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Visa’s New Black Card

Discussion in 'Off-Topic Discussion' started by neontrail, Dec 29, 2008.

  1. Dec 29, 2008 at 5:01 PM
    #1
    neontrail

    neontrail [OP] ✈ ✈ ✈ ✈ ✈ ✈ ✈

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    De-badged, Tint 20%, Blue 48 LED dome-light, .......
  2. Dec 29, 2008 at 5:03 PM
    #2
    fireturk41

    fireturk41 I like to break shit!

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    High Point, NC
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    SAS, Locked front rear, Ufab sliders and bumpers, air compressor, 35" BFG KM2 on steelies and 36" TSLs
    i do not need one

    my girl quits usin it when its outta money or it friggin breaks :-O



    yes we share money but not too much, there is a limit to everything, we might break up soon anyway if the rumor mill proves true
     
  3. Dec 29, 2008 at 5:04 PM
    #3
    EquinsuOcha

    EquinsuOcha Bourbon

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    Ft Worth, TX
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    I'd love to have one, but I refuse to pay any annual fee. 24 hour concierge or not.
     
  4. Dec 29, 2008 at 5:07 PM
    #4
    eordonez

    eordonez Living vicariously through mjp2

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    my CC was cloned a week ago.... charged with $1200 aprox :mad:
     
  5. Dec 29, 2008 at 5:15 PM
    #5
    beastlytaco

    beastlytaco This is TW. One never knows what is a joke anymore

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    hey it matches Metallica's Black album
     
  6. Dec 29, 2008 at 5:32 PM
    #6
    rocivm

    rocivm miss south !! haha!!

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    to far from me.....to far.....lol
     
  7. Dec 29, 2008 at 5:52 PM
    #7
    BAT24

    BAT24 Well-Known Member

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    Especially when the Annual fee is 495.00..... I will spend my 495.00 on some Tacoma upgrades Thank You very much
     
  8. Dec 29, 2008 at 8:04 PM
    #8
    neontrail

    neontrail [OP] ✈ ✈ ✈ ✈ ✈ ✈ ✈

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    De-badged, Tint 20%, Blue 48 LED dome-light, .......
    anyone know what it takes to get the AMEX PLUM card? or annual fee?
     
  9. Dec 29, 2008 at 8:39 PM
    #9
    Evil Monkey

    Evil Monkey There's an evil monkey in my truck

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    It's a business card. Plum is free for the first year then $185/year after the first year.

    http://www201.americanexpress.com/sbsapp/FMACServlet?request_type=CompareAll&lpid=1001


    The business platinum is their most expensive business card you can appy for at $450/year.

    The most exclusive is their Centurion card. You can't even get the benefits or information online at their site. It's by invitation only. From what I've read, you have to have a Platinum card and spend at least $250K per year on the card to be considered.

    Here are the personal cards:
    http://www201.americanexpress.com/getthecard/home
     
  10. Dec 29, 2008 at 9:00 PM
    #10
    genxer36

    genxer36 Lord of Tomfoolery

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    Tow package, XM Satellite radio, K & N Air filter, & Channel Vent Visors
    I had heard at one time, there was a $100,000 initiation fee tied to that card.
     
  11. Dec 29, 2008 at 9:02 PM
    #11
    pittim

    pittim mittip

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    Respect your elder gen.
    Pink slider.
    Damn, I don't even have a credit card!

    Although I do wanna get an AMEX of some type (whichever one I can get, having no steady income due to the fact that I'm a student...) to start building credit...
     
  12. Dec 29, 2008 at 10:33 PM
    #12
    Evil Monkey

    Evil Monkey There's an evil monkey in my truck

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    If you don't have any credit, you could go with a secure Visa. You deposit an amount (e.g. usually a minimum of $300) and they'll issue you a card with the credit limit equal to your deposit. Once you get a history of reliable payments you can apply for a seperate visa that's unsecured and get your money back on the first card. Bank of America has one. For the best credit rating, try to keep your cards opened for 2 years and make sure you always pay on time or pay the balance every month.
     
  13. Dec 29, 2008 at 10:43 PM
    #13
    pittim

    pittim mittip

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    Pink slider.
    I have a debit card already (have had it for about 2 years now) but those don't count towards credit score, right?
     
  14. Dec 29, 2008 at 10:52 PM
    #14
    Evil Monkey

    Evil Monkey There's an evil monkey in my truck

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    Robert
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    07 4x4 DC SR5 TRD Off-road
    Weathertech front & rear mats, rear suspension TSB, Toytec AAL for TSB, Hi-Lift Jack, Bilstein 5100 & Toytec Adjustable coilovers, Built Right UCAs, KMC XD 795 Hoss Wheels, Definity Dakota MTs 285/75R16, Leer XR, Thule Tracker II & Thule MOAB basket
    Correct, your debit will not show up on your credit report. The secure visa isn't a debit card. It counts as a credit card on your credit report.
     
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