Who has their truck Paid off?

i owe another thousand bux then going to try to buy a house. debt and more debt woooohooooooooo

 

i have paid for all my vehicles straight cash. never had a car payment.

 

Just paid cash for my 2010. I always pay cash for vehicles--I hate payments. Once you pay cash--you can keep paying cash

 

paying $433 a month for about 4 more years. im trying to pay some down on prinicipal to pay it off early...gah it sucks having a payment lol!

 

My 2010-Access Cab-PreRunner-4 cylinder-5 spd is one month old today (bought it new) and it was paid for at the time of purchase - however I am 62 yrs old. When I bought vehicles in my 20's, 30's, I financed some of them but always put cash of 50% or more of the out the door price into the vehicle at the time of purchase. When I bought my current Tacoma I went by the dealer and they appraised my trade ('09 Camry LE) and gave me a "Cost", or how much cash they wanted with the title for the Camry for me to own the Tacoma - all cost (tax, license tag, title fees) included. I walked away from their offer, waited 3 days, went to the credit union, withdrew cash from my account in a certified check made out to the Toyota Dealership. The check was for several thousand dollars less than their initial offer! I walked in the dealer, laid the title to my Camry and the certified check down in front of the manager. He said, "no way, we will loose money if we accept that offer". I thanked him and proceeded to leave and then the BS started. He wanted to show me the Tacoma invoice and how they would loose money - of course I refused to look at the invoice or any papers he had that he was trying to shove in front of me. The only thing relevant to me was what the new Tacoma was worth to me. He then went the old route of asking me to split the difference between my offer and his. I told him I had one offer and one offer only - the title to the Camry and the certified check he was holding. I then told him he was wasting my time for sure and probably his time also and I left. Before I got to my Camry to drive away he sent a salesman to tell me "OK", they will take my offer. I left with the Truck and all fees paid for. It's funny isn't it - how they liked me so much they sold me a new Tacoma and lost money on it! (Yeah, right!). By the way, this all took place March 1st, 2010 - when Toyota dealers were hurting for sales and recall news articles were at a high - and this dealership (in a small southern town of about 100,000 people) had just over forty new Tacomas on their lot!

 

Paid it off in Jan.

 

no payments for me

 

brother and sister got vehicles when they could drive, so i got the taco, but my dad uses it all the time too (seeing as how he really owns it)

when i move out im taking ownership of it tho.

 

NICE! if you're wanting another payment, feel free to help me out with mine! LOL

 

2 more years and i will be Done !

 

Mine is an 05 regular cab that I bought new, so its been paid off for a while now!

 

Well, I don't have a 2nd Gen, but I voted anyway! I bought my '02 straight up in March '02. No payments for me thank you.

 

Yea... dealership version of loosing money is not getting as much profit as they could get. They always try to show you the invoice and never mention the kickback they get from Toyota Corporate. When they REALLY lose money is when they have trucks on the lot after December 31st.

 

Paid cash at purchase

 

as of today it is PAID OFF

 

Paid cash for mine

 

Paid in Full

Toyota didn't have the 0% financing when i bought

 

My wife and I have had many cars and trucks over the years.

Always pay cash for cars.
Mortgage was paid in 8 years.

Those who understand "interest" earn it, those who do not understand it, pay it.

 

I have never financed a vehicle in my life.....and never will!

Couldn't have said it better myself (we paid our house off in just under 8 years as well).

 

this reminds me of my gpa. he'd walk into a dealer with his farm clothes on pick out the rig he wanted wait till the salesman came over to tell him he couldnt afford it or whatever based on his looks. then he'd pull out cash and WAY less then they wanted and he's get his car every time lol. he was the best car buyer i ever knew. cant wait till i do that the first time!!