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Today I make my Third Truck payment

Discussion in 'Off-Topic Discussion' started by Aw9d, Jan 27, 2012.

  1. Jan 27, 2012 at 9:23 AM
    #1
    Aw9d

    Aw9d [OP] That one guy

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    And its officially paid off in
    3...
    2..
    1.
    (clicks mouse)
    BOOM!


    My 2011 DCSB Tacoma is fully paid off! Whoo hooo!
    Now it is time for a new stereo :)
     
  2. Jan 27, 2012 at 9:25 AM
    #2
    The Driver

    The Driver Trail Runner/Barefoot Beach Runner/Snow Skier

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    First Name:
    Raph, and I'm from Tampa, FL.
    Lakewood (Green Mountain), CO. I'm from Tampa. I
    Vehicle:
    '02 Extra cab 4X4 TRD SR5
    Aftermarket tranny cooler, 5100 Series Bilsteins, Class 3 Hitch.
    Paid off in three payments?


    Must be nice! CONGRATS!
     
  3. Jan 27, 2012 at 9:26 AM
    #3
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
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    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    You wanna pay mine off too?
     
  4. Jan 27, 2012 at 9:36 AM
    #4
    Aw9d

    Aw9d [OP] That one guy

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    Yes Sir, 3 payments.. And thanks! I never had a car/truck payment in my life.. Always paid for upfront in cash, didn't like not having the Title in my possession.

    And I did put a very large cash amount down on the truck when I bought it.
     
  5. Jan 27, 2012 at 9:37 AM
    #5
    Aw9d

    Aw9d [OP] That one guy

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    If I get to keep it sure, I'll pay it off :) My wife would love your truck.
     
  6. Jan 27, 2012 at 9:39 AM
    #6
    Hot Tamale

    Hot Tamale Well-Known Member

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    Pat
    Henderson, NV
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    2012 Access Cab 4x2
    Congratulations! :)
     
  7. Jan 27, 2012 at 9:43 AM
    #7
    The Driver

    The Driver Trail Runner/Barefoot Beach Runner/Snow Skier

    Joined:
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    First Name:
    Raph, and I'm from Tampa, FL.
    Lakewood (Green Mountain), CO. I'm from Tampa. I
    Vehicle:
    '02 Extra cab 4X4 TRD SR5
    Aftermarket tranny cooler, 5100 Series Bilsteins, Class 3 Hitch.
    I know the feeling. Until 2005 ALL my car purchases were cash...


    Working my way up to it! In the meantime, I salute your resolution of being deb free!!!


    Debt= Being in chains!
     
  8. Jan 27, 2012 at 9:46 AM
    #8
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
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    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    haha nahhh I'll pass :p

    I think I'm down to about 22k left on it...

    Wait... nevermind haha
    Payoff Amount $19,761.75
    yay!
     
  9. Jan 27, 2012 at 9:50 AM
    #9
    Aw9d

    Aw9d [OP] That one guy

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    First on the list, Stereo.. Then SC. :)
     
  10. Jan 27, 2012 at 9:52 AM
    #10
    Greensystemsgo

    Greensystemsgo Self Proclaimed first gen expert :doh:

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    Nick
    Avondale, AZ
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    1999 TRD/SR5 4x4
    5100/5125's All pro expedition leafs Eibach coils Light racing uca's 2004 gauge cluster All stainless brake lines 1" diff drop kenwood with polks rebuild seat support webbing satoshi grill optima red top
    did you make an accoutn just to post that?!

















    Welcome! :wave:
     
  11. Jan 27, 2012 at 9:57 AM
    #11
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
    Vehicle:
    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    Booossstttttt!!!!!


    After Gadget gets the U-CON out and I can finally get mine installed, you're welcome to a ride to get the motivation and itch for it :p
     
  12. Jan 27, 2012 at 10:02 AM
    #12
    Tigahshark

    Tigahshark Senior NEWBIE

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    On a volcano, literally!
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    Tint Weathertech floor liner, weathertech window visor Roll n lock tonneau cover Rubber bed mat Smoked license plate covers
    Welcome to the club
     
  13. Jan 27, 2012 at 10:05 AM
    #13
    tractng

    tractng Well-Known Member

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    Great to hear man. I normally would pay my car in 2 years in payments. I am looking to get a tacoma. It is a headache looking for use. Probably going new.
     
  14. Jan 27, 2012 at 10:12 AM
    #14
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
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    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    Is it sad I'd probably be at like 6-7k left on payments if I never modded my truck and put that money into the payment instead? HAHA
     
  15. Jan 27, 2012 at 10:23 AM
    #15
    Surferdude

    Surferdude Erich

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    Erich
    Grayslake, il
    Vehicle:
    '11, DC SR5, 4x4
    ProEFX Tonneau cover, Coverking seat covers, Weathertech front floor liners, Coverking Cab Cover, Westin nerfs, in transit...
    My interest is only 2.99% on my loan. Although it is nice to be debt free, there's something to be said for leverage.

    I'm driving an almost $30k truck for about $450/month. Instead of my money $30k sitting in the truck earning zero interest, it goes into my 401k and hopefully(usually) earns more than my 3% interest rate.

    Any interest higher than 5%, I pay off, anything less I keep the loan and use the leftover monthly money, elsewhere.

    To each his own and congrats on your new, fully owned truck.
     
  16. Jan 27, 2012 at 10:37 AM
    #16
    Aw9d

    Aw9d [OP] That one guy

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    I will take you up on that offer. I wanted to ride in one before I bought it to make sure its worth the amount of money I'll pay to get it installed and tuned properly.

    But I LOVE super chargers.. Hate turbo's.. Can't stand lag.. I want power and I want it now!
     
  17. Jan 27, 2012 at 10:43 AM
    #17
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
    Vehicle:
    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    I'm not gunna lie... I love turbos way more haha. But, on a truck (especially like mine... armored/offroaded the fuck out) it makes more sense.

    Yea man, one thing I learned so far is... the TRD flash is bad lol. That's why I'm waiting on URD since their UCON will be vastly superior to the old APR X-1. Lots more room to grow, plus a better tune out of the box with safer AFR's.
     
  18. Jan 27, 2012 at 10:52 AM
    #18
    jtav2002

    jtav2002 Kenny Fuckin Powers

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    Reading, PA
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    Congrats! Its great owning a vehicle with no payments. I was fortunate it enough to own mine the day I drove it off the lot. Not planning on a new truck until I can do it again.
     
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