Is a Utility trailer with a RTT considered an RV?

I'm curious and for legal and insurance reasons. I've seen some really cool utility trailers converted to have a RTT on top. Once you place a RTT on top does it then get reclassified as a camp trailer or tent trailer (like a popup)?

https://www.google.com/url?sa=i&url=https://expeditionportal.com/forum/threads/sold-custom-off-road-utility-trailer-with-rtt.194531/&psig=AOvVaw12ZvQoKOUMHZ0x-e6-U0aM&ust=1594762515908000&source=images&cd=vfe&ved=0CAIQjRxqFwoTCPDczruYy-oCFQAAAAAdAAAAABAD


UPDATE:
Found the Answer (at least for Californians):

https://www.dmv.ca.gov/portal/handb...anent-trailer-identification-pti/definitions/

Utility Trailer (CVC§667)—A trailer or semitrailer used solely for the transportation of the user’s personal property, not in commerce, or designed and used for transportation of livestock, and does not exceed a gross weight of 10,000 pounds or a manufacturer’s gross vehicle weight rating (GVWR) of 10,000 pounds.

The addition of living quarters to a trailer does not permanently alter that vehicle for human habitation. The living quarters are secondary or incidental to the primary function of the vehicle, which is transporting property.

 

It’s going to depend on your state and insurance company. Each one will classify things differently.

 

Would this maybe depend on which state you live in? AFAIK here in Colorado the title for a utility trailer will always be a utility trailer, which makes it an extension of your truck legally and as far as my insurance cares.

I've kind of always understood the term "RV" to be generic meaning any of motorhome, pop-up, travel trailer (hard side), etc. The insurance company would only call it a pop-up if that's what the original manufacturer called the frame with the VIN on the title.

The way this gets changes is it becomes a homemade trailer, usually what you'll see there is the back half of a pickup made into a trailer. It's no longer a motor vehicle so the original title is void and a new DIY title is issued after an inspection (it's like a 5 minute thing, they check that it's got lights) by the Highway Patrol.

Another way to look at it is sometimes people take the pop-up body off its original frame and put them on bigger trailers or on the back of a truck to make DIY toy haulers. It's still a utility trailer or truck, not a pop-up camper.

 

Unlikely, at least based on what you're describing. That kind of stuff is usually determined based on the manufacturer classification so I feel like you'd have a "tent on wheels." It gets pretty specific, I was researching how loan interest on a RV is tax deductible but it has to qualify as a "livable dwelling" which means a place to sleep & go to the bathroom. By that definition, although you could definitely live in teardrop trailers or sprinter vans, they wouldn't qualify because they lack a toilet.

 

I always thought RV referred to any motorhome or other camper vehicle that is self powered. Even a Sprinter Camper van. Everything else like travel trailers and popups or 5th wheels I though were considered trailers not RV's (Recreational Vehicle)

 

As others have said, I think it depends on your state. I have a Crux trailer, basically a RTT on a trailer. In AZ I had to register as RV rather than utility trailer. I was told in AZ because I have plumbing (a sink) its an RV. But who knows maybe its just who you get at the DMV.

 

I found the answer to my questions. I'm from California and went through the vehicle registration manual and this:

Utility Trailer (CVC§667)—A trailer or semitrailer used solely for the transportation of the user’s personal property, not in commerce, or designed and used for transportation of livestock, and does not exceed a gross weight of 10,000 pounds or a manufacturer’s gross vehicle weight rating (GVWR) of 10,000 pounds.

The addition of living quarters to a trailer does not permanently alter that vehicle for human habitation. The living quarters are secondary or incidental to the primary function of the vehicle, which is transporting property.

Thanks everyone for their insight.

 

If there was a different class your so called living quarters would need attached in someway to make removing a lot of work

To the point of lots of burning.

 

Mine was a utility trailer with DMV and State Farm in Ca.