Wyoming B.S. Thread

No one affords those and typically not on the first home. Hopefully you gain equity eventually but as stated be fore the market now his high and will slow and head back down eventually. Buying high always sucks. Sucks when you buy it and in a year your in the red bc your house value went down.

 

Makes me want to wait..

 

That’s the key how long would the wait be. Houses here r insane priced bc all the California and west side of Washington pouring in to here. Homes that were 150-200k 4 years ago are like 400k now. Literally pieces of shit for 200k and they sell in one day.

 

Yeah sounds like here...except not because people are moving here haha

 

Catch me up! Where are working/living now. New job or same job?

I would buy within your means. Buying a house was terrifying for us. We were not ready and it felt like life was just forcing us into it. I’m really glad we did it and took the time to find one that we liked. It’s not perfect, but here I am missing paychecks and not worried about bills. I would hate being house poor so I am happy to take a smaller garage, smaller house and smaller yard for now. I worked damn hard to be debt free and the mortgage doesn’t freak me out as much as I thought it would (although it’s a fraction of what you are probably looking at). Good luck bud.

 

I thunk my words came out wrong and I don’t feel like trying to put them in the right order. I know what I’m trying to say and it sounds good in my head.

 

I’m hoping I don’t regret my education path, but only time will tell.

 

Same job but hired full time(not sure how far back I have to go to catch you up lol) I got promoted to manager and salary this year. So it helps. The problem is people over price everything here and even a simple nice small house like what we just went and looked at is listed at 240k for a 1200 SQ ft house with small yard and a small shop which is nice. But still haha wow. I know you got yours around 90k. I'd love that haha

It's terrifying for me in a lot of ways. I think I just need to be more patient and just wait.

I've thought about school again. If I had a master's I could retire teaching full time. Be fun to do that. But not feeling going to school. So much money for just a piece of paper.

 

Yeah or land a gig like big Dan and have them pay for your master's haha

 

Look for what you need, not what you want at this point. Like babytaco said, it's nice when you can miss money coming in and not stress because you bought within your means. Not just what pmt you thought you can afford until you lose your income .

 

It’s open book btw.

 

Definitely not about to overbite what I can afford. The challenge right now appears to be finding something that isn't falling apart within my budget. At this point I just want a house with a place to work on the trucks.

 

Just fyi, I physically went and looked at over 100 houses (after filtering out a ton more that my realtor sent me in email) over 11 months before I got my first one. Only put an offer on one other in that whole time. So, as long as you can move at the necessary speed when you find the one you want, patience is exactly the right thing.

 

I suspect you were looking in a high population dense area. Was the first one in Seattle?

 

Lol not even 100 houses for sale within 45min of work for me haha

 

I think I'll get cheap land a circus tent. That's more in my affordability level, probably only need a 5 year loan on that. Every moment I'm in debt to something is a moment I can feel my soul dying. That's how I got through college though so it isn't all bad I guess...

 

A tipi maybe?

My sis lived out of one on her piece of property for years before building her house.

 

Nope, both offers in Bellevue. Definitely high population area which means lots of stuff on the market, and competition for what's there (this was in 2004, so it was another "up" time in the market).

Yeah, the list I had was long. Part of what made it take so long to find the right one (well, two) to put an offer on.

Totally, I'm just saying - it's OK to be patient. You aren't "failing" if you don't buy immediately.

 

You could just skip to that last terrible stage of life where you lose the ability to not get taken advantage of and buy an RV.

 

Hahahaha, the house I'm in now I didn't buy and is not my style at all. But that's how the cookie crumbles when you move in with someone . @mrs.turbodb still gets grief for it all the time.