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Borrowed Money..WHat to do??

Discussion in 'Off-Topic Discussion' started by neontrail, Mar 21, 2009.

  1. Mar 21, 2009 at 9:39 AM
    #1
    neontrail

    neontrail [OP] ✈ ✈ ✈ ✈ ✈ ✈ ✈

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    About a year ago I loaned $2000 to a family member, it was promised to be paid back as soon as "they caught up".... I have asked for it many times without getting rude and pissed. A few hundred has been given here and there. The last discussion was about 2 weeks ago, where she agreed to pay me $100 every 2 weeks until its paid off.

    I have noticed for the last month shes been spending money like crazy..new LCD tv, bose surround sound, kitchen stuff, flowers, bushes, dirt and bricks for the yard. Fed-Ex or UPS seems to be delivering something she ordered from the internet every fucking week.

    I have reached my boiling point, and need your help on what to do!

    Maybe i should just forget about it and accept the loss.....


    PLEASE ADVISE!!:mad:
     
  2. Mar 21, 2009 at 9:44 AM
    #2
    tdm156

    tdm156 Well-Known Member

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    Dont you need a new surround sound system or some of the other stuff?
     
  3. Mar 21, 2009 at 9:45 AM
    #3
    neontrail

    neontrail [OP] ✈ ✈ ✈ ✈ ✈ ✈ ✈

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    NO!! I need TIRES and LIFT
     
  4. Mar 21, 2009 at 9:48 AM
    #4
    JDMcQ

    JDMcQ Well-Known Member

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    Call her out on it. Tell her that you've noticed all of these purchases and you need your money back. Don't take that 100 every 2 weeks BS, because all she'll do is pay you a few times and then claim to be a bit short.
     
  5. Mar 21, 2009 at 9:51 AM
    #5
    tacomaman06

    tacomaman06 Carolina Alliance: Enforcer

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    ^^^^ yep....exactly!!

    thats one thing i have learned not to do....loan money to family members....unless you know for sure they will pay ya back, or if they have helped you out before.............been burned too damn many times by family.
     
  6. Mar 21, 2009 at 9:56 AM
    #6
    LonghornTaco

    LonghornTaco Can you pass the bailout please?

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    Well, it really depends - this could be a sticky situation.

    My suggestions:
    1. If the relationship means a lot to you, then you might have to just eat your loss.

    2. If you're willing to risk the relationship (not saying it WILL go bad, but it could strain things for a while), then I'd say draw up an informal contract where the two of you come to terms on some sort of periodic payment > $100 (with interest now since she's already considered delinquent). The two of you sign this document and hope it ends quickly, then never lend to a family member again.

    3. If you really don't care about the relationship, then take her to small claims court.
     
  7. Mar 21, 2009 at 9:56 AM
    #7
    Simon's Mom

    Simon's Mom Wag More Bark Less

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    I loaned my sister $5000 once. I actually did paperwork like a bank would, a payment with interest. Her actions were similiar to what you described though she bought clothes & it made me upset. She did finally pay me back 100% plus interest but it took awhile. Now I do not give money anyone unless its a gift. Its easier that way.

    Wish you the best in your situation neon.
     
  8. Mar 21, 2009 at 9:57 AM
    #8
    LonghornTaco

    LonghornTaco Can you pass the bailout please?

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    x1000!
     
  9. Mar 21, 2009 at 10:02 AM
    #9
    neontrail

    neontrail [OP] ✈ ✈ ✈ ✈ ✈ ✈ ✈

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    The thing is she didnt even need the $2000 at the time. She knew I had just got a settlement from a lawsuit. SHE has money, she has the money in her bank account....no doubt about it.

    I have called her out!! Hell, I had to pick up the TV and Bose system in my taco! LOL

    She knows I want the money, maybe she assumes I have money and dont need it. I dont know how much more firm in can be without getting rude.

    Grrrrrrrrr
     
  10. Mar 21, 2009 at 10:04 AM
    #10
    neontrail

    neontrail [OP] ✈ ✈ ✈ ✈ ✈ ✈ ✈

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    think this may be my only option. I dont want to end up on Dr. Phil.

    thx for the feedback ALL.:)
     
  11. Mar 21, 2009 at 10:06 AM
    #11
    toyohtadude

    toyohtadude Well-Known Member

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    My rule is "Never lend more than you can afford to lose."

    My guess is she's buying all that stuff on extended credit and doesn't/won't have the cash to pay all that off either.

    Go take the LCD TV as collateral and sell it if she doesn't come up with the cash.
     
  12. Mar 21, 2009 at 10:07 AM
    #12
    JDMcQ

    JDMcQ Well-Known Member

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    I would recommend that you not get rude, but you do have to be firm. And quit picking up stuff she is buying until you get your money back.
     
  13. Mar 21, 2009 at 10:15 AM
    #13
    ROOKIE1

    ROOKIE1 Well-Known Member

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    I say pick it up and keep it until you get your money .
     
  14. Mar 21, 2009 at 10:22 AM
    #14
    neontrail

    neontrail [OP] ✈ ✈ ✈ ✈ ✈ ✈ ✈

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    yea, thats not really how I roll. I would accept the loss before I had to kick the door in. lol

    Just talking about it with you all lowers my blood pressure and makes me feel better. thx
     
  15. Mar 21, 2009 at 10:23 AM
    #15
    thebigk

    thebigk 6 Double 5 3 2 1

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  16. Mar 21, 2009 at 12:07 PM
    #16
    ROOKIE1

    ROOKIE1 Well-Known Member

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    Since you have accepted the loss how about a loan . :D
     
  17. Mar 23, 2009 at 9:03 AM
    #17
    neontrail

    neontrail [OP] ✈ ✈ ✈ ✈ ✈ ✈ ✈

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    the plot thickens!..... anyone care to know?
     
  18. Mar 23, 2009 at 9:04 AM
    #18
    JDMcQ

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    Do tell, do tell
     
  19. Mar 23, 2009 at 9:05 AM
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    Mr Wiggles

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  20. Mar 23, 2009 at 9:08 AM
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    OU812

    OU812 ban the term murdered out

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