Wyoming B.S. Thread

I have found that it's a lot easier to put up with something if you know that it is temporary, and you have a date when it will end. Putting up with something that you don't really know how long it will last is really hard.

 

I can agree with that.

I would VERY much not like to sign another year long rental lease..Would not be fun.

 

I hear you. My shop situation also sucks - I have to pull the truck out of the garage to work on it, and I can't leave it out overnight b/c it's been broken into twice - part of the reason I went down to Zane's to do the rear. So, projects are "what can I do in a day at a time." Bleh, but life.

Rental is OK - I rented for all the time before I bought a place. Even when you own a place, you'll have "rent" that isn't equity. Things like property tax, maintenance and repair - they all add up and don't increase your equity at all. So, just keep saving for now - that rent is what allows you to do that.

Definitely buy in a place where you think you'll live for 10+ years - a geo location where you'll be happy (not just a house/shop/land you like). It's really hard to make money on property in less time than that (with various fees, interest, all the "homeowner rent" stuff I mentioned above, etc.)

Property may not be getting cheaper now, but prices are tied to more than the mine; they are tied to the overall US/world economy. You're used to seeing them only go up b/c in the time you've been "on the market," that's all that has happened. But I watched my house go up until 2008 and then lose half it's value - it was just the nature of the time and it happened across the country. There's another bubble coming - I don't know when, but that's the cycle. In fact, even with the craziness of the booming market in the PNW (Microsoft, Amazon, Boeing, Facebook, Google, etc.), in the last year, house prices have actually fallen. Crazy. Cycles.

I'm not suggesting that you bite off the chunk now - quite the opposite. And those people who don't have money - they can't afford the stuff they buy. Something insane like >50% of Americans have less than $400 in the bank. That's not you (which is good) and by only buying a house when you can actually afford it will help keep you above those 50%

Yeah, I know you are. And that's great. If the right place for you guys to buy is somewhere else, I'm not at all suggesting you buy in Columbus. I'm just saying that wherever you buy (and whenever), do it with enough equity that it won't put you out if the market tanks.

Anway, I'm sure you'll do fine - you clearly have a good head on your shoulders compared to a lot of folks today in that you're even thinking about this stuff.

 

Big Country Roof Top Tent, Aluminum Shell
https://classifieds.ksl.com/listing/54861069

Whatcha think?

 

Looks nice, I'd like that for my cruiser

 

I've heard the less than $400 in the bank thing more than once. If there is truth to that....wow. I feel like a terrible money manager at times because I don't have retirement stuff really. I feel like I could make it rain compared to the $400 thing and still I know I have a long ways to go in better financial decisions. Crazy .

 

I need to find 400$

 

Not sure if funny or serious

 

If I had a spare 400$ I felt like I could spend I’d seriously think about picking it up, but I don’t.

 

Hey at least you HAVE all day to work on a project. ANY day for that matter

I for sure want to buy something Id be happy with for 5-10 years. Not about to do short term thing. Im pretty confident I'll be here for a while..provided the arts center doesn't close ha

My experience with the market crashes and such in 2008 is that Wy and MT barely felt it(Granted, i was a sophomore in HS but this is also coming from talking with my parents). I couldn't for the life of me tell you why..or if that'll be the case again. I know Wyomings economy crashed hard 3 years ago and is very slow to recover. Not a diverse economy. MT is in the same boat in some ways. The mine is a Platinum mine though not a coal one so I don't think the local housing will crash bad any time soon. But who knows.

I am glad I have more that $400 in the bank But know it is true. I have a nice "nest" egg going but it still seems tragically small. I don't understand how people have a new house and new vehicles. Seems nearly unobtainable till your making 150K+ a year haha I can dream about that kind of income..but its a dream for a recording engineer!

Either way.

Im still holding a little hope in that the rumor is people just post housing out here for really over market value prices. Talking with a realtor will help Im sure.

 

I feel like this was kinda directed to me

I have 400$

I’m just trying to be somewhat responsible cause college.

If it wasn’t directed to me, well carry on

 

was not directed at you. Not sure why you'd think that.

 

Cause I was talking about finding 400$ earlier, only reason, didn’t really matter either way though

 

oh no i was responding to dans comment about how most americans don't have 400.

 

I think you are exempt from that statistic being in college. I'm sure it refers to adults with a mortgage, car payments etc

 

The only way I want to have less than 400$ in my account is if the semester just started and I paid my rent/tuition in full.

 

OK, so in my ongoing quest to ask the dumbest questions on TW, here are my next couple.

I've got a grease gun full of Lucas Red-n-Tacky that I've been using on the drive train. Today, I picked up some NLGI#2 Moly Grease for my UCAs. Should I:

1. Take out the red-n-tacky, clean (wipe out?) out the gun, and use it for the new stuff. Switch back and forth for each task.
2. Get a new gun for each type of grease
3. Take out the red-n-tacky and clean it really well and just use the NLGI #2 Moly Grease for everything from here on. (I have no idea if that's OK).

If #3, does it matter if there's red-n-tacky in a u-joint when I squeeze in the moly grease?

 

I don't know a ton about red-n-tacky, but if it's a general purpose grease then I'd just use up the red-n-tacky until it runs out, then switch to the moly grease

 

I just run the moly all the time. Red n tacky is over rated and squeaks.

 

So just switch over? #3? And, assuming yes, how about the final question - I assume it's OK to "mix" them for a while until the red-n-tacky is eventually squeezed/diluted out of the u-joints?