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I just saved $120/mth switching from USAA to Geico

Discussion in 'General Automotive' started by Zac808, Dec 3, 2012.

  1. Dec 3, 2012 at 10:02 PM
    #1
    Zac808

    Zac808 [OP] Custom User Title

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    Viva Las Vegas
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    08 TRD DC SB 4x4
    In my sig
    It's almost to good to be true.
     
  2. Dec 3, 2012 at 10:04 PM
    #2
    MightyMouse-SCT

    MightyMouse-SCT Well-Known Member

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    Gabriel
    O'SIDE CA
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    MightyMouse-SCT - 2011 LT 4x4 Desert Runner
    Long Travel Total chaos kit, fox shocks, smp fab , dmz sua, glassworks, method wheels.
    Make sure you check over ALL of your previous and now coverages . Companies are notorious on cutting down coverages to have a better bottom line .
     
  3. Dec 3, 2012 at 10:06 PM
    #3
    Zac808

    Zac808 [OP] Custom User Title

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    In my sig
    I made sure everything was the same across the board. Thanks for the tip though.
     
  4. Dec 3, 2012 at 10:10 PM
    #4
    1337Taco

    1337Taco Slamry

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    Kevin
    NorCal
    Vehicle:
    07 Tacoma Off-Road
    Camburg Spindles, Bilstein Rear plus AAL. 285 Hankook MT.
    Damn, that's crazy. I only pay $106 a month to begin with.
     
  5. Dec 3, 2012 at 10:15 PM
    #5
    JLee

    JLee The Man! Vendor

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    Jerry
    Bay Area NorCal
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    02 Extra cab SAS Linked front and rear
    I lost track thousands of dollars ago.
    X2 we only pay like 115 for my truck and the wife's car :D
     
  6. Dec 3, 2012 at 10:20 PM
    #6
    adio

    adio Do. Or do not. There is no try. -Master Yoda

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    EWA BEACH, HI
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    2015 INFERNO TRD PRO
    Bought, not built:-P
    I pay 75.22$ a month with GEICO :D
     
  7. Dec 3, 2012 at 10:25 PM
    #7
    MightyMouse-SCT

    MightyMouse-SCT Well-Known Member

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    O'SIDE CA
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    MightyMouse-SCT - 2011 LT 4x4 Desert Runner
    Long Travel Total chaos kit, fox shocks, smp fab , dmz sua, glassworks, method wheels.
    It's not what you pay . It's your coverage .
     
  8. Dec 3, 2012 at 10:31 PM
    #8
    TeamSarcasm

    TeamSarcasm Mr. President

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    we have a winner ^ :D

    That being said, I pay 0$ a month, suck it bishes
     
  9. Dec 4, 2012 at 5:41 AM
    #9
    isu2014

    isu2014 RAT Products

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    Ryan
    Farmington, MN
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    View the build. Too much to list.
    I'm about $70 a month or so. That's with being under 25. No crashes or tickets though. Great coverage from west bend.
     
  10. Dec 4, 2012 at 5:45 AM
    #10
    T@co_Pr3runn3r

    T@co_Pr3runn3r XXXXXXXXXXXXXXXXXXX

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    <----------------->
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    Congrats & like with lots of things nowadays, it pays to shop around and see who has a better deal for ya. Customer or employee loyalty doesn't count for much any more. People can say it does but reality proves them wrong much more often than not.
     
  11. Dec 4, 2012 at 8:27 AM
    #11
    Zac808

    Zac808 [OP] Custom User Title

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    In my sig
    Yep. Ive been with USAA for 6 yrs. And they wouldnt budge for auto.
     
  12. Dec 4, 2012 at 8:31 AM
    #12
    bridgcat

    bridgcat Well-Known Member

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    Mag Grey 4x4 SR5 TRD Offroad
    Avid Off-road Light bar w/ Line-X, American Aluminum Black LP Toolbox, N Fab black step bars,In-Channel Vent Visors, two 10" Rockford subs, Pioneer Double Din DVD player w/ Metra dash kit, 285/65R18 Nitto Trail Grappler MT/s. 18x9" Black XD Monsters. Weathertech digital fit floor mats. Color matched grille with FJ Tacoma badge. De-badged with black, "4x4" badge on tail gate. Mud flap delete mod. Custon TRD decal, color matched rear bumper, Icon extended travel reservoir coilovers, Icon rear reservoir shocks, Dakar rear leaf pack, extended stainless steel brake lines, Camburg uniball upper control arms, timeren bump stops,Beefed Taco carrier bearing drop, Rockford Fosgate Door speakers, Dynomat doors and rear panel, All pro front bumper.
    Yeah....we had USAA and we saved 1500 a year by moving to Geico and having the same full coverage. USAA wouldn't move on their auto insurance.
     
  13. Dec 4, 2012 at 8:34 AM
    #13
    macgyver

    macgyver Well-Known Member

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    Canton, GA
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    Does anyone know if you leave USAA for another company, Are you eligible to come back to USAA again?

    I personally have USAA for my Auto Ins, Homeowner's Ins, and my truck loan. I have shopped around before, but for the little bit I would be saving, it wasn't worth it to me. USAA has been great. When I first got my truck, I hit a deer and did about $3700 in damage to the front end. USAA cut a check to the body shop immediately after the quote, and I had my truck back in two days. I Hit the deer Monday evening, Dropped the truck off Tuesday morning, Picked it up on Thursday afternoon about 2pm.

    Edit: $120 a month! Jesus! I only pay $99 a month for mine. You saved more than I pay... Although I can't say much, when I was 19, I was paying $290 a month for insurance and USAA put me on a high risk policy due to a couple accidents and speeding ticket within a short period of time.
     
  14. Dec 4, 2012 at 8:36 AM
    #14
    Monster Coma

    Monster Coma Well-Known Member

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    Corey
    Pittsburgh, PA/Houston, TX
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    2014 WRB WRX
    It's a wagon
    Wow nice, I have USAA (pay $92.50 a month for a 12 with a not at fault accident) and
    Geico wanted to charge $250 a month
     
  15. Dec 4, 2012 at 10:34 AM
    #15
    Zac808

    Zac808 [OP] Custom User Title

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    In my sig
    I swapped homeowners and auto. Homeowner was able to budge a little. But was not worth it when added to auto. USAA was also charging me extra $ for a 60kadditional structure that does not exist.
    If you are a vet or related to one, I dont see why you couldnt go back.
     
  16. Dec 4, 2012 at 10:57 AM
    #16
    friction

    friction Well-Known Member

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    OEM Cruise, 5100s @.85, Century Ultra shell, TRD covers, TRD skid.
    Holy crud. You inspired me buddy...on a whim I checked Geico and went from $645 with Allstate to $338 six month premiums (and added a bit of car rental reimbursement which I did not have with Allstate).

    I'd love to give you a nonsexual hug right now!
     
  17. Dec 4, 2012 at 12:13 PM
    #17
    Zac808

    Zac808 [OP] Custom User Title

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    In my sig
    Awesome. Im glad to have helped. Even USAA said Geico has a new program that is untouchable by most insurance companies.
     
  18. Dec 4, 2012 at 12:14 PM
    #18
    Mapcinq

    Mapcinq Well-Known Member

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    Matt
    Ontario, Canada
    Congrats.. emailing my brokerage now, since my rates should come down as I recently turned 25.

    Edit: My broker called me back, they are lowering it by 66 bucks a month.:bananadance:
     
  19. Dec 4, 2012 at 12:22 PM
    #19
    jtav2002

    jtav2002 Kenny Fuckin Powers

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    Josh
    Reading, PA
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    2013 Tundra DBL Cab TRD OR
    I switched insurance earlier in the year from Erie to State Farm. For same coverage went from 1300 a year to around 800 or so.
     
  20. Dec 4, 2012 at 2:11 PM
    #20
    jrdbrn

    jrdbrn .

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    Jared
    Louisiana
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    My wife and I pay $250 for a Tacoma and Outlander Sport. Getting screwed for 15/30/15... or 25/50/25 I can't remember. One of the things I hate living in Louisiana for.
     
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