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Hit a Guard Rail at about 60mph...

Discussion in '2nd Gen. Tacomas (2005-2015)' started by JLink, Jan 4, 2011.

  1. Jan 4, 2011 at 9:10 AM
    #1
    JLink

    JLink [OP] Well-Known Member

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    Ocean, NJ
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    Hey guys.. I was coming home from the mountain sunday night, took an exit ramp a little too quick and hit some black ice. Hit the guardrail with the passenger side at about 60 mph. I thought the truck would be all smashed up, luckily the body and wheels are only a little scratched.. I think my spidertrax wheel spacers helped save the body from being hit too hard.
    BUT, I took it to the dealer for them to fix what I hoped was just the alignment.. Turns out I bent a lower control arm and a knuckle.. $1600 to replace and install. F**K ME!!!!!!!

    Any opinions on if I should just pay it, or go through insurance, or if I should just drive it like this and replace it myself once it gets warmer out?
    Never used insurance before so I don't know what it will do to my rates..

    Thanks for any help.
     
  2. Jan 4, 2011 at 9:13 AM
    #2
    Jester243

    Jester243 mod status????

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    :worthless:

    I guess that also depends on what your deductible is.
     
  3. Jan 4, 2011 at 9:15 AM
    #3
    DeeKay21

    DeeKay21 Lieutenant Dan.

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    Sorry to hear. Could have been a lot worse! Glad your okay though.
     
  4. Jan 4, 2011 at 9:17 AM
    #4
    6spdtaco

    6spdtaco Well-Known Member

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    I vote insurance. They have always been helpful to me. Depends on your company, policy, and deductible. In my case those repair would cost $250.
     
  5. Jan 4, 2011 at 9:20 AM
    #5
    Chachie

    Chachie Well-Known Member

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    Locker mod, Anytime fog mod, always 400w mod.
    For that price go with TC lowers!!
     
  6. Jan 4, 2011 at 9:29 AM
    #6
    rbeezy

    rbeezy Well-Known Member

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    insurance. say it was a hit and run :anonymous:

    you say it was your fault, your insurance goes up. hit and run, all you pay is deductible
     
  7. Jan 4, 2011 at 9:32 AM
    #7
    GTACO

    GTACO GTACO

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    I second this! :anonymous: :D
     
  8. Jan 4, 2011 at 9:34 AM
    #8
    85GT 79FJ40

    85GT 79FJ40 Well-Known Member

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    Until they find this thread and get him for insurance fraud. Any experienced adjuster could easily notice the damage from a guardrail VS. another vehicle so I would strongly suggest not trying to pull one over on them.
     
  9. Jan 4, 2011 at 9:35 AM
    #9
    jdkeller

    jdkeller How many words can be fit in this s

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    Dome light LED, 6000k HID Headlights and fogs, Grillcraft black mesh, rear 5100's, Total Chaos UCA's, 285/75/16 BFG KM2's, Spidertrax spacers, Blacked out emblems, cb,kenwood tm270 ham radio, All Pro 3" leaf pack, Fox 2.0 coilovers, Revenge Fab Sliders, u bolt flip kit, Pioneer avh4200, bed bar with light and antenna, Wet Okoles, Weathertech Mats, Wet Okole Armrests, Rear KR Fab bumper, bed mat, N-Fab spare tire carrier with full size spare on 16" TRD rim, Bedlinered flares and grille. Camburg Spindles, All Pro front fenders.
    Sounds like we have a bunch of james in here.

    Say get the parts of someone who went LT. You could get them for cheap. Then install yourself.
     
  10. Jan 4, 2011 at 9:50 AM
    #10
    OffroadToy

    OffroadToy This ain't Dodge City, and you ain't Bill Hickok

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    And you wonder why insurance costs so much?
    OP...Just man up and pay the deductable...your rates might go up but you brought it on yourself.
     
  11. Jan 4, 2011 at 9:54 AM
    #11
    GTACO

    GTACO GTACO

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    Camburg Spindles, Total Chaos UCAs & LCAs, Fox 2.5 c/o front, Fox 2.0 rear, All Pro 3" leafs, Dumped Borla muffler, AFE intake, DTF front bumper, Demello rear bumper.
    :facepalm: This is a public site that is full of members who by law are obligated to report illegal activity.................just an FYI.


    uuhhh..... I was just messing around. . . .:spy:
     
  12. Jan 4, 2011 at 9:59 AM
    #12
    kessler89

    kessler89 Well-Known Member

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    yeah they're gonna be able to tell the difference between a guard rail and a car


    go for it if you're willing to spend a few nights in jail for insurence fraud;)
     
  13. Jan 4, 2011 at 10:35 AM
    #13
    chris4x4

    chris4x4 With sufficient thrust, pigs fly just fine. Moderator

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    X2.
     
  14. Jan 4, 2011 at 10:54 AM
    #14
    JLink

    JLink [OP] Well-Known Member

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    Yea not trying to commit insurance fraud..
    If I wanted to go the aftermarket route.. What are some good but cheaper ones to look at? Additionally what would I be gaining by replacing with aftermarket instead of stock? Would this set me up better for a larger lift or different backspaced wheels or something? Ill do a lot more research when I get home and have access to a computer.. I'm on my blackberry at work since this is the only thing on my mind right now
     
  15. Jan 4, 2011 at 10:58 AM
    #15
    jdkeller

    jdkeller How many words can be fit in this s

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    Dome light LED, 6000k HID Headlights and fogs, Grillcraft black mesh, rear 5100's, Total Chaos UCA's, 285/75/16 BFG KM2's, Spidertrax spacers, Blacked out emblems, cb,kenwood tm270 ham radio, All Pro 3" leaf pack, Fox 2.0 coilovers, Revenge Fab Sliders, u bolt flip kit, Pioneer avh4200, bed bar with light and antenna, Wet Okoles, Weathertech Mats, Wet Okole Armrests, Rear KR Fab bumper, bed mat, N-Fab spare tire carrier with full size spare on 16" TRD rim, Bedlinered flares and grille. Camburg Spindles, All Pro front fenders.
    Not worth getting stock fitting aftermarket lowers IMO. You will be just fine with a lift and stock lowers.
     
  16. Jan 4, 2011 at 11:01 AM
    #16
    THExBUSxDRIVER

    THExBUSxDRIVER Victory is reserved...

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    Not enough.
    chris did you x2 the statement or the misspell:D
     
  17. Jan 4, 2011 at 11:01 AM
    #17
    Redgrom

    Redgrom http://www.tacomaworld.com/forum/2nd-gen-builds/29

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    ATO front skid (need more but icon's might fail if I hang anything else from my truck) All-Pro front bumper thanks to a good deal here and a pesky encounter with a rock or 20, total chaos uppers.
    I say use the insurance and then repair with aftermarket arms. My truck was hit while parked and had minor damage to the front bumper and broken tabs on the headlight and the insurance adjustor said the damage to the lights could not have come from the impact! (Trust me the were not broken before) So I would not suggest you try to play it off like a hit and run. Not worth the risks.
     
  18. Jan 4, 2011 at 11:02 AM
    #18
    chris4x4

    chris4x4 With sufficient thrust, pigs fly just fine. Moderator

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    GAH!!!!!!!!! :eek:...the statement....:p
     
  19. Jan 4, 2011 at 11:06 AM
    #19
    Ridgerunner

    Ridgerunner Well-Known Member

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    Don't f@@k around-get it fixed properly AND make sure it is tracking right and not like a crab on the sand. A 60MPH trauma broadside changed the integrity of more than what meets the eye-I guarantee you.
     
  20. Jan 4, 2011 at 11:09 AM
    #20
    THExBUSxDRIVER

    THExBUSxDRIVER Victory is reserved...

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    Not enough.
    Jk

    To the victim if the guard rail, do the right thing because this is something you don't want to get in trouble for. I'm pretty sure you have been put on the radar already.
     
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