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what would you do in this situation?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by SR54x4, Oct 22, 2011.

?

what would you do

Poll closed Nov 21, 2011.
  1. fix the truck

    65 vote(s)
    54.2%
  2. bang the dents out and pocket the check

    48 vote(s)
    40.0%
  3. other; please explain below

    7 vote(s)
    5.8%
  1. Oct 22, 2011 at 9:19 AM
    #1
    SR54x4

    SR54x4 [OP] Well-Known Member

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    Magnaflow 12588, TSC lo-pro extra deep toolbox, step bars and bull bar
    got a little damage on my truck a couple weeks ago. clipped a tree stump, it was higher than the sliders so they did not help. only cosmetic damage to the door skins and pushed the bedside in a bit and a wrinkle up by the gas cap.

    insurance adjuster came and totaled it up to $4300 in damage, $1,000 deductible so I get a check for $3,300.

    I have been searching around online for replacement parts and think that i should be able to get everything fixed for around $3,000 so I shouldnt have to put much out of my pocket.

    my only dilema is, since I do wheel this truck it could happen again.

    what would you guys do... bang the dents out best they can be (by a body guy for maybe a few hundred). already talked to one and he said he could get it looking pretty good, but not perfect. then i could pocket the check to pay the truck off sooner than planned?

    or go through with the repairs???

    just looking for some words of wisdom from you fellow taco owners

    full truck damage.jpg
     
  2. Oct 22, 2011 at 9:27 AM
    #2
    rcfreak201

    rcfreak201 Well-Known Member

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    bang them out, use that extra money for some more armor, damage is usually apart of offroading
     
  3. Oct 22, 2011 at 9:29 AM
    #3
    SRQ TACO

    SRQ TACO "You've Got Red on You"

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    Wouldn't be to difficult to hammer that out.
     
  4. Oct 22, 2011 at 9:33 AM
    #4
    w8n4mud

    w8n4mud There's a mod for that!

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    If it was me, I'd get it fixed. It's on the driver's side. So you're gonna see it everyday. The reason of off-roading a lot doesn't justify the possibility of hitting your truck again on another tree stump. The homework you have is to find a place that can do it for the cheapest amount of $$$. If you can keep it under $2K, then you can pocket the rest. Find a junk yard and get the parts repainted and installed. I'm sure you can find alternatives. Good luck
     
  5. Oct 22, 2011 at 9:39 AM
    #5
    Taco76087

    Taco76087 Well-Known Member

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    Have you gotten a PDR quote yet? Looks like that may be able to be repaired, for not too much $$$
     
  6. Oct 22, 2011 at 9:45 AM
    #6
    SR54x4

    SR54x4 [OP] Well-Known Member

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    the paint is cracked and chipped on some of the corners of the dents. so i dont think pdr would work. i would just fill the chips/cracks in with some touch up paint if i bang the dents out
     
  7. Oct 22, 2011 at 9:49 AM
    #7
    04LTtacoma

    04LTtacoma Well-Known Member

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    x2
     
  8. Oct 22, 2011 at 9:53 AM
    #8
    kessler89

    kessler89 Well-Known Member

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    $1000 deductable!? you need to change that dude, i voted fix the truck
     
  9. Oct 22, 2011 at 9:56 AM
    #9
    WhiskeyDeltaTango

    WhiskeyDeltaTango Resident Redneck

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    THis^^ Install the doors yourself will save you from some guy doing it for $125 an hour
     
  10. Oct 22, 2011 at 9:59 AM
    #10
    extremachn1

    extremachn1 I am an asshole, deal with it!

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    Find some junked truck, get the parts cheap. DONT PUT THEM ON, just touch up the damage with some spray paint, and wheel the piss out of your truck. Now you have replacement parts sitting around and are not worried about banging them up too.
     
  11. Oct 22, 2011 at 10:22 AM
    #11
    SR54x4

    SR54x4 [OP] Well-Known Member

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    yea i know its high. but since i switched to this insurance company a little over a year ago it has already saved me $500 bucks by going with the $1000 over the $500 deductible. so if i never had an isssue it would be saving me money. now that i have an issue, the way i look at it is i saved $500 already by having the $1000 deductible, take the $500 saved from the $1000 and in a way its like $500 again, if that makes any sense. i feel like in the long run its all the same.
     
  12. Oct 22, 2011 at 10:35 AM
    #12
    GeauxTigers

    GeauxTigers //TRD

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    x2. i have a paint chip on my hood that bothers the mess out of me
     
  13. Oct 22, 2011 at 10:39 AM
    #13
    KenLyns

    KenLyns Lord of War

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    The next damage you incurr while wheeling may not be in the same spot. I would try PDR and touch up any paint chips.
     
  14. Oct 22, 2011 at 11:08 AM
    #14
    PcBuilder14

    PcBuilder14 Well-Known Member

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    Fix the dents and bedline the bottom quarter instead. That way you don't have to worry about touch up paint.
     
  15. Oct 22, 2011 at 11:11 AM
    #15
    SR54x4

    SR54x4 [OP] Well-Known Member

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    i was thinking about that. are you talking about just banging the dents out then maybe a little filler or something to smooth any wrinkles?

    not sure how it would look though. maybe someone with photoshop can help out?
     
  16. Oct 22, 2011 at 11:16 AM
    #16
    PcBuilder14

    PcBuilder14 Well-Known Member

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    Yeah, just maybe add in a little bondo then go over it with bedline. Post the pic on the photoshop thread and see...
     
  17. Oct 22, 2011 at 11:22 AM
    #17
    fletch aka

    fletch aka www.BeLikeBrit.org

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    It's a 2010, I would repair it. If you want something you can beat, repair it sell it and by a older model for cash.
     
  18. Oct 22, 2011 at 11:33 AM
    #18
    MrsPib

    MrsPib Well-Known Member

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    Ouch.

    If you're worried about saving money, you just lost $4,000 by bashing it up and not fixing it, so paying it off sooner only eliminates your payments sooner but your trade-in or resale value just dove, not to mention rust that will make this look terrible in 10- years.

    I would say, if you're certain that this will happen again, bang it out, prime it up and just repaint the bottom portion some easily-rattle-canned color. If you're a little more protective, fix it up right and just proceed down the trail with caution. Maybe with beefier side-bars.
     
  19. Oct 22, 2011 at 11:41 AM
    #19
    yotaman3130

    yotaman3130 Well-Known Member

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    i wouldnt fix it, and i dont wheel my truck. line'x or something to lower panels and id put the extra dough toward paying off my truck....

    just my 2cents
     
  20. Oct 22, 2011 at 11:48 AM
    #20
    Gincoma

    Gincoma Special Edition Member

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    I would fix it...if not another thing would go wrong then another then years later will look like a pile of shit. Just cause you use it for offroad doesnt mean it has to look like shit....doesnt make sense to me
     
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