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Insurance Question

Discussion in 'Product Reviews' started by Fly5465, Jun 25, 2009.

  1. Aug 22, 2009 at 10:35 AM
    Yuma Taco

    Yuma Taco Well-Known Member

    May 23, 2009
    First Name:
    Yuma, Az
    09 PreRunner DC TRD
    35% tint windows, OEM black running boards, OEM black roof rack, Foglight mod, De-badged & Sockmonkey Horns decals added, Two ammo box storage units (removed), 110 volt & 12 volt outlets for back seat area, EGR Slimline inchannel visors (all windows), Fold-A-Cover G4, Tonneau, Bedmat.
    I'm with State Farm for my cars & truck.
    I had Nationwide for my bike and after my bike was totaled they gave me the advise to let the other company handle everything....:eek: WRONG!
    Now I re-submitted the claim and Nationwide is sure trying to save them self's some money....:crapstorm:
    As for the addition of extras MAKE darn sure you save receipts and document EVERY THING... (It's hard to keep receipts over many years..)
    The best bottom line information given here is HAVE A LOCAL REP that you know.:gossip:

    Yuma Taco,
  2. Aug 22, 2009 at 4:44 PM

    mcgiiver Well-Known Member

    Sep 18, 2008
    Princeton, NJ
    2009 Access cab 4x4, 4 cyl, stick
    Aftermarket Driving Lights, Hidden Hitch, Removed rear headrests, Side protective moldings, vacuum gauge, Scan Gauge, Leer cap.

    They only insure certain groups and exclude others even with perfect records.
  3. Aug 22, 2009 at 4:48 PM

    Brunes abides.

    May 31, 2008
    First Name:
    DC or New Jersey - Depends on the day....
    08 Red/Graphite and Satin Black
    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    As to the bolded part- Be careful. Even with receipts some policies limit coverage of aftermarket parts to a certain value (commonly $1000). Past that value you have to declare and document the equipment with them (and it may affect your premium) to ensure it truly is covered.
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