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Filing a claim on my truck for the hail damage.....need advice!!

Discussion in '2nd Gen. Tacomas (2005-2015)' started by ThisGuy, Oct 5, 2010.

  1. Oct 5, 2010 at 7:55 PM
    #1
    ThisGuy

    ThisGuy [OP] Well-Known Member

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    3" lift, PC wheels, 33" Cooper SST. Volant intake w/ scoop, Gibson exhaust, black tails & 3rd, grillcraft black mesh....more to come
    so needless to say i will be filing a claim with my insurance....just like half of AZ most likley. the hail dented just about every part of the truck....roof, hood, at least 2 of the doors, quarter panels, etc....you name it. my truck is brand new with underr 5K miles. I bought a new truck cuz i want a new truck, not a repaired truck. i dont want bondo, pulled dents, and a shitty paint job....and a carfax report to go with it.

    so i need advice on how i can handle this. do i have a case on getting a new truck? if not can i at least get some cash on top of the repaired truck to make up for the loss of value that im sure it will incur?

    any advice would be grateful
     
  2. Oct 5, 2010 at 8:20 PM
    #2
    WABOOM

    WABOOM Well-Known Member

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    Minnesota yeah sure ya betcha
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    No way. They are going to pay you a few thousand to have it fixed and tell you to have a nice day.
     
  3. Oct 5, 2010 at 8:23 PM
    #3
    ChompsterTacoma

    ChompsterTacoma Well-Known Member

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    ^^^^what he said. Unless the damage is more than half the truck value. I'd say not totaled.
     
  4. Oct 5, 2010 at 8:24 PM
    #4
    06redtacoma

    06redtacoma Well-Known Member

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    you may get up to 10,000 i really really doubt this but, that is the most i have ever heard of for hail damage, this would buy you a new hood, and fiberglass fenders plus everything repaired, or you could leave it beat out as many dents as possible get it looking as good as you can and then line-x it and have a great offroad rig. it would be different. you will love it or hate it.
     
  5. Oct 5, 2010 at 8:28 PM
    #5
    SOSHeloPilot

    SOSHeloPilot Well-Known Member

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    .

    Post some pics so we can get an idea how bad it is.

    PDR guys can do wonders with hail damage and their price is not too bad.

    .
     
  6. Oct 5, 2010 at 8:46 PM
    #6
    fletch aka

    fletch aka www.BeLikeBrit.org

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    Talk with the paint-less dent-less guys, they do some great work.
     
  7. Oct 5, 2010 at 8:51 PM
    #7
    ThisGuy

    ThisGuy [OP] Well-Known Member

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    3" lift, PC wheels, 33" Cooper SST. Volant intake w/ scoop, Gibson exhaust, black tails & 3rd, grillcraft black mesh....more to come
    well i dont really care about price cuz....im not payng for it. but its a new truck so it better look new when they are done. i dont think they can pull dents out of the area between the roof and doors......what is that basically the bodyside frame???
     
  8. Oct 5, 2010 at 9:02 PM
    #8
    ThisGuy

    ThisGuy [OP] Well-Known Member

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    3" lift, PC wheels, 33" Cooper SST. Volant intake w/ scoop, Gibson exhaust, black tails & 3rd, grillcraft black mesh....more to come
  9. Oct 5, 2010 at 9:03 PM
    #9
    ThisGuy

    ThisGuy [OP] Well-Known Member

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    3" lift, PC wheels, 33" Cooper SST. Volant intake w/ scoop, Gibson exhaust, black tails & 3rd, grillcraft black mesh....more to come
    [​IMG]

    can you pull the dents out of the area between the roof and the door? not sure what thats called
     
  10. Oct 5, 2010 at 9:06 PM
    #10
    JDMcompliant

    JDMcompliant Professional Amateur

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    oh man...that sucks! but as they've proved on mythbusters...you will be getting better gas mileage from that golf ball lookin truck...
     
  11. Oct 5, 2010 at 9:22 PM
    #11
    ThisGuy

    ThisGuy [OP] Well-Known Member

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    3" lift, PC wheels, 33" Cooper SST. Volant intake w/ scoop, Gibson exhaust, black tails & 3rd, grillcraft black mesh....more to come
    Lol I saw that one. Guess there's the silver lining aspect of it
     
  12. Oct 5, 2010 at 9:31 PM
    #12
    toyotatacomaTRD

    toyotatacomaTRD Senior Member

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    On a Subaru forum I am also a member of, one person had $10,000 worth of damage... The entire car was repainted (in my opinion, it looked repainted, not what I would have wanted). I doubt the car was worth enough to repair, I would have insisted on a total.. I think the downside for you is the fact that your truck is worth a lot.

    Some insurance company's are better than others, but I don't think they going to tell you what you want to hear. Hopefully someone will chime in with a success story for you.

    That Damage is terrible. Sorry to see that. Good luck to you.
     
  13. Oct 5, 2010 at 9:37 PM
    #13
    senna

    senna Well-Known Member

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    They will replace all the bolt on panels i.e. the hood, bedsides, fenders, door skins and they will probably even put a new roof in. But you are correct in that the rest of the cab will have to be repaired, be sure and tell them you do not want a PDR (paintless dent removal) guy drilling a shit load of hole in you truck to access all those dents.

    Also, keep in mind that a lot of the truck's interior is going to have to be dissembled. Lot of chance for broken clips and tabs, and things not going back together correctly.

    If you have any knowledge of this type of stuff I would make it clear, where ever you have it repaired, that you will be stopping by weekly to have a look at the process.
     
  14. Oct 5, 2010 at 9:42 PM
    #14
    1337Taco

    1337Taco Sold all 3

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    I don't know anything about the insurance side, but I just wanted to say that sucks to hear that and goodluck getting everything fixed up to your standards.
     
  15. Oct 5, 2010 at 9:47 PM
    #15
    rbeezy

    rbeezy Well-Known Member

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    i dont think you can file a claim for natural causes.
     
  16. Oct 6, 2010 at 5:36 AM
    #16
    06redtacoma

    06redtacoma Well-Known Member

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    it depends on your insurance, I know i can't. when it hails i really freak out and go hide my truck under something.
     
  17. Oct 6, 2010 at 5:55 AM
    #17
    98tacoma27

    98tacoma27 is gooder 'en chicken Moderator

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  18. Oct 6, 2010 at 5:58 AM
    #18
    magixfinger

    magixfinger Well-Known Member

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    that suck man, i feel your pain, hope you got every thing resolve that way you wanted
     
  19. Oct 6, 2010 at 6:01 AM
    #19
    TurfTaco

    TurfTaco Is there a long john silvers on the island?

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    :sick: Those pictures make me sick...thats the worst hail damage ive ever seen. Good Luck
     
  20. Oct 6, 2010 at 6:04 AM
    #20
    ThisGuy

    ThisGuy [OP] Well-Known Member

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    3" lift, PC wheels, 33" Cooper SST. Volant intake w/ scoop, Gibson exhaust, black tails & 3rd, grillcraft black mesh....more to come
    Tell me about it man Ive been in AZ my whole life....didn't even know what hail damage was before this lol. When they say tennis ball size hail I will never again think they're exaggerating
     
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