1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

I just saved $120/mth switching from USAA to Geico

Discussion in 'General Automotive' started by Zac808, Dec 3, 2012.

  1. Dec 3, 2012 at 10:02 PM
    #1
    Zac808

    Zac808 [OP] Custom User Title

    Joined:
    Aug 31, 2009
    Member:
    #22040
    Messages:
    2,817
    Gender:
    Male
    First Name:
    Zac
    Viva Las Vegas
    Vehicle:
    08 TRD DC SB 4x4
    In my sig
    It's almost to good to be true.
     
  2. Dec 3, 2012 at 10:06 PM
    #2
    Zac808

    Zac808 [OP] Custom User Title

    Joined:
    Aug 31, 2009
    Member:
    #22040
    Messages:
    2,817
    Gender:
    Male
    First Name:
    Zac
    Viva Las Vegas
    Vehicle:
    08 TRD DC SB 4x4
    In my sig
    I made sure everything was the same across the board. Thanks for the tip though.
     
  3. Dec 3, 2012 at 10:10 PM
    #3
    1337Taco

    1337Taco Sold all 3

    Joined:
    May 9, 2008
    Member:
    #6504
    Messages:
    7,373
    Gender:
    Male
    First Name:
    Kevin
    NorCal
    Vehicle:
    2012 4x4
    Kings
    Damn, that's crazy. I only pay $106 a month to begin with.
     
  4. Dec 3, 2012 at 10:15 PM
    #4
    JLee

    JLee The Man! Vendor

    Joined:
    Jul 20, 2010
    Member:
    #40461
    Messages:
    16,510
    Gender:
    Male
    First Name:
    Jerry
    Bay Area NorCal
    Vehicle:
    02 Extra cab SAS Linked front and rear
    I lost track thousands of dollars ago.
    X2 we only pay like 115 for my truck and the wife's car :D
     
  5. Dec 3, 2012 at 10:20 PM
    #5
    adio

    adio Well-Known Member

    Joined:
    Sep 11, 2008
    Member:
    #9165
    Messages:
    2,459
    Gender:
    Male
    HI
    Vehicle:
    2015 INFERNO TRD PRO
    Bought, not built:-P
    I pay 75.22$ a month with GEICO :D
     
  6. Dec 3, 2012 at 10:31 PM
    #6
    TeamSarcasm

    TeamSarcasm Flawless Escalation to the Ludicrous

    Joined:
    Feb 20, 2011
    Member:
    #51510
    Messages:
    11,024
    Gender:
    Male
    The better coast
    we have a winner ^ :D

    That being said, I pay 0$ a month, suck it bishes
     
  7. Dec 4, 2012 at 5:41 AM
    #7
    RAT PRODUCTS

    RAT PRODUCTS RAT Products

    Joined:
    Apr 12, 2010
    Member:
    #35140
    Messages:
    13,653
    Gender:
    Male
    First Name:
    Ryan
    Farmington, MN
    Vehicle:
    01 CUMTOY and 16 Sierra Denali
    View the build. Too much to list.
    I'm about $70 a month or so. That's with being under 25. No crashes or tickets though. Great coverage from west bend.
     
  8. Dec 4, 2012 at 5:45 AM
    #8
    T@co_Pr3runn3r

    T@co_Pr3runn3r XXXXXXXXXXXXXXXXXXX

    Joined:
    Jan 20, 2009
    Member:
    #12767
    Messages:
    11,654
    Gender:
    Male
    <----------------->
    Vehicle:
    08 RC Prerunner SR5
    Congrats & like with lots of things nowadays, it pays to shop around and see who has a better deal for ya. Customer or employee loyalty doesn't count for much any more. People can say it does but reality proves them wrong much more often than not.
     
  9. Dec 4, 2012 at 8:27 AM
    #9
    Zac808

    Zac808 [OP] Custom User Title

    Joined:
    Aug 31, 2009
    Member:
    #22040
    Messages:
    2,817
    Gender:
    Male
    First Name:
    Zac
    Viva Las Vegas
    Vehicle:
    08 TRD DC SB 4x4
    In my sig
    Yep. Ive been with USAA for 6 yrs. And they wouldnt budge for auto.
     
  10. Dec 4, 2012 at 8:31 AM
    #10
    bridgcat

    bridgcat Well-Known Member

    Joined:
    Apr 4, 2010
    Member:
    #34572
    Messages:
    1,592
    Gender:
    Male
    Alabama
    Vehicle:
    Mag Grey 4x4 SR5 TRD Offroad
    Avid Off-road Light bar w/ Line-X, American Aluminum Black LP Toolbox, N Fab black step bars,In-Channel Vent Visors, two 10" Rockford subs, Pioneer Double Din DVD player w/ Metra dash kit, 285/65R18 Nitto Trail Grappler MT/s. 18x9" Black XD Monsters. Weathertech digital fit floor mats. Color matched grille with FJ Tacoma badge. De-badged with black, "4x4" badge on tail gate. Mud flap delete mod. Custon TRD decal, color matched rear bumper, Icon extended travel reservoir coilovers, Icon rear reservoir shocks, Dakar rear leaf pack, extended stainless steel brake lines, Camburg uniball upper control arms, timeren bump stops,Beefed Taco carrier bearing drop, Rockford Fosgate Door speakers, Dynomat doors and rear panel, All pro front bumper.
    Yeah....we had USAA and we saved 1500 a year by moving to Geico and having the same full coverage. USAA wouldn't move on their auto insurance.
     
  11. Dec 4, 2012 at 8:34 AM
    #11
    macgyver

    macgyver Well-Known Member

    Joined:
    Aug 14, 2009
    Member:
    #21173
    Messages:
    3,590
    Gender:
    Male
    First Name:
    Brad
    Canton, GA
    Vehicle:
    '13 Tundra double cab SR5 4x4
    Does anyone know if you leave USAA for another company, Are you eligible to come back to USAA again?

    I personally have USAA for my Auto Ins, Homeowner's Ins, and my truck loan. I have shopped around before, but for the little bit I would be saving, it wasn't worth it to me. USAA has been great. When I first got my truck, I hit a deer and did about $3700 in damage to the front end. USAA cut a check to the body shop immediately after the quote, and I had my truck back in two days. I Hit the deer Monday evening, Dropped the truck off Tuesday morning, Picked it up on Thursday afternoon about 2pm.

    Edit: $120 a month! Jesus! I only pay $99 a month for mine. You saved more than I pay... Although I can't say much, when I was 19, I was paying $290 a month for insurance and USAA put me on a high risk policy due to a couple accidents and speeding ticket within a short period of time.
     
  12. Dec 4, 2012 at 8:36 AM
    #12
    Monster Coma

    Monster Coma Well-Known Member

    Joined:
    Jun 15, 2012
    Member:
    #80740
    Messages:
    25,540
    Gender:
    Male
    First Name:
    Corey
    Pittsburgh, PA/Houston, TX
    Sponsored by Mom and Dad
    Wow nice, I have USAA (pay $92.50 a month for a 12 with a not at fault accident) and
    Geico wanted to charge $250 a month
     
  13. Dec 4, 2012 at 10:34 AM
    #13
    Zac808

    Zac808 [OP] Custom User Title

    Joined:
    Aug 31, 2009
    Member:
    #22040
    Messages:
    2,817
    Gender:
    Male
    First Name:
    Zac
    Viva Las Vegas
    Vehicle:
    08 TRD DC SB 4x4
    In my sig
    I swapped homeowners and auto. Homeowner was able to budge a little. But was not worth it when added to auto. USAA was also charging me extra $ for a 60kadditional structure that does not exist.
    If you are a vet or related to one, I dont see why you couldnt go back.
     
  14. Dec 4, 2012 at 10:57 AM
    #14
    friction

    friction Well-Known Member

    Joined:
    Jan 26, 2010
    Member:
    #30064
    Messages:
    1,798
    Gender:
    Male
    Charleston, SC
    Vehicle:
    '08 4X4 RC SR5
    OEM Cruise, 5100s @.85, Century Ultra shell, TRD covers, TRD skid.
    Holy crud. You inspired me buddy...on a whim I checked Geico and went from $645 with Allstate to $338 six month premiums (and added a bit of car rental reimbursement which I did not have with Allstate).

    I'd love to give you a nonsexual hug right now!
     
  15. Dec 4, 2012 at 12:13 PM
    #15
    Zac808

    Zac808 [OP] Custom User Title

    Joined:
    Aug 31, 2009
    Member:
    #22040
    Messages:
    2,817
    Gender:
    Male
    First Name:
    Zac
    Viva Las Vegas
    Vehicle:
    08 TRD DC SB 4x4
    In my sig
    Awesome. Im glad to have helped. Even USAA said Geico has a new program that is untouchable by most insurance companies.
     
  16. Dec 4, 2012 at 12:14 PM
    #16
    Mapcinq

    Mapcinq Well-Known Member

    Joined:
    Jun 28, 2012
    Member:
    #81528
    Messages:
    2,999
    Gender:
    Male
    First Name:
    Matt
    Ontario, Canada
    Congrats.. emailing my brokerage now, since my rates should come down as I recently turned 25.

    Edit: My broker called me back, they are lowering it by 66 bucks a month.:bananadance:
     
  17. Dec 4, 2012 at 12:22 PM
    #17
    jtav2002

    jtav2002 Kenny Fuckin Powers

    Joined:
    Jun 29, 2009
    Member:
    #19074
    Messages:
    4,483
    Gender:
    Male
    First Name:
    Josh
    Reading, PA
    Vehicle:
    2013 Tundra DBL Cab TRD OR
    I switched insurance earlier in the year from Erie to State Farm. For same coverage went from 1300 a year to around 800 or so.
     
  18. Dec 4, 2012 at 2:11 PM
    #18
    jrdbrn

    jrdbrn Borne Fishing

    Joined:
    Aug 10, 2009
    Member:
    #20973
    Messages:
    1,410
    Gender:
    Male
    First Name:
    Jared
    Louisiana
    Vehicle:
    '16 Inferno Tacoma TSS
    My wife and I pay $250 for a Tacoma and Outlander Sport. Getting screwed for 15/30/15... or 25/50/25 I can't remember. One of the things I hate living in Louisiana for.
     
  19. Dec 4, 2012 at 2:17 PM
    #19
    Manwithoutaplan

    Manwithoutaplan the full Monty

    Joined:
    Jan 30, 2008
    Member:
    #4500
    Messages:
    49,049
    Gender:
    Male
    ID
    Vehicle:
    07 Tacoma Speedway Blue Trd 4x4
    -Nitro 4.56 gears - Arb Front and Rear lockers. -Rear Swing out bumper Curiosity of ( Dept .94) https://www.facebook.com/Dept94 -Tinted, -ProComp 6 inch lift with Icon Coil overs and Bilstein's 7100Resi -315/70/17 - 17x8 in Pro Comp Matte black rims 4.5 bs -East Coast Gear Supply Sliders -ALL Pro EXP LEaf pack -Camburg UCA's -CAB mount CHOP
    i am paying about 800 bucks a year with usaa.
     
  20. Dec 4, 2012 at 4:22 PM
    #20
    jrdbrn

    jrdbrn Borne Fishing

    Joined:
    Aug 10, 2009
    Member:
    #20973
    Messages:
    1,410
    Gender:
    Male
    First Name:
    Jared
    Louisiana
    Vehicle:
    '16 Inferno Tacoma TSS
    Ya know, this thread inspired me to do a quick online quote. I can save $1300 a year by switching from Allstate to Geico and increasing my coverage from 15/30 to 25/50. I think it's a no brainer, but I worry that it will go up after 6 months.
     
To Top