1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

38 years old. Contemplating retiring

Discussion in 'Jobs & Careers' started by toyotatacomaTRD, Feb 10, 2019.

Page 2 of 5
  1. Feb 10, 2019 at 5:38 PM
    #21
    toyodajeff

    #21
    toyodajeff Well-Known Member

    Joined:
    Nov 11, 2009
    Member:
    #25817
    Messages:
    2,500
    Gender:
    Male
    First Name:
    jeff
    Vehicle:
    06 reg cab sr5
    Dont wanna derail this thread but can you give some details on how you make this work.
     
    toyodajeff, Feb 10, 2019
    #21
    PackCon, ColoradoTJ and outlawtacoma like this.
  2. Feb 10, 2019 at 5:39 PM
    #22
    theredofshaw

    #22
    theredofshaw Well-Known Member

    Joined:
    Aug 10, 2010
    Member:
    #41484
    Messages:
    7,031
    Gender:
    Male
    First Name:
    John
    Somewhere on the East coast
    Vehicle:
    not a taco (guess that means I can be a MOD now)
    (totaled) 2011 Tacoma DC
    theredofshaw, Feb 10, 2019
    #22
    toyotatacomaTRD[OP] and tcjacado like this.
  3. Feb 10, 2019 at 5:40 PM
    #23
    Vonhetzer

    #23
    Vonhetzer Well-Known Member

    Joined:
    Feb 9, 2019
    Member:
    #282381
    Messages:
    195
    IN
    Vehicle:
    19 Taco
    Seems that a career change is in order. Your in a perfect position to start fresh. I personally would not consider starting your own business and risk your nest egg. Go volunteer at your local animal shelter, food kitchen or United way etc. ponder your next career cause I know I would be lost without working. Your job must be horrible if you dislike it that much and don’t need the money. Good luck in your endeavors.
     
    Vonhetzer, Feb 10, 2019
    #23
    melikeymy beer and toyotatacomaTRD[OP] like this.
  4. Feb 10, 2019 at 5:45 PM
    #24
    Notoneiota

    #24
    Notoneiota Claud Bawls molested my cat.

    Joined:
    Aug 24, 2014
    Member:
    #136871
    Messages:
    1,245
    Gender:
    Male
    First Name:
    Mike
    Oakdale & Grand Rapids, MN
    Vehicle:
    14 Tacoma DCLB TRD Sport
    Mostly stock with a few minor mods.
    I'm truly curious too. How in the hell you guys pulling this off? My wife and I both have fairly good paying jobs, no kids, a small house, and one car payment and can't put shit in the bank. I'm in my mid 40s and will retire when I'm dead. What is the secret?
     
    Notoneiota, Feb 10, 2019
    #24
    KY_Rob, Riding Dirty, MtnMan307 and 4 others like this.
  5. Feb 10, 2019 at 5:46 PM
    #25
    Charlie2017

    #25
    Charlie2017 Well-Known Member

    Joined:
    Oct 13, 2017
    Member:
    #232830
    Messages:
    143
    Gender:
    Male
    First Name:
    Hans
    Central Washington
    Vehicle:
    2017 Tacoma TRD Offroad Quicksand MT
    All chrome removed, TRD Pro grill, All-Pro Apex sliders, ARB twin compressor with Slee mount. SSO slimline bumper with Smittybilt X20, Softopper
    If financials are solid, then as long as you have something to keep your mind and body busy I think you are golden. Like others have stated you should have a hobby. Personally I think you might want to think about public service of some kind. Don't withdraw, be part of society. Giving is so much better then taking. Good luck & best wishes whatever your endeavors. It is awesome that your Missus supports your thoughts.
     
    Charlie2017, Feb 10, 2019
    #25
    melikeymy beer and toyotatacomaTRD[OP] like this.
  6. Feb 10, 2019 at 5:46 PM
    #26
    toyotatacomaTRD

    #26
    toyotatacomaTRD [OP] Senior Member

    Joined:
    Sep 16, 2010
    Member:
    #43379
    Messages:
    4,356
    Gender:
    Male
    I appreciate all of the responses so far. I have several low cost hobbies such as mountain biking, hiking, spending time outside. We vacation quite a bit locally, but my job is such where even on vacation, I'm replying to emails. I probably haven't been completely away from work in 10 years.

    I would never be able to take more than one week off in my current position. I have 4 weeks off and have given vacation time back many times due to being unable to use it before it expires.
     
    toyotatacomaTRD, Feb 10, 2019
    #26
    PackCon likes this.
  7. Feb 10, 2019 at 5:54 PM
    #27
    Casper66

    #27
    Casper66 grumpy ass

    Joined:
    Apr 3, 2016
    Member:
    #183160
    Messages:
    31,546
    Gender:
    Male
    First Name:
    Chris
    Culpeper, Va.
    Vehicle:
    '15 DCSB TRD Sport 4wd super white (sold) '13 access cab SR5 4wd
    piddly stuff
    I envy you. I’m 52 and facing termination at the end of the month due to an injury I received here at work. Being Diabetic and having other health issues I have to have insurance and now facing having to start all over again. The disability restrictions I have will make it very difficult to find anything I can do within my skill set. I’m doing everything I can to keep working.
     
    Casper66, Feb 10, 2019
    #27
    Cazzwell likes this.
  8. Feb 10, 2019 at 5:56 PM
    #28
    El Duderino

    #28
    El Duderino Obviously, you're not a golfer.

    Joined:
    Dec 29, 2015
    Member:
    #173469
    Messages:
    12,950
    Gender:
    Male
    First Name:
    Jeremy
    HI->PNW
    Vehicle:
    16 MGM Sport 4x4 DCSB & 19 nautical blue SR5 premium 4x4
    Stuff, things, this, an ADS
    Honestly my grandmother help set me up since I was a kid teaching me the market an about investments(she’s a stock broker,financial planner, investment consultant). I personally started investing my money into property and was gifted 100 shares of a stock of my choice for my conformation summer 2002(Apple at $15-20 a share). From there i saved and did small things. When I joined the marine corps i got stationed in Hawaii I got into the housing market here and just worked my way from studios apartments to houses. Then around 2015 I said fuck in I don’t feel like working anymore. Sold off some of my property for really good gains, bought a smaller home and invested the rest. Also invested in start ups at the time and those have been hit or miss but when they hit they hit good.
     
    El Duderino, Feb 10, 2019
    #28
    DW85 and Jmac2408 like this.
  9. Feb 10, 2019 at 5:58 PM
    #29
    toyotatacomaTRD

    #29
    toyotatacomaTRD [OP] Senior Member

    Joined:
    Sep 16, 2010
    Member:
    #43379
    Messages:
    4,356
    Gender:
    Male
    No pension.
     
    toyotatacomaTRD, Feb 10, 2019
    #29
  10. Feb 10, 2019 at 6:00 PM
    #30
    El Duderino

    #30
    El Duderino Obviously, you're not a golfer.

    Joined:
    Dec 29, 2015
    Member:
    #173469
    Messages:
    12,950
    Gender:
    Male
    First Name:
    Jeremy
    HI->PNW
    Vehicle:
    16 MGM Sport 4x4 DCSB & 19 nautical blue SR5 premium 4x4
    Stuff, things, this, an ADS
    Do you have a Roth?
     
    El Duderino, Feb 10, 2019
    #30
  11. Feb 10, 2019 at 6:01 PM
    #31
    corpuschristi

    #31
    corpuschristi Well-Known Member

    Joined:
    Sep 15, 2013
    Member:
    #112571
    Messages:
    151
    Gender:
    Male
    Vancouver
    Vehicle:
    2015 DCLB
    Sounds like you are living the dream
     
    corpuschristi, Feb 10, 2019
    #31
  12. Feb 10, 2019 at 6:01 PM
    #32
    El Duderino

    #32
    El Duderino Obviously, you're not a golfer.

    Joined:
    Dec 29, 2015
    Member:
    #173469
    Messages:
    12,950
    Gender:
    Male
    First Name:
    Jeremy
    HI->PNW
    Vehicle:
    16 MGM Sport 4x4 DCSB & 19 nautical blue SR5 premium 4x4
    Stuff, things, this, an ADS
    I will be once I move to the mainland in November I hope
     
    El Duderino, Feb 10, 2019
    #32
  13. Feb 10, 2019 at 6:06 PM
    #33
    toyotatacomaTRD

    #33
    toyotatacomaTRD [OP] Senior Member

    Joined:
    Sep 16, 2010
    Member:
    #43379
    Messages:
    4,356
    Gender:
    Male
    I have a Roth and a traditional workplace 401k. Saved consistently and aggressively my entire life. I've honestly saved since mowing lawns at 12 years old.
     
    toyotatacomaTRD, Feb 10, 2019
    #33
    Breakfast Taco, ColoradoTJ and El Duderino[QUOTED] like this.
  14. Feb 10, 2019 at 6:07 PM
    #34
    El Duderino

    #34
    El Duderino Obviously, you're not a golfer.

    Joined:
    Dec 29, 2015
    Member:
    #173469
    Messages:
    12,950
    Gender:
    Male
    First Name:
    Jeremy
    HI->PNW
    Vehicle:
    16 MGM Sport 4x4 DCSB & 19 nautical blue SR5 premium 4x4
    Stuff, things, this, an ADS
    Awesome, do you have anyother investments
     
    El Duderino, Feb 10, 2019
    #34
  15. Feb 10, 2019 at 6:10 PM
    #35
    El Duderino

    #35
    El Duderino Obviously, you're not a golfer.

    Joined:
    Dec 29, 2015
    Member:
    #173469
    Messages:
    12,950
    Gender:
    Male
    First Name:
    Jeremy
    HI->PNW
    Vehicle:
    16 MGM Sport 4x4 DCSB & 19 nautical blue SR5 premium 4x4
    Stuff, things, this, an ADS
    I sent you a pm
     
    El Duderino, Feb 10, 2019
    #35
  16. Feb 10, 2019 at 6:13 PM
    #36
    Nunya Bizness

    #36
    Nunya Bizness A-A-Ron aka Stunny Gunny

    Joined:
    Jul 7, 2018
    Member:
    #258649
    Messages:
    24,472

    It feels good... :D
     
    Nunya Bizness, Feb 10, 2019
    #36
    Jmac2408, toyotatacomaTRD[OP] and tcjacado[QUOTED] like this.
  17. Feb 10, 2019 at 6:18 PM
    #37
    hr206

    #37
    hr206 Well-Known Member

    Joined:
    Jan 8, 2015
    Member:
    #145916
    Messages:
    756
    Gender:
    Male
    Western Washington
    Vehicle:
    '16 DCSB TRD OR, '98 regular cab 4x4
    Like others have said, unless you have low cost hobbies it's gonna get boring sitting at home. Find a different line of work, even if it makes less. You didn't mention what you do for a living, maybe just a company switch would fix the stress?

    Myself and most of my similar aged former colleagues (we're in tech) have found less demanding work at different companies to take the stress off.
     
    hr206, Feb 10, 2019
    #37
  18. Feb 10, 2019 at 6:35 PM
    #38
    ColoradoTJ

    #38
    ColoradoTJ I drink, and I know things… Moderator

    Joined:
    Sep 3, 2018
    Member:
    #265097
    Messages:
    9,361
    Gender:
    Male
    Looks like Alaska
    Vehicle:
    POS Jeep
    Simply put, you don’t retire at 31 yrs old. Either you are doing something for income, or have a healthy trust fund.

    I guess some people’s idea of retirement differs from others.

    @Notoneiota, not sure what you’re doing man? Kinda doesn’t make sense to me.
     
    ColoradoTJ, Feb 10, 2019
    #38
    Nunya Bizness likes this.
  19. Feb 10, 2019 at 6:43 PM
    #39
    toyotatacomaTRD

    #39
    toyotatacomaTRD [OP] Senior Member

    Joined:
    Sep 16, 2010
    Member:
    #43379
    Messages:
    4,356
    Gender:
    Male
    I do agree. It would not be retiring in the traditional sense. I'm fortunate to have a spouse who brings home a healthy income. The two of us also share the same savings goals, we've also kept spending low. I'm only contemplating at this point. I believe moving from a demanding job to one without responsibility would definitely benefit me.
     
    toyotatacomaTRD, Feb 10, 2019
    #39
    Nunya Bizness and ColoradoTJ[QUOTED] like this.
  20. Feb 10, 2019 at 6:46 PM
    #40
    crazysccrmd

    #40
    crazysccrmd Well-Known Member

    Joined:
    Mar 17, 2016
    Member:
    #181592
    Messages:
    8,369
    Gender:
    Male
    Vehicle:
    Aprilia Tuareg 660
    That would be my suggestion. Since money isn’t a problem find a job that you enjoy. Go be a part time state park ranger or something.
     
    crazysccrmd, Feb 10, 2019
    #40
Page 2 of 5
To Top