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Today I make my Third Truck payment

Discussion in 'Off-Topic Discussion' started by Aw9d, Jan 27, 2012.

  1. Jan 27, 2012 at 9:23 AM
    #1
    Aw9d

    Aw9d [OP] That one guy

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    And its officially paid off in
    3...
    2..
    1.
    (clicks mouse)
    BOOM!


    My 2011 DCSB Tacoma is fully paid off! Whoo hooo!
    Now it is time for a new stereo :)
     
  2. Jan 27, 2012 at 9:25 AM
    #2
    The Driver

    The Driver Trail Runner/Barefoot Beach Runner/Snow Skier

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    Raph
    Lakewood (Green Mountain), CO.
    Vehicle:
    '02 Extra cab 4X4 TRD SR5 3.4
    Aftermarket tranny cooler, 5100 Series Bilsteins, Class 3 Hitch, Alcan Leafs,
    Paid off in three payments?


    Must be nice! CONGRATS!
     
  3. Jan 27, 2012 at 9:26 AM
    #3
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
    Vehicle:
    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    You wanna pay mine off too?
     
  4. Jan 27, 2012 at 9:36 AM
    #4
    Aw9d

    Aw9d [OP] That one guy

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    Yes Sir, 3 payments.. And thanks! I never had a car/truck payment in my life.. Always paid for upfront in cash, didn't like not having the Title in my possession.

    And I did put a very large cash amount down on the truck when I bought it.
     
  5. Jan 27, 2012 at 9:37 AM
    #5
    Aw9d

    Aw9d [OP] That one guy

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    If I get to keep it sure, I'll pay it off :) My wife would love your truck.
     
  6. Jan 27, 2012 at 9:39 AM
    #6
    Hot Tamale

    Hot Tamale Well-Known Member

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    Pat
    Henderson, NV
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    2012 Access Cab 4x2
    Congratulations! :)
     
  7. Jan 27, 2012 at 9:43 AM
    #7
    The Driver

    The Driver Trail Runner/Barefoot Beach Runner/Snow Skier

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    Raph
    Lakewood (Green Mountain), CO.
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    '02 Extra cab 4X4 TRD SR5 3.4
    Aftermarket tranny cooler, 5100 Series Bilsteins, Class 3 Hitch, Alcan Leafs,
    I know the feeling. Until 2005 ALL my car purchases were cash...


    Working my way up to it! In the meantime, I salute your resolution of being deb free!!!


    Debt= Being in chains!
     
  8. Jan 27, 2012 at 9:46 AM
    #8
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
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    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    haha nahhh I'll pass :p

    I think I'm down to about 22k left on it...

    Wait... nevermind haha
    Payoff Amount $19,761.75
    yay!
     
  9. Jan 27, 2012 at 9:50 AM
    #9
    Aw9d

    Aw9d [OP] That one guy

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    First on the list, Stereo.. Then SC. :)
     
  10. Jan 27, 2012 at 9:52 AM
    #10
    Greensystemsgo

    Greensystemsgo Clean 1 owner with low miles.

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    Nickers
    Peoria, AZ
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    99' 4x4
    Suspension/bumpers/lights/sound/wheels and tires/old man tan camper
    did you make an accoutn just to post that?!

















    Welcome! :wave:
     
  11. Jan 27, 2012 at 9:57 AM
    #11
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
    Vehicle:
    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    Booossstttttt!!!!!


    After Gadget gets the U-CON out and I can finally get mine installed, you're welcome to a ride to get the motivation and itch for it :p
     
  12. Jan 27, 2012 at 10:02 AM
    #12
    Tigahshark

    Tigahshark Senior NEWBIE

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    On a volcano, literally!
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    Tint Weathertech floor liner, weathertech window visor Roll n lock tonneau cover Rubber bed mat Smoked license plate covers
    Welcome to the club
     
  13. Jan 27, 2012 at 10:05 AM
    #13
    tractng

    tractng Well-Known Member

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    Great to hear man. I normally would pay my car in 2 years in payments. I am looking to get a tacoma. It is a headache looking for use. Probably going new.
     
  14. Jan 27, 2012 at 10:12 AM
    #14
    Kyouto42

    Kyouto42 Iron Beard

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    Ahwatukee, AZ
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    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    Is it sad I'd probably be at like 6-7k left on payments if I never modded my truck and put that money into the payment instead? HAHA
     
  15. Jan 27, 2012 at 10:23 AM
    #15
    Surferdude

    Surferdude Erich

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    Erich
    Grayslake, il
    Vehicle:
    '11, DC SR5, 4x4
    ProEFX Tonneau cover, Coverking seat covers, Weathertech front floor liners, Coverking Cab Cover, Westin nerfs, in transit...
    My interest is only 2.99% on my loan. Although it is nice to be debt free, there's something to be said for leverage.

    I'm driving an almost $30k truck for about $450/month. Instead of my money $30k sitting in the truck earning zero interest, it goes into my 401k and hopefully(usually) earns more than my 3% interest rate.

    Any interest higher than 5%, I pay off, anything less I keep the loan and use the leftover monthly money, elsewhere.

    To each his own and congrats on your new, fully owned truck.
     
  16. Jan 27, 2012 at 10:37 AM
    #16
    Aw9d

    Aw9d [OP] That one guy

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    I will take you up on that offer. I wanted to ride in one before I bought it to make sure its worth the amount of money I'll pay to get it installed and tuned properly.

    But I LOVE super chargers.. Hate turbo's.. Can't stand lag.. I want power and I want it now!
     
  17. Jan 27, 2012 at 10:43 AM
    #17
    Kyouto42

    Kyouto42 Iron Beard

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    Jake
    Ahwatukee, AZ
    Vehicle:
    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    I'm not gunna lie... I love turbos way more haha. But, on a truck (especially like mine... armored/offroaded the fuck out) it makes more sense.

    Yea man, one thing I learned so far is... the TRD flash is bad lol. That's why I'm waiting on URD since their UCON will be vastly superior to the old APR X-1. Lots more room to grow, plus a better tune out of the box with safer AFR's.
     
  18. Jan 27, 2012 at 10:52 AM
    #18
    jtav2002

    jtav2002 Kenny Fuckin Powers

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    Reading, PA
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    Congrats! Its great owning a vehicle with no payments. I was fortunate it enough to own mine the day I drove it off the lot. Not planning on a new truck until I can do it again.
     
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