What's everyone paying for their Insurance?

Just curious.

Im a 25 year old male driver in MA with a clean record. No accidents or tickets. I have Geico and purchased "full coverage" with some higher amounts of protection in some areas of the coverage. I always pay in full too for a 6 month premium.

Im doing $480 / 6 months = $80 per month.

Hows it going along with your insurance rate for the coverages you guys have?

 

That actually sounds like a pretty reasonable premium for a 25 year old male and full coverage

 

thats what i was thinking as well

 

Many factors go into the cost, as you probably know. With that being said, in Houston Tx, a bit older that you, never having a claim, no ticket in 20 years with full coverage. I pay about $100 more than yours, which is crazy, but it’s mostly about location.

 

Thats crazy. I have noticed after moving around a couple times that location does play a big part for the premiums.

 

In Michigan with Progressive I am paying roughly 102.00 a month after paying in full.

In NC I was paying roughly half of that.

 

I’m paying 158/mo in Phoenix. Home of the stolen vehicle.

 

I use Geico too, 1 speeding ticket from 2016/2017 and I'm paying $553.44/6 months.

 

I’m in California

 

So getting double teamed by insurance and the DMV. Well triple teamed since fuel is expensive.

 

Exactly bro!! We are planning our exit in the future

 

$128 monthly with Geico. 34, and I’ve never been pulled over, or caused an accident. Maybe I need to look around for cheaper insurance…

 

Sadly most Californians tend to bring their "burden" with them when they move.

 

That's a really good rate. I'm close to your age and grew up in the school of hard knocks. My insurance is $150 a month for semi-decent coverage. Used to be $290 a month for shitty coverage.

In my previous life my insurance was $110 with state farm with a really good policy. I'll be there again soon enough.

 

Tha'ts about what my son (34) pays for his 2011 Tacoma, with a 2021 on the way.
About $800/year, never had a ticket.
I know it sounds expensive but with some windshields costing $1200 to $1500, and the price of other repairs for cars, it's not surprising.

 

$56/month with State Farm. Full coverage and low deductibles.



I'm 32, and probably have an about average driving record. At fault accident in 2014, three or four speeding tickets between 2005 - 2011 (plus tickets for loud exhaust. Funny the guys with F-Bodys and Mustangs never got those ).

 

I am 31, my wife is 29 and we are paying about 900 a year for full coverage on my 21 tacoma and her 2018 impreza. No accidents or tickets for either of us.

 

You're welcome to come to Michigan, home of the highest rates in the nation!

 

Varies state to state, person to person, credit rating and record, ECT. What one pays in 1 spot has no real reason what another person pays. My wife stopped on the back of a Subaru last winter with her car, so the insurance company hits my taco for the increase because it's newer and a little bit more of an increase.

 

I did not know credit rating factored into it. Good to know.