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Leasing a Tacoma?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by smbundy13, Feb 14, 2011.

  1. Feb 14, 2011 at 2:59 PM
    #1
    smbundy13

    smbundy13 [OP] Well-Known Member

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    ok, I have a question about leasing a 2011 tacoma.

    I have an 03 double cab 4x4 that I like but I have had for about 6 months and have spent upwards of $3,000 on repairs. it has about 105k miles on it so it is understandable that I would have to repair some stuff. but I am paying monthly payments that are equal to a lease of a 2011 pre-runner double cab that looks pretty nicely equipped. and my truck started making a noise in the front end that sounds very much like a hub bearing is going out.

    what would yall do? those of you that have new tacomas, do you like them? anything you dont like? any problems?

    thanks alot for your help.
     
  2. Feb 14, 2011 at 3:08 PM
    #2
    Kingfrog

    Kingfrog Well-Known Member

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    Keep it and fix it. Leasing is a complete waste of money unless its a $40K vehicle and you can write it off.

    You already spent 3K may as well get your money's worth. If you lease you will have NOTHING at the end of $15,000 worth of lease payments.
     
  3. Feb 14, 2011 at 3:08 PM
    #3
    Blackshirts

    Blackshirts Well-Known Member

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    Just my opinion I would not lease it.. Your just giving away $$$..

    If your unhappy with your Taco I would trade it in for a 2011.
     
  4. Feb 14, 2011 at 3:12 PM
    #4
    jtav2002

    jtav2002 Kenny Fuckin Powers

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    I leased once. Never again. I drive too much to have mileage constraints. I'd try to swing buying it rather than leasing it if possible.
     
  5. Feb 14, 2011 at 3:13 PM
    #5
    smbundy13

    smbundy13 [OP] Well-Known Member

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    thanks for the input fellas.
     
  6. Feb 14, 2011 at 3:29 PM
    #6
    jgwheeler17

    jgwheeler17 I'm a zit. Get it?

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    tint, dents, scratches, two blown speakers and trying to pay her off...
    so same payment, but got to give it up in a few years. so yeah, thats a negative ghost rider. never understood the idea of a lease
     
  7. Feb 14, 2011 at 3:49 PM
    #7
    smbundy13

    smbundy13 [OP] Well-Known Member

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    oh, sorry but a little background, I have gone through different vehicles pretty frequently so it is likely that that wont change much with this new truck.
     
  8. Feb 14, 2011 at 3:50 PM
    #8
    smbundy13

    smbundy13 [OP] Well-Known Member

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    well i would be paying the same payment for a truck that is 7 years newer.
     
  9. Feb 14, 2011 at 4:10 PM
    #9
    KevLot17

    KevLot17 Well-Known Member

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    If you dont plan on 'modding it' at all and KNOW for a fact that you wont drive 15K per year.. its like renting a truck for 3 years.. the only upside iss you get a new one after 3 months for the same payment.
     
  10. Feb 14, 2011 at 5:31 PM
    #10
    nick

    nick MURDERED_TACO

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    my wife has a 03 dbl cab it has a 4in lift with 305s. i lifted it when it had 40k it now has 96k. we have never had any problems with the front end or anything. maybe you got a limon. still yet i would keep it one day it will be payed off, if you lease your buyin someone else a truck.
     
  11. Feb 14, 2011 at 5:37 PM
    #11
    Kingfrog

    Kingfrog Well-Known Member

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    You mean after three years..however that puts him the perpetual car payment world. He will never not have a car payment. With the reliability of todays vehicles there is no reason to make perpetual car payments. And as I have said before if you can go just one cycle making payments to yourself after the last bank payment you will never necessarily make car payments again, With the trade and the built up cash you can pay cash going forward and make perpetual car payments to YOU!!!
     
  12. Feb 14, 2011 at 5:48 PM
    #12
    KevLot17

    KevLot17 Well-Known Member

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    Yes, 3 years.. my bad! haha.. some people when their truck is paid off they just go buy another new one.. because theyre 'used to the payment'.. so if you dont wanna 'make it yours' or put astronomical mileage on it, for 2/3 of the payment compared to buying it, what the hell... wouldnt do it myself as i have to customize it to my likeing and drive 25K in 1 year.. but my buddy that workd for toyota leases them and gets 'somethin fresh' every 3 years for the same payment...
     
  13. Feb 14, 2011 at 6:05 PM
    #13
    SOSHeloPilot

    SOSHeloPilot Well-Known Member

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    ... ^^^ ... Ditto ... :D

    .
     
  14. Feb 14, 2011 at 6:19 PM
    #14
    MAXTacoma

    MAXTacoma Well-Known Member

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  15. Feb 14, 2011 at 8:12 PM
    #15
    Cvd2312

    Cvd2312 Well-Known Member

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    NEVER lease a vehicle!!!!

    Get your current truck paid off and drive it until it dies. My advice is to never have a payment on a vehicle. If you have to finance it, then you can't afford it.
     
  16. Feb 14, 2011 at 8:24 PM
    #16
    Kingfrog

    Kingfrog Well-Known Member

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    I would not go that far...certainly someone whose car payment is 20% of their monthly net income can "afford" it. however there is no excuse for having car payments for life especially if you can "afford" a $500 month payment for 5 years...
     
  17. Feb 14, 2011 at 8:27 PM
    #17
    Kingfrog

    Kingfrog Well-Known Member

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    That is a great idea IF someone has the cash to buy it out and can renegotiate the price as many do. However if one has to then take a higher interest used car loan for more than two years one may as well have bought it at the outset at the low rates they have been offering.
     
  18. Feb 14, 2011 at 9:34 PM
    #18
    Fishing Frenzy

    Fishing Frenzy JJ

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    Only the future will tell

    It's true that if you finance something then you probably can't afford..... to pay in FULL. Not many have 30k to throw it in. Finance does not mean a person can't afford it... Without finance I would have taken the bus to work and would be still renting :D
     
  19. Feb 14, 2011 at 9:37 PM
    #19
    AzogSS

    AzogSS Well-Known Member

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    ^^^^ This.
     
  20. Feb 14, 2011 at 9:39 PM
    #20
    rex99

    rex99 Well-Known Member

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    who the hell's doing that??? thats just retarded....
     
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