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Trade a 2010 TRD Sport for a 2012?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by pauldotcom, May 8, 2012.

  1. May 8, 2012 at 4:55 AM
    #1
    pauldotcom

    pauldotcom [OP] Well-Known Member

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    I am close to sealing a deal for a 2012 TRD 4x4 Sport DBL short...

    I currently have a 2010 TRD 4x4 Sport DBL short...

    Both Magnetic Grey...

    I could be getting a STEAL on this thing with excellent trade in value on my current rig (40K miles)..

    What do you guys think of the look of the new 2012? Anything else new other than the sound system and steering wheel?
     
  2. May 8, 2012 at 5:17 AM
    #2
    StickShifty

    StickShifty Well-Known Member

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    i like the 2012 front end better then the 2005-2011. i believe the only difference is the front end, steering wheel, black center stack, different black radio, and black carpet. might be more, but thats all i can think of.
     
  3. May 8, 2012 at 5:59 AM
    #3
    Burns

    Burns Well-Known Member

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    It is basically the same truck why would you trade your 2010 in on a 2012? :confused: What til the 3rd gens come out in a few years.
     
  4. May 8, 2012 at 6:09 AM
    #4
    pauldotcom

    pauldotcom [OP] Well-Known Member

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    The decision of trading in is more of a finacial decision... I bought my current truck with a 76 mo Toyota loan; I still owe 4 years. The new one would be a 5year loan, lower payment... So I am really only adding an extra year but getting brand new with warranty...

    Like I said, this might be a STEAL if the dealer really goes for it. If not, I wont do it.
     
  5. May 8, 2012 at 6:18 AM
    #5
    dexterdog

    dexterdog My pee parts itch

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    Financially it doesn't make sense to tack on another year of payments period, even if the payment amount is reduced. As whipper said, you would be better off to pay more.

    Also, I would wait until the full redesign comes out. The '12 refresh is just a "tide you over' until Toyota can come out with a complete redesign.
     
  6. May 8, 2012 at 6:32 AM
    #6
    drsus

    drsus Well-Known Member

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    dude, new Tacoma are maybe 1-1 1/2 year away, i would've waited had they not stolen my 2001.
    i love my 2012, but i would've def waited otherwise.
     
  7. May 8, 2012 at 6:45 AM
    #7
    Death_Stalker

    Death_Stalker " The Master Ninja"

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    keep your 2010 and try paying it off. Adding just one year is 12 more payments.
     
  8. May 8, 2012 at 6:48 AM
    #8
    81shark

    81shark Well-Known Member

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    sounds like a brilliant financial move.....

    you know....you can refinance an auto loan. i refied my truck after 2 years or so and chopped the intrest rate down several points.

    you can also pay weekly, or bi weekly half your monthly payment, and you will pay it down faster since the balance has less time to accrue interest.
     
  9. May 8, 2012 at 6:50 AM
    #9
    DeeKay21

    DeeKay21 Lieutenant Dan.

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    I'd say wait for the 3rd gens but if your gonna get a good deal on a 12' and thats what you want, I say go for it, its your money!;)
     
  10. May 8, 2012 at 8:51 AM
    #10
    pauldotcom

    pauldotcom [OP] Well-Known Member

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    OEM Roof Rack
    Thanks for the opinions guys!

    I understand waiting for the new generation; but I can always trade in again in 2 years lol..

    I had a 2008, now a 2010. Thank god these trucks hold value!

    Like I said, if I can steal a new one I will; if not, I will chill on it.

    I paid $28,000 for my truck. I might be able to grab the new one for a little less (27,500) and get $26,500 for my trade. Like I said, could be a STEAL!
     
  11. May 8, 2012 at 9:56 AM
    #11
    grhopper

    grhopper Well-Known Member

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    With better interest rates for new cars than refinancing, sometimes it works out better to buy new than to refinance. If your difference in purchase price and trade in value is only 1,000, consider doing a 4 year loan instead of a 5 year loan. You might get a lower interest rate and the payment will be about the same. Unless lowering your monthly payment is really important to you.
     
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