EMERGENCY HELP!!! Flooded interior...

If you think its a better deal get the money together or just say this is the max limit no more.

 

That carfax states is 770 above retail.

 

The 4 speed is three and an overdrive. Like mine.

 

Wow trucks are do much more expensive in FL. Same thing in Texas is a lot cheaper. Anyways check this out for fun facts.

 

Insurance company called today while I was shopping for a truck. They said my claim is under legal review to determine if my policy covers what happened and that if it doesn't, I only get 9 days of rental car coverage, which today is the 9th day. So I had to return the rental car and now I get to stress over whether they will cover what happened or not.

 

Damm. I forgot to remove the old filter Gasket while changing the oil on my Tundra and drove it while the oil gushed out and locked the Engine. Cost me 3k to fix i was livid and beating myself down to death every day over that. I hope you get the money because if you dont, you would be in worst situation than i was. Good Luck

 

Does your coverage have a offroading clause?

 

That is what the legal department is determining...

 

What does your policy say? Should specifically state the it doesnt cover offroading if thats the case.

 

Hey man, I called USAA about my coverage and they said anything I do off-road is covered. I know your coverage may be different but I’m sure they are similar unless you took a lesser coverage. They also said it would be looked at on a case by case basis. This came from the claims guy.

 

hmmm, im curious to know now as well, ive got USAA as well, and with my bank and I having my first time autoloan with my truck, I was required to get full coverage, and im curious now if anything I do like that would be covered

 

Good news. Thanks man

 

So basically that means: we tell you your covered verbally, but if you make a claim your screwed.

 

They said if it floods, roll it, hit something ect (all off-road) they will cover it. When I talked to them they made it seem like it was case by case basis for crazy stuff. I’m sure If I built a jump and launched my truck superman style they would not cover it.

 

I'd ask for that in writing and see if they change their tune.

 

Thats a good idea. Chris and I have the same company so I guess we will see what the outcome is from his claim.

 

x2

 

They won't put anything in writing. Your policy is the "writing".

 

Any update?

 

Still waiting to hear from USAA...