover.
  6. Jan 28, 2010 at 5:45 AM
    #6
    hookedontronics

    hookedontronics [OP] Well-Known Member

    Joined:
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    Jake
    Glenville, NY
    Vehicle:
    2010 DC Off Road 4x4
    Icon extended travel 3.5" front coilovers, DSM UCAs, TSB leaf pack w/ wheelers AAL, All Pro U-bolt flip kit, Walker Evans 2.0 rear shocks, 18" XD Monster rims, Nitto trail grappler 285/65R18 Tires, Color matched grill, Grillcraft, Kragen HIDs, Carling switches, my bed light mod, diff drop, Alpine IVA-W505, JL Audio C5 componets and coaxials, JL 300/4 and 250/1 amps and JL stealthbox, wheathertechs, avs vent visors, toyota bed x-tender, alcantara center console cover and door pocket covers, console vault, color matched mirrors, heated mirrors, etc etc etc
    nice! unfortunately all of us don't have 30grand in cash tho lol
     
  7. Jan 28, 2010 at 6:11 AM
    #7
    Mark C.

    Mark C. If you want it bad, you usually get it bad!

    Joined:
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    Mark
    Connecticut
    Vehicle:
    2010 MGM SR5 4WD AC
    LED Dome, Reed Switched LEDs in Glove Box and Center Console, Bumper Fogs, Tailgate anti-theft, LEDs over Cig lighter, Back-up camera anytime, Outside Temp add-on, Hidden GPS power, Sockmonkey 3rd Brakelight decal, 4X4 switch illumination, reed switch controlled engine compartment Flood LEDs, Elite Hitch Cover, Plasti-dipped cupholders and door switch control panels, Elite Hitch Cover.
    I understand....I was lucky to get a very good price and I had my 2000 Taco bought back by Toyota, so the coop (cash out of pocket) was not that much....... (Got the 2010 A/C, 4X4, SR5 for just over $22K)
     
  8. Jan 28, 2010 at 6:14 AM
    #8
    BSP4x4

    BSP4x4 Guest

    it's all realative to how long you finance it right? you guys who are getting under 4% how many years is your loan? I got 5.99% for 72 months....best i could get for a 72 month term.

    I pay $419.00 a month (72 months) for my 2009 Manual 6 spd BSP Access Cab 4x4 SR5

    got the truck for 25,700 out the door (bought it back in May 2009)

    taxes suck here in maine
     
  9. Jan 28, 2010 at 6:27 AM
    #9
    MrZoggs

    MrZoggs Ainokea

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    Zach
    New York
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    13' DCLB Sport
    Some Stuff...
    Purchased 2010 Tacoma Double Cab TRD Offroad Prerunner (everything but the 4x4) In December of 09

    :(

    The sum totaled up to about 40k with all the extras and packages and what not... I ended up putting 10k down and financing 30k. Got a good rate though. 1.9% for 60 months..



     
  10. Jan 28, 2010 at 6:30 AM
    #10
    hookedontronics

    hookedontronics [OP] Well-Known Member

    Joined:
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    Jake
    Glenville, NY
    Vehicle:
    2010 DC Off Road 4x4
    Icon extended travel 3.5" front coilovers, DSM UCAs, TSB leaf pack w/ wheelers AAL, All Pro U-bolt flip kit, Walker Evans 2.0 rear shocks, 18" XD Monster rims, Nitto trail grappler 285/65R18 Tires, Color matched grill, Grillcraft, Kragen HIDs, Carling switches, my bed light mod, diff drop, Alpine IVA-W505, JL Audio C5 componets and coaxials, JL 300/4 and 250/1 amps and JL stealthbox, wheathertechs, avs vent visors, toyota bed x-tender, alcantara center console cover and door pocket covers, console vault, color matched mirrors, heated mirrors, etc etc etc
    how'd you spend 40k? I'm looking at a 2010 double cab 4x4, trd off road. That's pretty much the biggest dollar package minus the jlb sound and it's msrp for 31.5, and i got quotesd 28.9
     
  11. Jan 28, 2010 at 8:09 AM
    #11
    OutbackHack

    OutbackHack Well-Known Member

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    Mike
    Seattle, WA
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    2014 DCLB
    6% interest on a 60 month loan through Toyota. That's the highest interest rate I've ever had on a car before, but the best my bank could give me was 5%, and since I plan to pay it off it in under 2 years the actual interest paid won't be that much. I decided it wasn't worth the hassle and just financed through Toyota.
     
  12. Jan 28, 2010 at 9:40 AM
    #12
    Firefighter Rick

    Firefighter Rick Member

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    Ware, MA
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    09 trd sport 4x4
    3.9% for 60 months
     
  13. Jan 28, 2010 at 3:48 PM
    #13
    TimS

    TimS Well-Known Member

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    Tim
    Maine
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    2010 DC tacoma/2005 access cab
    Rebuilt with flatbed 5100's, new spring packs
    3.9 for 3 years.
    2010 DC
     
  14. Jan 28, 2010 at 3:53 PM
    #14
    SManZ

    SManZ el tráfico más lento se queda derecha

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    '10 Supercharged 4x4 Sport 6-spd
    TRD Supercharger, King 2.5" extended travel remote-resi coilovers, OME Dakar leaf packs, King 2.5" extended travel rear shocks, Total Chaos UCAs, MBRP turndown exhaust, TRD intake, TRD Quickshifter, Goodridge SS brake lines, EBC Sport Rotors, Hawk HPS pads, TRD FJ Cruiser Special Edition 16" Anthracite Rims, Spidertrax wheel spacers, 265/75R16 A/T, Autometer oil pressure, oil temp gauges, TRD boost gauge, PLX DM-100 OBD II scanner, flexpod mounts, A-pillar gauge pods
    I got 4.9% through Toyota financial on $12.5K. I just sent them a check for $9750 after I sold the Z. This truck'll be mine by summer :-D

    The way the economy is, as long as you have enough cash to be comfortable, holding additional cash on top of that when you have debt is not doing anything for you. Savings, money markets, and CDs are paying out barely anything over 1%. In the face of a 5% loan, its just better to pay it off and build your savings back up with what you save from not having a monthly payment.
     
  15. Jan 28, 2010 at 3:55 PM
    #15
    valleyheat

    valleyheat Active Member

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    Northridge, CA
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    '10 Tacoma DC 4x4 Sport
    I just got mine on new years eve. 2.9% for 60 months.
     
  16. Jan 28, 2010 at 3:58 PM
    #16
    09 tacoma trd

    09 tacoma trd Well-Known Member

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    ontario, canada
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    2009 black tacoma dbl cab trd sport
    mine was 8.25% for 96 monthes. $275.00 bi-weekly
     
  17. Jan 28, 2010 at 4:16 PM
    #17
    oldtimertoyota

    oldtimertoyota Well-Known Member

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    Are you sure that is correct? Seems like a lot:eek:

    I got 3.9% for 60 months, payment is about $460.00.
     
  18. Jan 28, 2010 at 4:19 PM
    #18
    09 tacoma trd

    09 tacoma trd Well-Known Member

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    ontario, canada
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    2009 black tacoma dbl cab trd sport
    a little over 45000 with tax.
    the trucks are expensive up here.
     
  19. Jan 28, 2010 at 4:20 PM
    #19
    08TRD Sport

    08TRD Sport ROOTIN AROUND

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    Joshua
    Augusta, Georgia
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    10 5th Gen 4Runner
    must be a re-enlistment bonus
     
  20. Jan 28, 2010 at 4:22 PM
    #20
    thestrangebrew

    thestrangebrew AlphaPlanner

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    Dos Palos CA
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    TRD 4x4 Rugged Trail Edition
    Black Badges, Black Center Console
    4% for 60 mos through Toyota back in June of '08.
     
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