New 4 Banger and Freshly Rear Ended

Haven't got brought up yet..

I just happen to have a severe intolerance for people who do not take responsibility for their actions, such as choosing to play on the phone while driving.

 

Depends on a few things.

My stereo is acknowledged on my policy in MA, they had to photograph it to prove it is bolted in.

 

Talked to the estimate guy and he quoted the repairs just shy of 8k. They still need to tear it down to finalize that number. I will definitely be looking into diminished value claims as that is 1/3 of my truck in repairs.

 

Did you get the insurer to agree to diminished value?

 

I talked to them about it. I also talked to an outside company that specializes in diminished value claims. Basically once the truck is repaired they find out how much it diminished in value and request it from the other insurance company. I was told there is a lot of back and forth but it is possible.

 

It sounds like you've got a good possibility receiving something for the diminution of value that you have incurred. Good luck, and hang in there with your claim.

 

They came back and said there is now around 14k of damage. Now I'm fighting to have it totaled.

 

When you consider the estimated repair cost, add the diminution of value, and the loss of use (rental vehicle), it seems like it would certainly be a total loss.

 

In for results.

 

That sucks to hear about your ride. I hope you can get it totaled, then start fresh again.

 

Thanks. Thats the plan.

 

So they are going to claim the truck as a total loss. I will be getting 31k for it which is fine. Looking into a 2017 trd sport access cab. Having trouble deciding between 4x4 and 4x2 for the money. I will be taking a loan to cover the difference. I guess this is my chance to start over on my second truck. Hopefully doing it right with a 4x4 but we will see.

 

31k? Fuck.

I paid $24k for mine new in 2013.

 

It's more than what I paid too haha. Living in San Diego has its perks I guess. They included my shell and some after market parts and tax.

 

Nice you def lucked out. My v6 2014 sport prerunner long bed was around that price.

Coming from 2 wheel drive to 4 wheel I would recommend getting 4 wheel drive. I don't use it that often here in SoCal but it is nice to have when needed.