1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Insurance Question

Discussion in 'Product Reviews' started by Fly5465, Jun 25, 2009.

  1. Aug 22, 2009 at 10:35 AM
    #21
    Yuma Taco

    Yuma Taco Well-Known Member

    Joined:
    May 23, 2009
    Member:
    #17562
    Messages:
    299
    Gender:
    Male
    First Name:
    Lee
    Yuma, Az
    Vehicle:
    09 PreRunner DC TRD
    35% tint windows, OEM black running boards, OEM black roof rack, Foglight mod, De-badged & Sockmonkey Horns decals added, Two ammo box storage units (removed), 110 volt & 12 volt outlets for back seat area, EGR Slimline inchannel visors (all windows), Fold-A-Cover G4, Tonneau, Bedmat.
    I'm with State Farm for my cars & truck.
    I had Nationwide for my bike and after my bike was totaled they gave me the advise to let the other company handle everything....:eek: WRONG!
    Now I re-submitted the claim and Nationwide is sure trying to save them self's some money....:crapstorm:
    As for the addition of extras MAKE darn sure you save receipts and document EVERY THING... (It's hard to keep receipts over many years..)
    The best bottom line information given here is HAVE A LOCAL REP that you know.:gossip:

    Yuma Taco,
     
  2. Aug 22, 2009 at 4:44 PM
    #22
    mcgiiver

    mcgiiver Well-Known Member

    Joined:
    Sep 18, 2008
    Member:
    #9329
    Messages:
    168
    Gender:
    Male
    Princeton, NJ
    Vehicle:
    2009 Access cab 4x4, 4 cyl, stick
    Aftermarket Driving Lights, Hidden Hitch, Removed rear headrests, Side protective moldings, vacuum gauge, Scan Gauge, Leer cap.

    They only insure certain groups and exclude others even with perfect records.
     
  3. Aug 22, 2009 at 4:48 PM
    #23
    Brunes

    Brunes abides. Staff Member

    Joined:
    May 31, 2008
    Member:
    #7011
    Messages:
    17,730
    Gender:
    Male
    First Name:
    Rotorhead
    Big Easy, USA
    Vehicle:
    08 Red/Graphite and Satin Black
    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit Upcoming: ATO Gas Tank Skid and Sliders w/ kickout. ATO Shackle Flip Kit. Down the line: Front/Rear ARB Lockers w/ OBA. 4.56 Gears
    As to the bolded part- Be careful. Even with receipts some policies limit coverage of aftermarket parts to a certain value (commonly $1000). Past that value you have to declare and document the equipment with them (and it may affect your premium) to ensure it truly is covered.
     
To Top