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Insurance (Input needed)

Discussion in 'General Automotive' started by Xewkija631, Nov 29, 2010.

  1. Nov 29, 2010 at 10:34 AM
    #1
    Xewkija631

    Xewkija631 [OP] Well-Known Member

    Joined:
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    LI,NY
    Vehicle:
    2011 BLACK DC TRD OFF ROAD
    I'm looking for the best insurance and I was surprised at what one company quoted me "$3000" a year, but I guess that's how it is these days on new trucks? I was only paying $1500 for my jetta.

    So could anyone suggest some insurance company's to me and how much do you pay a year for your insurance?
     
  2. Nov 29, 2010 at 10:35 AM
    #2
    brutalguyracing

    brutalguyracing BIG DADDY

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    F.U> GUYZ
    broken mods
    geico is what i use
     
  3. Nov 29, 2010 at 10:37 AM
    #3
    jdkeller

    jdkeller How many words can be fit in this s

    Joined:
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    Jonathan
    Inland Empire, Ca
    Vehicle:
    2008 Tacoma Prerunner TRD Offroad
    Dome light LED, 6000k HID Headlights and fogs, Grillcraft black mesh, rear 5100's, Total Chaos UCA's, 285/75/16 BFG KM2's, Spidertrax spacers, Blacked out emblems, cb,kenwood tm270 ham radio, All Pro 3" leaf pack, Fox 2.0 coilovers, Revenge Fab Sliders, u bolt flip kit, Pioneer avh4200, bed bar with light and antenna, Wet Okoles, Weathertech Mats, Wet Okole Armrests, Rear KR Fab bumper, bed mat, N-Fab spare tire carrier with full size spare on 16" TRD rim, Bedlinered flares and grille. Camburg Spindles, All Pro front fenders.
    I use GMAC. Do you have another vehicle you could add on to it? I added on a jeep that we don't really drive and I'm down to ~ $100 a month for both insured. Taco full coverage jeep liability.
     
  4. Nov 29, 2010 at 10:47 AM
    #4
    badazz96z28

    badazz96z28 Well-Known Member

    Joined:
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    DJ
    North of ATL
    Vehicle:
    05 DC- SB- TRD OR
    Stock for Now
    Damn how bad is your driving record!!!
     
  5. Nov 29, 2010 at 10:50 AM
    #5
    ccoorreeyy

    ccoorreeyy www.EvolvedFinance.com

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    Corey
    Los Angeles (South Bay)
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    08 Double Cab 4x4 SR5 Debadged
    BHLM, Revenge Fab Rock-Sliders, BFG TA KO's, N-Fab light bar with 4 Hella 500's, Rear Suspension TSB, TRD Exhaust, CB Radio, 100W Ultra bright headlights, JBL Sound
    Call AIS (auto insurance specialist).

    I called them when I got my truck and they quoted me 1000s less per year than any other company.
     
  6. Nov 29, 2010 at 10:51 AM
    #6
    90YotaPU

    90YotaPU The Messiah

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    Mike
    Union County, NJ
    Vehicle:
    1990 Toyota 4x4 (Pre-Taco)
    Aftermarket Stereo, Spidertrax Wheel Spacers, HF Air Horns, 3" Lift
    I just switched from Allstate to Liberty Mutual. For my 2010 Tacoma and my wife's 2007 Camry, we're paying $1,400 per year. Was paying almost double that with Allstate. Includes full coverage on both vehicles. Also includes a discount for my wife graduating from one of their approved colleges.
     
  7. Nov 29, 2010 at 10:53 AM
    #7
    Snipe

    Snipe Well-Known Member

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    My best friend is an insurance reseller/broker, she represents about 15 companies and just plugs my info in along with the limit coverage and up pops a bunch of quotes.
    That saves me the hassle of contacting a bunch of individual companies myself plus she knows who in the industry will honor claims without a bunch of hassle.

    Just open the phone book and look for an add under auto insurance that is close to you that has a bunch of company logos and give them a visit.
     
  8. Nov 29, 2010 at 12:15 PM
    #8
    Aod

    Aod Ex STi enthusiast www.iwsti.com

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    B.
    NorCal/Bay Area
    Vehicle:
    11 TRD Sport 4x4 DCSB
    Just over $800 a year with Mercury full coverage and $250 deductible for my 2011 double cab 4x4 TRD. Been with them forever.
     
  9. Nov 29, 2010 at 12:21 PM
    #9
    97T

    97T Resident T100 guy

    Joined:
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    Melt
    Littleton, CO
    Vehicle:
    97 T100 xcab 5spd 2wd
    soundstream 550.2 amp, 2 eclipse 10" subs, 4% tint rear window, 20% sides, 6" sunstrip, clear bumper lenses, avital 4103 alarm with keyless, BF Goodrich Rugged Terrain T/A 235/75/15, 15X7 6-5.5 0C Unique 298 rims
    580 / year, liability only, AAA,
    97 t100 xcab 2wd v6, 26 yrs old, clean driving record (finally)

    my insurance used to be almost 2k year when i had tickets and was into hondas

    rates went down vs my old truck which was a 99 mazda b2500 xcab 2wd 4cyl, for some reason that rig was 680 / year also liablity. my record was clean the whole time i had that truck too
     
  10. Nov 29, 2010 at 12:44 PM
    #10
    VTDave

    VTDave Well-Known Member

    Joined:
    Oct 3, 2008
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    #9658
    Messages:
    209
    Vermont, USA
    Vehicle:
    05 Access Cab 4x4 Base 5sp Man, 16 DCSB 4x4 Sport 6sp Man
    Insurance premiums vary a ton based upon:

    1. Where you live (city vs. rural; state regulations; state court system)
    2. How old you are
    3. Whether your driving history sucks
    4. Insurance limits and deductibles

    $3k/year would be a good deal for full coverage (500k CSL) for a 21 year old living in Manhattan, NY with a spotty driving record. But, for a 50 year old with no accidents living in Minot, ND and a good driving record, a similar policy might cost $600/year.

    The answer: It depends.

    But lots of people like USAA, Geico, Progressive. Just shop around. A lot.
     
  11. Nov 29, 2010 at 12:48 PM
    #11
    Incognito

    Incognito No better friend, no worse enemy

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    2012 Pyrite AC TRD OR
    Spacer lift, bumper stickers, ejector seat, etc.
    USAA for me, been the best company I've dealt with. I'd highly recommend them if you are eligible.
     

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