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Who has their truck Paid off?

Discussion in '2nd Gen. Tacomas' started by Johnson8537, Jun 17, 2008.

?

Is your truck paid off...

  1. Yes

    2,143 vote(s)
    49.8%
  2. NO

    1,911 vote(s)
    44.4%
  3. Someone else paid it off for me... and i can admit it.

    252 vote(s)
    5.9%
  1. Jun 19, 2008 at 5:19 PM
    #41
    piercedtiger

    piercedtiger Devout Atheist

    Joined:
    Oct 29, 2007
    Member:
    #3284
    Messages:
    6,373
    Gender:
    Male
    First Name:
    Jon
    B.F.E., NY
    Vehicle:
    06 TRD OR DC SB 6SPD
    Bestop canopy, hood struts, relocated 7-pin, 3" Toytec spacer/AAL, 265/75 16 Yokohama Geolander ATS, Hi-Lift mounted in bed, fog light mod, turn signal mod, locker mod, driver seat mag light mount, step bars, reinforced tailgate, ABS kill switch, black grill surround, bed lights, Brute Force front
    Nope. Had 10K sitting around, but needed to get out of our apartment before we killed the neighbors so that went for down payment, closing costs, etc. Hell, we had to drop $1500-$2000 on plumbing costs before we could move in just so it would pass inspection. Normally I would've walked on the deal, but we were paying half what the house was appraised at just a few years ago. We know we'll be able to sell it for profit once we get everything fixed up and all the remodeling done. Which, again, leads back to why the truck isn't paid off yet! :( New windows this summer so there went the Stimulus package, new doors hopefully before winter too, and a new roof in another year or two (if it lasts that long).

    I'd love to refinance for a rate lower than 11.65, but there's a bunch of crap preventing that. (Pissing me off even more is this is my second vehicle through Toyota Financial, and apparently this is how they treat repeat customers: double the interest rate.) One of which I'll be sending papers to a court to reverse, and I have a feeling that collection agency is gonna be PISSED when they have to start over again. :laugh: But I don't care. They should've done their job the right way 4 years ago and this would've been settled back then. :rolleyes:
     
  2. Jun 19, 2008 at 7:11 PM
    #42
    genxer36

    genxer36 Lord of Tomfoolery

    Joined:
    Nov 13, 2007
    Member:
    #3442
    Messages:
    10,663
    Gender:
    Male
    First Name:
    Sean
    Bethlehem,GA
    Vehicle:
    2013 Toyota Camry SE - 2011 Tacoma traded
    Tow package, XM Satellite radio, K & N Air filter, & Channel Vent Visors
     
  3. Jun 19, 2008 at 7:27 PM
    #43
    Bassetdad

    Bassetdad What if God Smoked Cannabis

    Joined:
    Jun 17, 2008
    Member:
    #7363
    Messages:
    530
    Gender:
    Male
    Harrison, Ohio
    Vehicle:
    2001 De-Badged SR5 Access Cab 2.7 / 5m
    Access Tononu Cover AFE Pro-Dry S Drop-in Filter American Mag Wheels Bilstein 5100's Black Billet Grill Clear Taillights Perma-Tech sprayed Kennesaw Mountain Rear Bumper Michelin Tires PIAA Driving Lights PIAA Headlights Piaa Tail Light Bulbs Tinted Windows – 50% Toytech AAL URD Short Shifter Tranny - Mobil 1 Engine - Mobil 1 Custom Three Bike In Bed Rack New Toyota Undercoated Frame Clear LED 3rd Brake Light
    The Taco is paid off! Now I'm just making monthly payments for my gas.
    What used to take me $17.00, now takes me $60.00 to fill up. :(
     
  4. Jun 19, 2008 at 9:05 PM
    #44
    NotstockTRD

    NotstockTRD TRD

    Joined:
    Jun 18, 2008
    Member:
    #7393
    Messages:
    179
    st louis
    Vehicle:
    99 TRD Prerunner V6 with many mods..
    Shitloads
    paid off in 2004, after 5 long years... feels good
     
  5. Jun 19, 2008 at 10:48 PM
    #45
    eordonez

    eordonez Living vicariously through mjp2

    Joined:
    Mar 17, 2008
    Member:
    #5340
    Messages:
    8,407
    Gender:
    Male
    First Name:
    Ed
    Chihuahua, Mexico
    Vehicle:
    TRD Sport Dcab 4x2 Black Sand Pearl
    OEM All Weather Mats, wheel locks, Toyota Silver Tube steps.....
    Welcome to the site man.... Nice dog!
     
  6. Jun 19, 2008 at 11:06 PM
    #46
    dbbd1

    dbbd1 Well-Known Member

    Joined:
    Oct 16, 2007
    Member:
    #3088
    Messages:
    222
    Sent in the check today!!!
     
  7. Jun 20, 2008 at 3:24 AM
    #47
    danusa

    danusa Well-Known Member

    Joined:
    Sep 8, 2007
    Member:
    #2637
    Messages:
    743
    I paid for my weapons, houses and farms in cash. What`s a Taco? It just gets beats up in farm work.
    The weapons are worth more.

    [​IMG]
     
  8. Jun 20, 2008 at 2:30 PM
    #48
    4x4x4trd

    4x4x4trd My other ride weighs 200 tons

    Joined:
    Jan 15, 2008
    Member:
    #4267
    Messages:
    1,197
    North Texas
    Vehicle:
    08 White Access Cab TRD OR, Debadged
    AFE oil free drop in, Secondary removed, tint, front D-rings, Toyota bed mat, Undercover tonneau, TRD seat covers and floor mats, Pioneer speakers, Westin Platinum bars, Fumoto oil valve, short antena, Nifty Xtreme's, TSB leaf springs, Bilstein 5100's set at .85" in the front
    Paid for before it left the showroom floor.
     
  9. Jun 20, 2008 at 2:42 PM
    #49
    RWDUNKY

    RWDUNKY Member

    Joined:
    May 14, 2008
    Member:
    #6635
    Messages:
    17
    moline il
    Vehicle:
    08 TACOMA REG CAB 4x4
    bed extender, cruise control, intermittent wipers, hood protector. 4x4 emblem off of a tundra on tailgate.
    $200.00 A Month For 24 Month, Not To Bad
    O8 Reg Cab 4x4
     
  10. Jun 20, 2008 at 4:05 PM
    #50
    concrete jedi

    concrete jedi Well-Known Member

    Joined:
    Oct 20, 2007
    Member:
    #3142
    Messages:
    2,745
    Rochester N.Y
    Vehicle:
    06 Tacoma 4 door indigo blue
    Broken and scratched tailgate, cracked rear tail light lens, coffee stain in driver seat.
    Yes and no, I bought the truck with a home equity loan, so I have the title in hand, but I must still pay the loan off... now that I think about it... no. :frusty:
     
  11. Jun 20, 2008 at 4:24 PM
    #51
    Pat

    Pat Well-Known Member

    Joined:
    Jun 16, 2008
    Member:
    #7344
    Messages:
    240
    Gender:
    Male
    San Diego
    Vehicle:
    05 PreRunner Access Cab
    King Coilvers, 285 BFG A/T's, Moto Metal 951b's 17"
    Paid for! One of the best feelings you can get.
     
  12. Jun 20, 2008 at 4:38 PM
    #52
    eghighwoods

    eghighwoods New Member

    Joined:
    Dec 30, 2007
    Member:
    #4040
    Messages:
    2
    Vehicle:
    06 Prerunner V6
    Working on getting it good chunk of it paid this year.
     
  13. Jun 22, 2008 at 2:41 AM
    #53
    bounrith

    bounrith Well-Known Member

    Joined:
    Jun 3, 2008
    Member:
    #7075
    Messages:
    72
    Long Beach, CA
    Vehicle:
    07 PreRunner
    Snug Lid F2
    10 months to go. I could have fake some injuries from the accident to help paid off the truck. People, honesty does not pay...but I would do the damn thing again.
     
  14. Jun 22, 2008 at 5:57 AM
    #54
    nermalgod

    nermalgod Well-Known Member

    Joined:
    May 17, 2008
    Member:
    #6715
    Messages:
    148
    Madison, WI
    Vehicle:
    Offroad boat hauler
    Not going to brag.
    hahahahaha . . .

    What's a better feeling, having a truck paid off or not having paid a cent for the truck?
    Zero money down. I send in my first payment in on Monday. Then repeat monthly.
     
  15. Jun 23, 2008 at 4:04 PM
    #55
    danb86

    danb86 East Ender

    Joined:
    Jun 18, 2008
    Member:
    #7391
    Messages:
    205
    Gender:
    Male
    First Name:
    Dan
    Long Island, NY
    Vehicle:
    2010 I4 Access Cab 4x4
    I just wrote a check for the whole 21,000 for my new '09 Black Access Cab, so I'm paid in full.

    HATE monthly payments
     
  16. Mar 20, 2009 at 11:23 AM
    #56
    kristopherl

    kristopherl AKA: Jake the Wolf

    Joined:
    Sep 11, 2007
    Member:
    #2669
    Messages:
    1,789
    Gender:
    Male
    Cincinnati, Ohio
    Vehicle:
    08 Tacoma DC 4x4 Sport LB. Foglight
    Cup holder LEDs, Black Max Tonau, BHL Mod, N-Fab side steps
    just paid my truck off today :woot: :bananadance:
     
  17. Mar 20, 2009 at 11:26 AM
    #57
    Simon2150

    Simon2150 Well-Known Member

    Joined:
    Dec 22, 2008
    Member:
    #11809
    Messages:
    1,045
    Gender:
    Male
    Austin, TX
    Vehicle:
    06 Tacoma DoubleCab V6 SR5
    Congrats!!
     
  18. Mar 20, 2009 at 11:28 AM
    #58
    MGH-PA

    MGH-PA Well-Known Member

    Joined:
    Mar 19, 2009
    Member:
    #14940
    Messages:
    250
    Gender:
    Male
    Northcentral, PA
    Vehicle:
    05 Tacoma TRD AC 4x4
    265/75/16 Nitto Terra Grapplers, Bestop
    Paid mine off in 9 months on a 3yr loan, lol. I hate payments, and well, my fiance and I did some money shifting around, and paid mine off. Now I just make her $400/month payments on her car until she finishes Pharmacy school. So, in reality my payment went down about $100/month:)
     
  19. Mar 20, 2009 at 11:33 AM
    #59
    bobwilson1977

    bobwilson1977 Well-Known Member

    Joined:
    Jan 7, 2009
    Member:
    #12328
    Messages:
    1,370
    Gender:
    Male
    KaliFORN-I-A
    Vehicle:
    96 Tacoma 2WD ( pizza delivery model)
    none except for crappy hub caps and floor mats.
    Paid off 10 years ago. I had a 5 year payment plan. The truck was only 12k back then and I got $3,000 for my old car, so my payments were $110 a month! My Dad paid off the last year of it because he drive it while I was in college and put 75,000 miles on it!
     
  20. Mar 20, 2009 at 11:36 AM
    #60
    lsocoee

    lsocoee My hair is all natural Staff Member

    Joined:
    Feb 9, 2007
    Member:
    #872
    Messages:
    10,104
    First Name:
    Hotdog
    Vehicle:
    2007 PreRunner SR5 Double Cab
    Wet Okole Underwear
    Just an update for everyone, I still owe 3 more years...
     
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