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Damn Student Loans

Discussion in 'Off-Topic Discussion' started by Ombligo, Oct 26, 2010.

  1. Oct 26, 2010 at 10:42 AM
    #1
    Ombligo

    Ombligo [OP] Well-Known Member

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    DAMMIITT!!!!! I'm glad I got a good education and all, but DAAMMITTT!!!! Just venting. Anybody else? I got a good job and I'm ok, but geez, you know!!
     
  2. Oct 26, 2010 at 10:48 AM
    #2
    The1youluv2hate

    The1youluv2hate Well-Known Member

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    Yup they sure fo suck
     
  3. Oct 26, 2010 at 10:57 AM
    #3
    MAXTacoma

    MAXTacoma Well-Known Member

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    Yeah I'm about 25k deep for a Business Administration degree. Not sure how I'm going to pay for it once I graduate.
     
  4. Oct 26, 2010 at 11:02 AM
    #4
    stucksucksnayota

    stucksucksnayota Well-Known Member

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    I have about 2 more years of school left and I am debt free so far and I hope I can keep it that way!
     
  5. Oct 26, 2010 at 11:04 AM
    #5
    xtreme69692001

    xtreme69692001 NO ONE GETS LEFT BEHIND.

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    just a cap.
    my wife just started getting the loan payments. and the worst thing is no job yet. economy sucks right now...
     
  6. Oct 26, 2010 at 11:06 AM
    #6
    surfsupl

    surfsupl Well-Known Member

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    Has she looked into deferment options?.................If I remember right their is a section for financial hardship that lets you defer your payments for a bit.............
     
  7. Oct 26, 2010 at 11:19 AM
    #7
    MAXTacoma

    MAXTacoma Well-Known Member

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    I have less than a year left of school and I'm worried about the same thing.
     
  8. Oct 26, 2010 at 11:23 AM
    #8
    memario1214

    memario1214 Vivid Illumination Vendor

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    Yeah, I gots boost
    I'm 17 thousand deep and hate them terribly bad! I keep telling myself its for a good cause.
     
  9. Oct 26, 2010 at 11:23 AM
    #9
    8th sin

    8th sin Swollen Member

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    student loans....the gateway drug to debt slavery

    and yeah, i got em
     
  10. Oct 26, 2010 at 11:24 AM
    #10
    steve o 77

    steve o 77 braaap

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    x2, I somehow still have all my scholarships so its been a free ride so far.
     
  11. Oct 26, 2010 at 11:31 AM
    #11
    tacomabud

    tacomabud Well-Known Member

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    Yeah, I'm in a few thousand$ in debt as well, with about 1.5 years left of school. However, I'm sure I'll be able to pay it off eventually with good job placement for my field of study. I just keep telling myself that everyone has loans, so I can't be TOO far behind in life... :/
     
  12. Oct 26, 2010 at 11:47 AM
    #12
    maconhurler

    maconhurler Well-Known Member

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    Been out of school for 8 years and still owe 25K. $700+ dollars per month. No wonder I can't do as much to my truck as I want to.
     
  13. Oct 26, 2010 at 11:47 AM
    #13
    tacomakid96

    tacomakid96 Can you skin Grizz, pilgram?

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    Sell your truck? That's what I would do.
     
  14. Oct 26, 2010 at 11:49 AM
    #14
    jjew18

    jjew18 the Nightman cometh!

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    Added extra awesomeness to its original awesomeness.
    Very true, they advertise them as a great low rate to pay for school, the problem isn't the low rate, its the fact the you quickly run up 40-50k at a small state school that you are stuck with for the next 10-30 years. In my opinion they are just as bad as the creditors who allowed everyone and anyone to get credit. In most cases the return is not worth the investment, people aren't able to get the jobs for most degrees, and thats not because of the economy, its people getting a degree to get a degree because thats what they are told to do.

    Lucky for me I have a (relatively) small amount (14K left) because I was fortunate enough to have the majority of my school paid for, but yup, I have em too!
     
  15. Oct 26, 2010 at 11:54 AM
    #15
    JimBeam

    JimBeam BECAUSE INTERNETS!! Moderator

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    out of college for approx 6 years

    took 2 6 month deferments over the course of 6 years

    had $25K roughly at 3% interest

    I have approx $1500 in debt all on credit cards at this point and $1100 of that was put on yesterday

    In that time, I've bought, and paid off a truck, and paid off approx. $5000 worth of cc debt

    It's not impossible, but it takes SERIOUS work and focus on your budget

    i make roughly $5000/year more because of my degree...its gonna take a long time to cover that $100K my parents and I paid for my degree
     
  16. Oct 26, 2010 at 11:54 AM
    #16
    MAXTacoma

    MAXTacoma Well-Known Member

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    When the time comes I just might have to.
     
  17. Oct 26, 2010 at 11:57 AM
    #17
    TacomaJack09

    TacomaJack09 Well-Known Member

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    Yea Student loans suck!

    I have a job in my major but still can't afford my loans.

    22k in debt. One loan is $45 a month the other is $199!!!!!

    Needless to say the $199 is on deferment!!
     
  18. Oct 26, 2010 at 11:58 AM
    #18
    danteisme

    danteisme Well-Known Member

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    im so far in debt with my student loans its ridiculous. granted a i got 2 degrees, and a good job, my loans are damn near a grand a month, almost 400 a month of that is interest. effing sucks...

    reminds me, i need to call them about re-consolidating again.
     
  19. Oct 26, 2010 at 12:01 PM
    #19
    Ombligo

    Ombligo [OP] Well-Known Member

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    My masters is what killed me. The payments are doable-ish. But every month I think what I could do with that money and scream DAAAMMIIITTT!!!!!!!!!!
     
  20. Oct 26, 2010 at 12:03 PM
    #20
    PB65stang

    PB65stang Well-Known Member

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    I don't care, and I'm not a grammar Nazi, but that's just too funny to pass up.

    I sympathize with all of you who have student loan payments. I too was very fortunate and lucky to have my school paid for through a combination of hard work and parents/grandparents who were able to provide for some of my education.
     
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